Spend Your Income Tax Refund Now With a Refund Anticipation Loan

Budget out of balance? A Refund Anticipation Loan can set it straight.

It’s great when our income tax refund comes in at the perfect time, just when we need that windfall to pay off holiday spending or cover an unexpected bill – but what about times that those expenses happen before we’ve even filed our return? We know the money’s coming, but there’s no way it’s coming soon enough. That’s the perfect time for a refund anticipation loan! This type of loan is exactly what it sounds like – a loan against the income tax refund you expect to be getting soon, and which can be repaid by having the payment drafted from your bank account after your refund is direct-deposited. No muss, no fuss, no need to remember to write and mail a check! Everything is set up from the start to make the process as simple as possible!

A Refund Anticipation Loan Can Really Save The Day

No matter how carefully we budget our money, life never ceases to surprise us! Just when we think we have everything under control, next semester’s tuition bill comes in. Or your child brings home a permission slip for a big school trip – or pleads for music or dance lessons. A refund anticipation loan allows you to spend your next tax refund before it comes in – or even before you’ve filed your return!

It’s Super-Simple To Apply for a Refund Anticipation Loan

The process couldn’t be easier. There’s no printing, no faxing, and no delays. No proof of your anticipated tax refund will be required. Just a few simple questions to verify that you have a steady income and a US bank account, and other basic personal data, and approval will be provided electronically within seconds of hitting the “submit” button. Lenders are available 24 hours a day, seven days a week, and your refund anticipation loan can be in your bank account within just hours – as soon as the next business day. Repayment will be drafted from the same account the funds are deposited to, so you don’t even have to remember to pay back the loan.

Get a Refund Anticipation Loan Without a Credit Check

How’s your credit? Not so great? You’re not alone! Did you ever think anyone would give you a loan without even checking your credit, much less declining your application because of it? Here’s your chance to be treated like the responsible working adult that you are, instead of being judged by events that happened years ago and may not have even been within your control. When you apply for a refund anticipation loan, your approval will be based only on your current job and circumstances, and not on a number calculated by the credit bureau to compare you to others. Need extra cash fast? Check out a refund anticipation loan today!

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Spend Your Income Tax Refund Now With a Refund Anticipation Loan, By Scott Lobo - Today

Tax Refund Anticipation Loans Are For Everyone

Things can go wrong no matter how well you plan.
Tax Refund Anticipation Loans get you the cash you need.

Can you think of anyone who wouldn’t like to get their income tax refund when they need it, instead of during our government-designated “tax time”? There are all kinds of reasons why people can be short on cash and looking for a little extra, or a way to re-budget what they’ve got. Well, a tax refund is actually your money – and the next best thing to having it now is being able to borrow against it, comfortable with the fact that paying back the loan will be no problem, since you know exactly when and from where the repayment dollars are coming. That’s exactly what tax refund anticipation loans are for – what could be better than being able to access your tax refund at any time of year?

Tax Refund Anticipation Loans Are Your Prescription for Stress Relief

It doesn’t matter what you need the money for. It doesn’t even matter if you haven’t done your income tax return yet this year! Tax refund anticipation loans are available to anyone who meets a handful of basic qualifications – a steady job, US citizenship, and a domestic bank account – and the loans are based on the amount you can afford to repay, not the amount you’re actually scheduled to receive from the IRS. Nobody will ask to see your tax return. There’s no credit check either – whether or not you had some kind of financial challenges in the past is not taken into account – every individual is treated with respect, based on their current situation, not dictated by a report that’s all about the past.

Use Your Tax Refund Anticipation Loans for Anything You Wish

There are as many reasons for taking out tax refund anticipation loans as there are consumers applying for one. For some, bills have gotten a little out of hand, and they need to bring their budget back in balance. For others, there have been unexpected expenses – or true emergencies, like an urgent car repair or medical bill. For still others, they have a special occasion coming up and haven’t managed to save as much as they hoped to make it happen; it could be a family vacation, special birthday or anniversary gift, or something practical and necessary like new school clothes for their kids.

Applying For Tax Refund Anticipation Loans Is A Snap!

The application process is easier than you probably think! Anyone who has any experience with the traditional loan process will be very pleasantly surprised to discover that it takes mere minutes from application to approval, and only hours before they’ve got cash in hand. At any time of day or night, just head to the website from your own computer or tablet – simply click this link now – answer a few quick questions, receive approval and terms, and the funds will be deposited into your own bank account within hours. Tax refund anticipation loans are so simple and stress-free, you’ll never want to borrow money any other way!

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Tax Refund Anticipation Loans Are For Everyone, By Ray West - Today

Refund Anticipation Loans are available now

Get your refund way early with
a Refund Anticipation Loan

Refund anticipation loans, also known as RALs, allow you to get the money you expect from your tax refund before it arrives. Even if you filed for an extension and don’t expect your refund until after October, you can still get a refund anticipation loan for emergency expenses before you money comes in. Of course, it is always best to wait for the refund to come in before spending it, because this service adds fees and interest that reduces the net amount of your refund, but sometimes situation like car repairs, medical needs, or travel emergencies may cause you to need the cash in anticipation of your refund.

Refund Anticipation Loans are available in several different forms

Usually refund anticipation loans are quick cash loans that where money is paid out in about a day and will be repaid all at one time within a few weeks, depending on your pay day and the terms of the loan. However, some websites, such as IncomeTaxAdvances.com and some others, offer more flexible types of Refund Anticipation Loans.

Refund Anticipation One Hour Loans

These loans are truly fast track loans. After you fill out an online application, you will generally get an answer in just a few minutes. If you are approved and accept the terms of the loan, you will get the money deposited into your bank account in about an hour.

Refund Anticipation Installment Loans

If you are not sure how long your refund will take and need longer terms than two weeks or so, you may be able to apply for a refund anticipation installment loan that will allow you to repay in several payments over a slightly longer term.

Refund Anticipation Lines of Credit

A refund anticipation loan acts more like a credit card in the sense that, as you repay the loan, you can borrow money again without reapplying for the loan. This may work better for you if you expect reoccurring needs. However, the terms for these types of loans are different and you will likely pay extra for the convenience, so make sure that you understand all the terms of the loan before agreeing to a line of credit.

Traditional Refund Anticipation Loans

Even if you are not able to obtain one of these more flexible types of loans, you still have a good chance of getting a traditional refund anticipation loan based on your income level. Usually these loans are limited to $1000 or less and will need to be repaid in a lump sum when your refund comes in or your next paycheck arrives. Terms for these loans vary greatly so read the loan offers carefully. But if your need for cash comes in advance of your expected refund, this may be option for you.

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Refund Anticipation Loans are available now, By Heather Wilson - Today