Tuesday, July 11, 2017
Tuesday, July 26, 2016
Do You Have Questions About Your Tax Refund Loan? We’ve Got Answers!
What if I’m not ready to file my return yet? Can I still get a tax refund loan?Yes you can! When tax refund loans were the sole domain of income tax preparation companies, the only way to get a loan against your tax refund was to file your return and sign the refund over to the company. These days, with all the expansion and changes in the ways short-term loans are designed and managed, you can get a tax refund loan at any time of the year, whether you’re ready to file your return or not!
How much can I borrow? When do I have to pay it back?Get up to $1500, based on your creditworthiness as measured by the lender’s criteria, and factors such as income and employment history. You might be able to make your repayment from your tax refund, depending on whether it’s due to be sent to you soon - but if not you simply repay from your upcoming paychecks, and then when your government refund arrives it’s all yours to keep!
Do I need good credit to qualify for a tax refund loan?No, you do not. Many individuals with damaged credit have taken advantage of this type of short-term opportunity, and no doubt many will continue to do so because it’s so fast, so easy, and specifically because it does permit people who have been labeled a poor credit risk to be approved.
Do I qualify? What are the requirements?Each lender’s approval criteria are slightly different, but the basic minimum requirements are the same. You should be at least 18 years of age and a US citizen with a phone number and a bank account. The bank account must be capable of electronic credits and debit. To be approved, the applicant has to have a job or other steady income of at least $1000 per month.
This sounds great – how do I start?tax refund loans terms and agreement right in your browser, and have the opportunity to read it thoroughly and be sure you understand the arrangement before using the e-signature provided to accept the funds. It’s that fast and simple!
Do You Have Questions About Your Tax Refund Loan? We’ve Got Answers! By Mindy Lobo -
Wednesday, March 30, 2016
A Tax Refund Loan Can Make Financial Emergencies Disappear
The Internet and Electronic Processing Improved How A Tax Refund Loan HappensIncome tax refund advances used to get your refund to you a few weeks before the government would. It was useful mostly if you were in very dire circumstances and couldn’t wait even two or three weeks to get that cash – and were willing to pay high fees and interest in order to access it early. Over the past decade or so, as security and encryption became more advanced, the spread of the internet into the business and financial services realm became a reality. Most of us probably check our bank balances online regularly, and even pay our bills through various websites. Processes that used to take days now take only minutes, and tax refund loans are no exception. The application can be transmitted to the lenders instantaneously, evaluated within minutes, and approval information provided to you right in your browser while you wait. Documentation can be reviewed and signed electronically as well, so there’s no time lost printing, signing, and faxing your acceptance.
A Tax Refund Loan Saves You Cash Money and Improves Your Credit ScoreTax refund lenders know you have options, and that’s why their fees are more reasonable than you might expect. If you’re facing ongoing late fees or overdraft fees due to being behind on bills, there’s an excellent chance that you’ll come out ahead by borrowing against your tax refund in order to get caught up, even after the loan interest is taken into account. Making home or car repairs early, before they become more urgent and expensive, is another way that borrowing can actually save you money in the long run. In addition, the payments you make to the lender will be reported to the credit bureaus as positive, on-time payments, which ultimately will help to improve your credit score and make you eligible for better interest rates on traditional credit. If you’re one of the millions of Americans working to rebuild your credit, tax refund loans can be one of many small steps that have a big impact.
A Tax Refund Loan Can Make Financial Emergencies Disappear By Eric Knapp -
Wednesday, March 23, 2016
How a Personal Tax Refund Cash Advance Works in Your Favor
With a Personal Tax Refund Cash Advance, You Can Have Extra Cash TodayDream about that tax refund you’re owed all you want, but dreaming won’t make it get here any sooner. We all have a million ways we could spend the extra cash of a tax refund: paying bills, taking a relaxing weekend vacation, helping out a friend. Not all of us have an idea of how to get that cash, though, other than to slog through tax filing. A personal tax refund cash advance works for you by giving you that money you have been dreaming about today instead of months from now. If you can dream it, you can start doing it as early as later today. We have a quick and easy process for applying, getting approved, and getting cash in hand. Most people applying get their cash the same day. It appears like magic in your bank account with very little effort on your part.
You Can Get Approved for a Personal Tax Refund Cash Advance in Spite of Your CreditThese loans also work in your favor if you have a credit score that isn’t perfect or if you have yet to develop a strong credit history. Our loans are not based on credit scores. In some rare cases a lender may want to look at some aspect of your credit history, but in most cases it doesn’t happen. Regardless of your credit, you can get a personal tax refund cash advance and start spending your money now. Getting money in spite of bad credit is a liberating experience and just one of many ways that we can make a personal tax refund cash advance work in your favor. Apply today and start enjoying the money that is rightfully yours anyway. Make that money work for you.
