Taxpayer Service at Record Low, but Income Tax Loan Can Help

No one is surprised to hear that taxpayers don’t get great service when dealing with the IRS, but apparently service levels are at an all-time low. A recent report found that the customer service provided to taxpayers was even worse than expected. If you don’t need help with your taxes, that’s fine, but if you want to ask the IRS a question, get in line and prepare to be ignored. You can make tax season more enjoyable in spite of their best efforts by applying for an income tax loan.

An Income Tax Loan is Great, IRS Service is Abysmal

The report found that in 2015, nearly nine million callers were disconnected by the IRS phone system. If you tried to call to ask a question, you probably experienced this. The report also found that the IRS only answered 37 percent of caller questions. If this were the customer service department of a company, someone would be getting fired. For anyone lucky enough to get through, wait times soared to an average of 23 minutes. If you have received such poor treatment from the IRS during tax season, you are not alone. This year, use an income tax loan to boost your spirits. An income tax loan is a great way to thwart the best efforts of the IRS to get you down. It allows you to get your refund money sooner. While they do their best to make the tax season miserable for you, take the time to get an income tax loan and make the season a little brighter.

How to Get an Income Tax Loan

Getting an income tax loan is simple and you can expect much better service than you’ll see from the IRS. When you apply for one of these loans, the last thing you will do is wait long for a response. We have lenders on hand 24 hours a day to make sure you get approved in just a matter of minutes. Your application will be taken seriously and approved in a timely fashion. To get approved, requirements are minimal. You basically just have to be an adult with a job. We don’t do credit checks or ask for any official documents. Just show us you have a regular paycheck. Once you get approved, you will wait again, but not much longer than one day, to get the money deposited right to your account. With an income tax loan, you not only get quick cash, you get the best service around.

Taxpayer Service at Record Low, but Income Tax Loan Can Help By Heather Wilson - 4/6/16

Don’t Wait- Spend Your Refund Now With An Income Tax Loan

Need your tax refund right now? Get an income tax loan!

It’s great when our annual income tax refund shows up just in time to pay for something we wanted or needed, but what about all the times it doesn’t? What about family vacation expenses in the summer, or holiday bills in January? What if you’re just not ready to file yet but more than ready to replace the bald tires on your car before the snowstorm hits later this week? That’s when an income tax loan from eTaxLoan.com is exactly what you need. You don’t have to have filed your return yet, and some lenders have flexible payment schedules so you can plan to repay out of an upcoming paycheck or two, or out of your actual return from the IRS when it’s deposited to your account.

An Income Tax Loan Can Be the Simplest Solution To Your Temporary Cash Flow Woes

The clear advantage to using your income tax refund to pay off unexpected expenses is that you know where the money is coming from. With a regular loan or line of credit, the first question at hand will always be, “Can my budget handle the additional payments?” An income tax loan is simple – spend now, repay with your refund! Even if you repay it from your paycheck income, as is likely if you borrow months ahead of time, you can later pay yourself back with the refund. If your circumstances haven’t changed since last year, you know about how much you’re getting back and can plan accordingly. Most people think about loans when they’re in a sudden emergency situation, but there’s no reason it can’t be used for something fun instead. Book a family vacation with it, or buy your sweetheart something special that will make them wonder how you managed to afford it!

What Can You Do With a Income Tax Loan?

Income tax refunds are great, but they rarely seem to line up with the things we need to pay with them. Whether it’s an unexpected expense like a medical bill, an actual emergency like having the car break down or the furnace die in the middle of January, or something that was planned and expected but not budgeted for properly, there are at least a few times a year when we each think, “I wish my tax refund were due back to me right about now!” With an income tax loan, you can take advantage of them any time of year.

The Old Way Of Getting an Income Tax Loan Versus the New Way

Traditionally, loans against your tax refund were only provided by tax preparation services. These companies would require that they do your return, or that you brought it to them already prepared and ready to be electronically transmitted – for a fee – before they could offer you a loan in anticipation of your refund. Here’s how it works: the service completes your return, and enters their bank account number as the one which the refund should be sent to. You, as the customer, sign your agreement to this. Later that day or a few days later, depending on the program, you need to return to the office during their business hours to pick up your check. The check will be in the amount of your refund less their tax preparation fees, interest, and other processing fees. Then you’re done, and the loan will be repaid when they receive the deposit of your federal refund. On the other hand, an income tax loan can be much simpler, involve fewer fees, and leave you much more in control.

Try this scenario instead. One evening at home, you decide that a loan would be a good way to pay off some urgent expenses. An income tax loan is your preference, since you can’t think of any reason you wouldn’t get back the same amount as last year, and that’s plenty for your current needs. You flip open your laptop, surf over to eTaxLoan.com, and enter your name, email, state, and phone number. Click “Get Cash Now” and you’ll land on the main application page, which asks a few more questions such as your address, driver’s license number, and how much you wish to borrow. “Continue to Employment Info” brings you to a few more questions about where you work, when you get paid, and your banking information. That’s it! The questionnaire takes less than five minutes, you can borrow up to $1000, and save yourself time and fees.

Income Tax Loan Repayment Is A Breeze, and Flexible To Boot

When you apply for your income tax loan, repayment will be scheduled to be drafted directly from your bank account on your next two paydays. If you’re going to be getting your actual federal or state refund during that time, just leave it there, and the loan is paid! If not, payments will come from your paycheck. Sometimes things come up, and a particular pay date isn’t a good one to make a loan payment. No problem – just call the phone number provided and reschedule! For a fee – a much lower one than you could find yourself paying if you overextend your checking account and end up with a string of bounced checks! – they’ll be happy to reschedule the payment for your next payday.

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Don’t Wait- Spend Your Refund Now With An Income Tax Loan, By Heather Wilson - Today