5 Ways Tax Refund Loans Make Your Life Easier

The holidays have come and gone, but most of us know that financial obligations are here to stay. This is one reason people look forward to their tax refund payday, but you don’t have to wait. Tax Refund Loans make it easy to spend your money now instead of later! You can use a Tax Refund Payday Loan to pay bills after an expensive holiday season, or to treat yourself now instead of waiting months. It’s easy to apply, and you can have cash in hand before you know it.

Tax Refund Loans are Money You Know You’ll Spend Anyways

Many people fear tax season, but if you are one of the many who will be getting a refund, taking out a tax refund payday loan is an excellent way to eliminate the long wait! If you’re counting down the days until your refund finally arrives, consider getting a tax refund payday loan and enjoy spending your money now. You don’t have to wait for your refund to get the things you want.

You Can Use Your Tax Refund Payday Loan to Pay Necessary Bills

Bills and monthly payments don’t stop when the holidays get expensive, and balancing the checkbook during this season can be stressful. A tax refund payday loan takes the stress out of paying bills, and gives you some room to breathe and enjoy life. Life doesn’t have to be stressful, and it won’t be with a tax refund payday loan.

It’s Simple to Apply for a Tax Refund Loan

You can use a PC, tablet, or even your smartphone to apply for a tax refund payday loan. If you have five minutes, you have enough time to apply! You can apply 24/7 and after completing the quick online application, you will be matched with the perfect lender for you. You can sign the application electronically and the money will be deposited directly into your bank account – all online. It takes five minutes to apply for a tax refund payday loan that can improve your financial situation.

It’s Fast and Easy to Qualify for Tax Refund Loans

Most people qualify for tax refund loans under basic lender requirements. As long as you are at least eighteen years old, a citizen with a bank account, and you meet the minimum income requirements, that’s it! There’s no minimum credit score and no credit check! Many lenders work with less than stellar credit. On-time payments of your tax refund payday loan will be reported to the credit bureau and could even increase your credit score.

Tax Refund Loans Put You in Control of Your Money

When life gets expensive, don’t wait for tax season to enjoy the refund you know you’ll receive. Use a tax refund payday loan to spend your money now. Whether you need it to pay bills, or you want to upgrade your car, you don’t have to wait to enjoy your refund. Tax refund loans are a great way to control your money, when you get it, and what you spend it on. Stop waiting and apply for a tax refund payday loan today!

5 Ways Tax Refund Loans Make Your Life Easier By Eric Knapp - 12/27/16

What Exactly is a Refund Anticipation Loan?

You can borrow against the income tax refund you’re expecting, even if you haven’t completed your return yet! All you need to do is meet a few basic credit qualifications – such as being at least 18 years old, employed, and having a bank account that can process electronic deposits and debits – and you have an excellent chance of being able to access those funds now, when you need them most, instead of having to wait until tax season after your return has been completed and processed.

How Is A Refund Anticipation Loan Different from a Personal Loan from the Bank?

When you apply for a loan from your bank, the process is different in several ways. One, the application itself is much more extensive, often including lists of monthly expenses, of monthly debt and payments, and credit references. The application for a refund anticipation loan includes none of these; a very brief online application form will be completed that asks only for your basic personal identification information, info regarding your employment and income, and your bank account info in order to direct the deposit of approved funding. Furthermore, as you are essentially borrowing your own funds, you can look forward to the arrival of your scheduled income tax refund at its usual time – unlike tax advance programs through income tax preparation companies, which require the borrower to sign over their refund to the company as repayment.

Do I Need Good Credit To Get Approved for a Refund Anticipation Loan?

Your credit score, good or bad, will probably not be a factor in your approval either way. The lenders working in this program realize that a lot of Americans are living with damaged credit due to no fault of their own – and even for those who made mistakes, why should an error in judgment be allowed to follow a person for years and years, making it that much more complicated for them to recover, build a healthy financial life for themselves, and put that time and that mistake behind them. These lenders created their own set of criteria, and consider factors such as your income and employment history rather than running a traditional credit check.

How Long Does it Take To Get a Refund Anticipation Loan?

You can apply today for a refund anticipation loan and have funds in your own bank account tomorrow or the next business day. The lenders work quickly, approving your application in just 90 seconds; you’ll then be provided with everything you need to review the terms and conditions and decide if you want to sign on the virtual dotted line. Once you provide an electronic signature, the lender will deposit your funds the same day and you can access the cash as quickly as your bank’s clearing process will allow.