How a Personal Tax Refund Cash Advance Works in Your Favor By Eric Knapp -
Thursday, March 10, 2016
How Tax Refund Anticipation Loans Take the Stress out of the New Year
Tax Refund Anticipation Loans Help You Pay the Holiday BillsOne of the biggest reasons people dread January is not the weather, although that doesn’t help, it’s the holiday hangover. It feels like a letdown to be done with the festivities, but more importantly it feels stressful to look at all the spending you did and the bills you incurred for gifts, parties, food, travel, and more. Tax refund anticipation loans can be a great tool for helping you cope with the financial hangover. A loan like this is a practical way to take concrete steps toward paying off holiday debt. If you know that you will be getting a refund eventually from your taxes next year, even better. You don’t need to prove that you have a refund coming to get tax refund anticipation loans, but it may make you feel better about borrowing. Use that money now when it really makes a difference.
With Tax Refund Anticipation Loans You Can Get Cash NowThere’s no reason to wait for to file your taxes and get a check from the government to take care of your holiday bills. Doing so will just mean accumulating more expensive interest payments. Instead of waiting, get cash now and take care of that holiday spending that is causing you stress. The sooner you take care of it, the better you’ll feel and with tax refund anticipation loans you can get cash sooner than you ever imagined was possible. When you apply for one of these loans you can expect to get the cash you’re borrowing as early as a little later on the same day. It’s the fastest way to borrow money and the quickest way to get holiday debt and stress off your plate. Get it done now and stop worrying and stressing so you can enjoy the New Year.
How Tax Refund Anticipation Loans Take the Stress out of the New Year By Heather Wilson -
Tuesday, December 8, 2015
Get the Most Convenient Tax Refund Loan Ever with our Mobile App
|When you're short on cash, use our mobile |
app to apply for your Tax Refund Loan.
A Mobile App Makes Your Tax Refund Loan Easy
Whether you have a tax refund coming next year or in the next month because of an extension, you can get that cash sooner if you know where to look. With our tax refund loan, you can have the cash from your expected refund today or tomorrow at the latest. For most loans you have to actually go to a physical place and fill out a paper application. It’s a major hassle. You’re likely to face a credit check, and you will probably have to find some official documents sitting in the back of your file cabinet. If you want to bypass all of that and apply for a tax refund loan from anywhere, use our mobile app. We now have an app that allows you to apply and get approved for your loan anywhere you have cell phone reception. There is no easier way to apply for and get a loan.
How a Mobile App Gets You a Tax Refund Loan So Quickly
Not only is our tax refund loan really convenient thanks to the mobile app, it’s also extremely fast. When you need cash immediately there is no quicker option, and that’s because we do everything in the virtual world. We also don’t ask for any information beyond what is on your short application. We don’t need to check your credit score, and you don’t have to fax or email any documents to us. Just fill out the application, get approved, and by the end of the day in most cases, you will have cash in your bank account. For an even greater need for speed, try our one hour loan, and get that cash within the hour. We expedite the process for those times when quick cash is of the essence. Get started today by finding our easy mobile app on your phone.
Get the Most Convenient Tax Refund Loan Ever with our Mobile App, By Scott Lobo -
Saturday, December 6, 2014
Tax Refund Anticipation Loans Are For Everyone
|Things can go wrong no matter how well you plan. |
Tax Refund Anticipation Loans get you the cash you need.
Can you think of anyone who wouldn’t like to get their income tax refund when they need it, instead of during our government-designated “tax time”? There are all kinds of reasons why people can be short on cash and looking for a little extra, or a way to re-budget what they’ve got. Well, a tax refund is actually your money – and the next best thing to having it now is being able to borrow against it, comfortable with the fact that paying back the loan will be no problem, since you know exactly when and from where the repayment dollars are coming. That’s exactly what tax refund anticipation loans are for – what could be better than being able to access your tax refund at any time of year?
Tax Refund Anticipation Loans Are Your Prescription for Stress Relief
It doesn’t matter what you need the money for. It doesn’t even matter if you haven’t done your income tax return yet this year! Tax refund anticipation loans are available to anyone who meets a handful of basic qualifications – a steady job, US citizenship, and a domestic bank account – and the loans are based on the amount you can afford to repay, not the amount you’re actually scheduled to receive from the IRS. Nobody will ask to see your tax return. There’s no credit check either – whether or not you had some kind of financial challenges in the past is not taken into account – every individual is treated with respect, based on their current situation, not dictated by a report that’s all about the past.
Use Your Tax Refund Anticipation Loans for Anything You Wish
There are as many reasons for taking out tax refund anticipation loans as there are consumers applying for one. For some, bills have gotten a little out of hand, and they need to bring their budget back in balance. For others, there have been unexpected expenses – or true emergencies, like an urgent car repair or medical bill. For still others, they have a special occasion coming up and haven’t managed to save as much as they hoped to make it happen; it could be a family vacation, special birthday or anniversary gift, or something practical and necessary like new school clothes for their kids.