How Do I Apply For a Refund Anticipation Loan?

It’s easy as 1-2-3! Follow the following link to the Refund Anticipation Loan website – the Apply Here link will take you to the quick and simple form to provide your personal information. Follow the simple directions and within minutes you’ll be on your way!

What Exactly is a Refund Anticipation Loan? By Eric Knapp - 10/11/16

Get Cash Fast With A Refund Anticipation Loan

We all need extra money sometimes – one month our bills might be higher than usual, or the car breaks down, or a paycheck is lower than we budgeted for because our hours or tips were shorter than we’re used to. It’s an unfortunately common scenario that happens for all kinds of reasons. And when it does, refund anticipation loans can be the answer. Borrowing against our income tax refund is a fast and easy way to access the cash we need quickly and easily, with a minimum of “red tape.” You don’t even have to have filed your income tax return, because nobody’s going to ask to see it. How much to request to borrow is entirely your decision, based on previous year’s returns, any changes in your income or circumstances, and how much you’re comfortable repaying from your upcoming paychecks if you aren’t expecting your refund within a couple of weeks.

Refund Anticipation Loans – Easy Online Access is Key!

Did you know that loan applications are now online? It makes sense – if we can file our income tax returns online, manage our bank account, and go shopping, why not apply for a refund anticipation loan? Our technological advances in recent years have made it so that even the most skittish of us are comfortable completing financial transactions over the internet, whether it’s shopping for books or clothes, playing games, or even paying our bills. The same type of encryption technology that makes it possible for us to safely access our bank account and transfer funds to almost anywhere we need to also enables you to have a fast, easy loan application experience from the comfort of your own home – or wherever you prefer. What’s your favorite mobile device – your phone? More and more of us are using our phones as a primary internet access – and thanks to some forward-looking web developers the site is completely mobile-friendly. Both the web page content and the application will appear as big and bold and easy to read on your phone as they would on a full-sized computer or laptop.

1-2-3 Refund Anticipation Loans

The application process couldn’t be easier – simple as 1-2-3! Step one – head to the website and fill out the quick and simple application form. It’s got just three sections – personal info, employment and income info, and bank info. There is just a handful of questions for each section and none of them ask anything more complex than an ID or phone number. Step two – click submit and wait for the approval to come through right in your browser just a minute or two later. The approving lender will provide you with a lending agreement to sign and the electronic signature to sign it with. Take your time and read through all the terms – make sure you understand what you’re agreeing to – and then sign to accept the deal. As soon as that’s done the lender will be free to disburse the funds directly to your bank, where they’ll be available to you as quickly as your bank’s clearing policies allow! Payments will be drafted from your bank account on your subsequent paydays, and if your income tax refund hasn’t arrived yet you’ll get to keep it when it does – unlike other tax loans that take your refund as payment and only provide you with the base amount minus fees and interest. A refund anticipation loan is like borrowing from yourself, and who’s going to give you a better deal than that?

Get Cash Fast With A Refund Anticipation Loan By Scott Lobo - 7/5/16

Taxpayer Service at Record Low, but Income Tax Loan Can Help

No one is surprised to hear that taxpayers don’t get great service when dealing with the IRS, but apparently service levels are at an all-time low. A recent report found that the customer service provided to taxpayers was even worse than expected. If you don’t need help with your taxes, that’s fine, but if you want to ask the IRS a question, get in line and prepare to be ignored. You can make tax season more enjoyable in spite of their best efforts by applying for an income tax loan.

An Income Tax Loan is Great, IRS Service is Abysmal

The report found that in 2015, nearly nine million callers were disconnected by the IRS phone system. If you tried to call to ask a question, you probably experienced this. The report also found that the IRS only answered 37 percent of caller questions. If this were the customer service department of a company, someone would be getting fired. For anyone lucky enough to get through, wait times soared to an average of 23 minutes. If you have received such poor treatment from the IRS during tax season, you are not alone. This year, use an income tax loan to boost your spirits. An income tax loan is a great way to thwart the best efforts of the IRS to get you down. It allows you to get your refund money sooner. While they do their best to make the tax season miserable for you, take the time to get an income tax loan and make the season a little brighter.

How to Get an Income Tax Loan

Getting an income tax loan is simple and you can expect much better service than you’ll see from the IRS. When you apply for one of these loans, the last thing you will do is wait long for a response. We have lenders on hand 24 hours a day to make sure you get approved in just a matter of minutes. Your application will be taken seriously and approved in a timely fashion. To get approved, requirements are minimal. You basically just have to be an adult with a job. We don’t do credit checks or ask for any official documents. Just show us you have a regular paycheck. Once you get approved, you will wait again, but not much longer than one day, to get the money deposited right to your account. With an income tax loan, you not only get quick cash, you get the best service around.

Taxpayer Service at Record Low, but Income Tax Loan Can Help By Heather Wilson - 4/6/16

Tax Time Doesn’t Have to Be a Drag with a Refund Anticipation Loan

You won't dread tax time with a Refund Anticipation Loan

Did you know that most taxpayers end up getting refunds at tax time? It can be a major chore to file and get your taxes done, but it doesn’t have to be that bad, especially if you know you will get a refund. You don’t even have to wait to get that refund. In fact, you don’t even have to file to get it. With a refund anticipation loan, you can get your tax refund any time you want. Just take the few minutes needed to apply, get approved, get your cash, and learn to love tax time.

A Refund Anticipation Loan Makes Taxes More Fun

No, the act of filling out all that paperwork, or even doing it online or with tax software, isn’t much fun. It’s a chore we all face, and nobody loves doing it, but you can make tax time more fun when you use a refund anticipation loan. Knowing you will get cash back from filing your taxes, you can feel good about borrowing money now. Best of all, you can get the cash you are owed sooner and use it sooner. You can use the money for anything you want, whether you want to be responsible and take care of bills or debt, or you just want to splurge on something nice for you or your family. Either way, getting cash from a refund anticipation loan makes tax season less of a drag and more of a time to look forward to and to get excited about.

Getting a Refund Anticipation Loan is Easy

You won’t be adding to the hassle and stress of tax time when you apply for a refund anticipation loan because the process is simple and easy. All you need to do is go to our online application and fill it out with some basic information. You can do it from your home computer or your mobile device with our mobile-ready site. There is no credit check, no document faxing, and no worry when you apply. Just wait a few minutes to hear from a lender, get approved and watch while that lender makes a nice deposit to your bank account. With the money from a refund anticipation loan you get to enjoy the idea of filing your taxes, and you get the money you want to use now instead of later.

#refundanticipationloan #IncomeTaxAdvances

Tax Time Doesn’t Have to Be a Drag with a Refund Anticipation Loan, By Heather Wilson - Today

Get the Most Convenient Tax Refund Loan Ever with our Mobile App

When you're short on cash, use our mobile
app to apply for your Tax Refund Loan.

Did you realize that you can get quick cash in advance of your tax refund without ever leaving your home? In fact you can get the cash you need quickly and from wherever you are, with our super convenient mobile app. You don’t have to bother going to the bank. Don’t look up the closest cash advance store. Just switch on your smartphone, and go to our mobile app to get started on your next tax refund loan.

A Mobile App Makes Your Tax Refund Loan Easy

Whether you have a tax refund coming next year or in the next month because of an extension, you can get that cash sooner if you know where to look. With our tax refund loan, you can have the cash from your expected refund today or tomorrow at the latest. For most loans you have to actually go to a physical place and fill out a paper application. It’s a major hassle. You’re likely to face a credit check, and you will probably have to find some official documents sitting in the back of your file cabinet. If you want to bypass all of that and apply for a tax refund loan from anywhere, use our mobile app. We now have an app that allows you to apply and get approved for your loan anywhere you have cell phone reception. There is no easier way to apply for and get a loan.

How a Mobile App Gets You a Tax Refund Loan So Quickly

Not only is our tax refund loan really convenient thanks to the mobile app, it’s also extremely fast. When you need cash immediately there is no quicker option, and that’s because we do everything in the virtual world. We also don’t ask for any information beyond what is on your short application. We don’t need to check your credit score, and you don’t have to fax or email any documents to us. Just fill out the application, get approved, and by the end of the day in most cases, you will have cash in your bank account. For an even greater need for speed, try our one hour loan, and get that cash within the hour. We expedite the process for those times when quick cash is of the essence. Get started today by finding our easy mobile app on your phone.

#taxrefundloan #IncomeTaxAdvances

Get the Most Convenient Tax Refund Loan Ever with our Mobile App, By Scott Lobo - Today

An Online Tax Refund Loan Can Be Your Ticket To Peace of Mind

Get the money you need with an online tax refund loan

During the holiday season many of us have a tendency to overspend – especially if we know that there’s a tax refund heading our way in just another couple of months! Even better if we know that we won’t have to wait that long to get it, because an online tax refund loan can get us the money before we’ve even filed our tax return! It’s absolute simplicity – we can essentially borrow our own money, so there’s no worry about how to repay the loan. The repayment comes from our tax refund – all we have to do is have the IRS deposit it to the same account we used for the loan, and one will repay the other!