Applying For Tax Refund Anticipation Loans Is A Snap!
The application process is easier than you probably think! Anyone who has any experience with the traditional loan process will be very pleasantly surprised to discover that it takes mere minutes from application to approval, and only hours before they’ve got cash in hand. At any time of day or night, just head to the website from your own computer or tablet – simply click this link now – answer a few quick questions, receive approval and terms, and the funds will be deposited into your own bank account within hours. Tax refund anticipation loans are so simple and stress-free, you’ll never want to borrow money any other way!
Tax Refund Anticipation Loans Are For Everyone, By Ray West -
Monday, November 10, 2014
Avoid a Cycle of Debt When Using Tax Refund Loan Services
|Tax refund loan services are helpful when used responsibly|
Tax refund loan services can be a huge help, but they can also get you in trouble if you don’t use them carefully. Critics of tax refund loans say that they trick consumers into getting high rate loans that they can’t pay off on time. There is no trick when it comes to tax refund loan services. If you understand how tax refund loans work, how to use them responsibly, and what the fees are, you can benefit from getting cash quickly when you need it most.
Easy, Simple, Fast Tax Refund Loan Services
What makes a tax refund loan so useful for so many people is the fact that you can get the cash you need quickly. To take advantage of tax refund loan services all you need to do is fill out a simple and easy application and show proof of your regular paycheck. Whether you need a couple hundred dollars to pay off the last bill for the month or a little more to take care of unexpected car repairs or medical bills, you will be approved quickly as long as you have a regular paycheck. Even better, you will get the cash you need within hours or the next day after you complete the application process. A tax refund loan comes with a fee and interest rate, so make sure you know what those costs are and that you can afford them before you apply.
Repaying with Tax Refund Loan Services
The key to using your tax refund loan responsibly is to repay it as soon as you receive your tax refund. The idea behind a tax refund loan is that it is based on your tax refund. This means you should be prepared to pay the amount back in full. Sometimes this isn’t possible. Where people get into trouble using tax refund loan services is that they opt for an extension on the loan, and then they extend it again and again, never paying the loan back and racking up fees instead. Using tax refund loans in this way is irresponsible and is not how they are intended to be used. Before you apply for a loan, do some careful calculations. Know how much you can afford and make sure you will be able to repay the loan. If you can do this, you can benefit from the easy access, quick cash, and peace of mind provided by tax refund loan services.
Getting Started with Tax Refund Loan Services
When applying for an tax refund loan all you need is a job and a bank account. You will NOT need your tax return, your annual earnings, or even the amount you paid in federal taxes to apply. Tax refund loan services will NOT need any tax forms like W-2 or 1099 from your employer, and there is never a need to have all of your receipts as supporting documentation. Take just a few minutes to complete the application with your basic information, you'll hear back from a lender within minutes, and cash will be in your bank account by the next business day. Apply now so you can get the cash you need right away.
Avoid a Cycle of Debt When Using Tax Refund Loan Services, By Eric Knapp -
Wednesday, August 13, 2014
Need Cash? Tax Refund Loans Still Available
|Tax Refund Loans are available 24/7 - 365 days a year|
Get your tax refund loan before you file for taxesYou do not have to provide us with a copy of your tax return. What this means is that you can apply for your tax refund loan before you even file for your taxes. Simply fill out an online application and within minutes your application will be processed and most likely approved. Following this you will receive the loan rate and terms and be asked to furnish your signature electronically. Granted, if you are not satisfied with the terms, you can decline and this will not cost you a penny.
Tax refund loans: We are not a tax preparation serviceJust to clarify, we are not a tax preparation service, so when it comes time for you to get your taxes completed, please see a reputable tax professional for that. Our job is simply to get you your tax refund loan ahead of time quickly, so you can do what you need to do NOW. We use your job as your good credit so we don’t even have to ask for a copy of your taxes, so you can go ahead and get your tax return loan even before filing your taxes.
How to apply for a Tax Refund LoanIt is easy to apply for a tax refund loan. Grab a cup of coffee, sit down, and within minutes you will be smiling at the fact that you've got cash being deposited right into your bank account. We have direct lenders that we work with, so all you have to do is fill out the application, await about 90 seconds for approval, and then once approved, electronically sign the loan document. Easy stuff! It just makes sense to utilize such a great service here at eTaxLoan.com. Stressing out about money is no fun and we understand this. Take advantage of our tax return loan today, so that you can get cash into your bank account to do what you have to do financially. Apply today with just a few clicks of a button and then go ahead and relax. After all, you deserve it!
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Need Cash? Tax Refund Loans Still Available, By Ray West -