An Online Tax Refund Loan Can Be Just What You Need In Good Times and Bad

Most of us think about borrowing money when some kind of emergency hits – when the car dies, or the washing machine spews dozens of gallons of water all over the basement. Fortunately, that’s not the only time that an online tax refund loan can come in handy. Perhaps there’s a special birthday or anniversary coming up, and you don’t have quite as much as you need for the celebration. Isn’t it worth borrowing from your upcoming tax refund to make sure that important day goes just as planned? Or maybe you’re just desperately in need of a quick vacation – you have the time off now, but not the money.

Bad Credit Doesn’t Stop an Online Tax Refund Loan

When you apply for a traditional loan, your credit report plays a huge role in the lender's decision to approve or deny your request. For those who have had some credit difficulties in the past, it can make getting new credit of any kind difficult or even impossible. Online tax refund loans are a different story – there’s no credit check, so it doesn’t matter what kind of story your credit report will tell. Your acceptance is based on your dependable job and salary right now – the past doesn’t matter. For anyone trying to put financial difficulties behind them and move forward, it’s a welcome second chance!

Nothing Else Is As Simple and Easy as an Online Tax Refund Loan

You’re going to be pleasantly surprised at how simple and easy it is to get an online tax refund loan. Unlike a traditional loan, the application and approval both happen online, followed by signing the agreement to terms and arranging to have the funds deposited into your own bank account. There are no forms that need to be printed, copied, faxed, or mailed, and no visits to a bank or other office. You can complete the entire transaction from the comfort and convenience of your own home! To get started, simply fill out a very short application form. You'll receive a response within 90 seconds. You’ll then be provided with the terms, which include interest rate, payment dates and amounts, and any applicable fees and options. If you agree, you’ll sign the document electronically, and the funds will be in your bank account as soon as the next business day – or that very same day if you’ve arranged that with your lender. The whole process is simpler and easier than you ever could have guessed!

#OnlineTaxRefundLoan #IncomeTaxAdvances

An Online Tax Refund Loan Can Be Your Ticket To Peace of Mind, By Eric Knapp - Today

Spend Your Income Tax Refund Now With a Refund Anticipation Loan

Budget out of balance? A Refund Anticipation Loan can set it straight.

It’s great when our income tax refund comes in at the perfect time, just when we need that windfall to pay off holiday spending or cover an unexpected bill – but what about times that those expenses happen before we’ve even filed our return? We know the money’s coming, but there’s no way it’s coming soon enough. That’s the perfect time for a refund anticipation loan! This type of loan is exactly what it sounds like – a loan against the income tax refund you expect to be getting soon, and which can be repaid by having the payment drafted from your bank account after your refund is direct-deposited. No muss, no fuss, no need to remember to write and mail a check! Everything is set up from the start to make the process as simple as possible!

A Refund Anticipation Loan Can Really Save The Day

No matter how carefully we budget our money, life never ceases to surprise us! Just when we think we have everything under control, next semester’s tuition bill comes in. Or your child brings home a permission slip for a big school trip – or pleads for music or dance lessons. A refund anticipation loan allows you to spend your next tax refund before it comes in – or even before you’ve filed your return!

It’s Super-Simple To Apply for a Refund Anticipation Loan

The process couldn’t be easier. There’s no printing, no faxing, and no delays. No proof of your anticipated tax refund will be required. Just a few simple questions to verify that you have a steady income and a US bank account, and other basic personal data, and approval will be provided electronically within seconds of hitting the “submit” button. Lenders are available 24 hours a day, seven days a week, and your refund anticipation loan can be in your bank account within just hours – as soon as the next business day. Repayment will be drafted from the same account the funds are deposited to, so you don’t even have to remember to pay back the loan.

Get a Refund Anticipation Loan Without a Credit Check

How’s your credit? Not so great? You’re not alone! Did you ever think anyone would give you a loan without even checking your credit, much less declining your application because of it? Here’s your chance to be treated like the responsible working adult that you are, instead of being judged by events that happened years ago and may not have even been within your control. When you apply for a refund anticipation loan, your approval will be based only on your current job and circumstances, and not on a number calculated by the credit bureau to compare you to others. Need extra cash fast? Check out a refund anticipation loan today!

#RefundAnticipationLoan #IncomeTaxAdvances

Spend Your Income Tax Refund Now With a Refund Anticipation Loan, By Scott Lobo - Today

Avoid a Cycle of Debt When Using Tax Refund Loan Services

Tax refund loan services are helpful when used responsibly

Tax refund loan services can be a huge help, but they can also get you in trouble if you don’t use them carefully. Critics of tax refund loans say that they trick consumers into getting high rate loans that they can’t pay off on time. There is no trick when it comes to tax refund loan services. If you understand how tax refund loans work, how to use them responsibly, and what the fees are, you can benefit from getting cash quickly when you need it most.

Easy, Simple, Fast Tax Refund Loan Services

What makes a tax refund loan so useful for so many people is the fact that you can get the cash you need quickly. To take advantage of tax refund loan services all you need to do is fill out a simple and easy application and show proof of your regular paycheck. Whether you need a couple hundred dollars to pay off the last bill for the month or a little more to take care of unexpected car repairs or medical bills, you will be approved quickly as long as you have a regular paycheck. Even better, you will get the cash you need within hours or the next day after you complete the application process. A tax refund loan comes with a fee and interest rate, so make sure you know what those costs are and that you can afford them before you apply.

Repaying with Tax Refund Loan Services

The key to using your tax refund loan responsibly is to repay it as soon as you receive your tax refund. The idea behind a tax refund loan is that it is based on your tax refund. This means you should be prepared to pay the amount back in full. Sometimes this isn’t possible. Where people get into trouble using tax refund loan services is that they opt for an extension on the loan, and then they extend it again and again, never paying the loan back and racking up fees instead. Using tax refund loans in this way is irresponsible and is not how they are intended to be used. Before you apply for a loan, do some careful calculations. Know how much you can afford and make sure you will be able to repay the loan. If you can do this, you can benefit from the easy access, quick cash, and peace of mind provided by tax refund loan services.

Getting Started with Tax Refund Loan Services

When applying for an tax refund loan all you need is a job and a bank account. You will NOT need your tax return, your annual earnings, or even the amount you paid in federal taxes to apply. Tax refund loan services will NOT need any tax forms like W-2 or 1099 from your employer, and there is never a need to have all of your receipts as supporting documentation. Take just a few minutes to complete the application with your basic information, you'll hear back from a lender within minutes, and cash will be in your bank account by the next business day. Apply now so you can get the cash you need right away.

#TaxRefundLoanServices #IncomeTaxAdvances

Avoid a Cycle of Debt When Using Tax Refund Loan Services, By Eric Knapp - Today

Are You Expecting a Large Tax Return? Don’t Wait—Get Your Money Today with the Help of a Missouri Refund Anticipation Loan

Don't wait for the IRS - get cash now
with a Missouri Refund Anticipation Loan 

Missouri residents who are expecting a return from the IRS can now get their returns early for a small fee. For many residents, the benefits outweigh the fee.

“I’m tired of waiting a month or more for my money. I need that cash to pay off bills. The small fee is better than paying hundreds of dollars in interest from unpaid bills,” St. Louis resident Mark said.

According to enthusiastic borrowers, the Missouri Refund Anticipation Loan is an easier alternative to other tax return loans.

“I remember waiting in line for 30 minutes before I could apply for a tax anticipation loan. With the Missouri Refund Anticipation Loan, I don’t have to wait. I apply online at home when I want to, the lenders call me, and I talk to them when it’s good for me. Now that’s customer service!”, Janet, another St. Louis borrower, said about Missouri Refund Anticipation Loans.

Borrowers prefer Missouri Refund Anticipation Loans because they know they can repay the loan once they receive their tax return

Borrowers who apply for and receive “regular” loans usually aren’t sure when they’ll be able to repay the loan. Borrowers for Missouri Refund Anticipation Loans know exactly when they can repay their loan. Missouri lenders never lend a borrower more than their anticipated return, so borrowers are confident they’ll have enough money by the loan’s deadline.

Apply for a Missouri Refund Anticipation Loan today

If you live in Missouri and want your refund money today, apply for a Missouri Refund Anticipation Loan today.

#MissouriRefundAnticipationLoan #IncomeTaxAdvance

Are You Expecting a Large Tax Return? Don’t Wait—Get Your Money Today with the Help of a Missouri Refund Anticipation Loan, By Heather Wilson - Today