3 Ways Americans Use Tax Refund Advances To Improve Their Budget

80% of Americans get a tax refund every single year – so if you’re one of the lucky majority, you’re probably already planning the ways you’ll spend that cash! No matter what you want to spend it on, a tax refund advance can make that money yours now instead of later. Our application takes less than five minutes to complete and it’s available 24/7 – to qualify for a tax refund advance, you just have to be 18 or older, a citizen, with a bank account and a job. You can even apply from any computer, tablet, or smartphone, so you can apply discreetly without asking anyone for help or taking time out of your busy day.

1. Tax Refund Advances Give You Money That You’ll Spend Anyways

No matter your plans or reasons for getting a tax refund advance, it’s one of the safest and best ways to get cash now. It’s money you’ll spend anyways, but because of the slowness of the federal government, you have to wait weeks or even months for that check to show up! If you’re tired of letting life pass you by while you wait for that federal refund check, use a tax refund advance to get your thousands deposited directly into your bank account in 24 hours or less. The tax refund advance is your money that you earned by working hard – don’t let the government force you to wait to enjoy it!

2. Use A Tax Refund Advance To Pay Off Holiday Debt

By now, most people have paid off their holiday debt and bills, but if you’re one of the many that are still struggling with those last few pesky payments, avoid late fees and expensive penalties with a tax refund advance! You can apply online and have your tax refund advance deposited almost immediately into your bank account so you can pay everything off completely without worrying about interest or costly late payments. Keep your head above water with a tax refund advance and let your money work for you instead of the other way around!

3. Treat Yourself Without Having To Wait With A Tax Refund Advance

You don’t have to be facing an emergency or unexpected bills and expenses to get a tax refund advance – in fact, many of the people that get a tax refund advance use it to ‘treat themselves’, and you can too! Because our loans are given as cash deposits, you don’t have to have a certain use or reason for taking out a tax refund advance. Just apply online, which takes five minutes or less, and be matched with the perfect lender for your situation – they will deposit cash directly into your bank account, and the only thing you have to do is figure out how you’re going to spend it all! Tax refund advances are a fast, safe way for you to get your tax refund now instead of later. Apply for one online – it only takes five minutes or even less - and enjoy spending your money today instead of in April!

3 Ways Americans Use Tax Refund Advances To Improve Their Budget By Mindy Lobo - 2/28/17

Spend Your Own Money Today With Income Tax Return Loans

This spring, millions of Americans will file for their tax returns and millions of Americans will wait months for the government to process their refunds and send them a check. Don’t be one of them – it’s your money! Spend your money when you want, on whatever you want with income tax return loans. Our application takes much less time to complete than filing your taxes, and you don’t have to look for any documents or hold onto any boring forms! Just take five minutes to fill out our application and you could have an income tax return loan deposited in cash in YOUR bank account within 24 hours.

Our Income Tax Return Loans Are Easy To Apply For

We know you’re probably tired of filling out forms and looking up information after filing your taxes – that’s why we’ve streamlined the loan process to make it as easy as possible for our clients to get an income tax return loan. You can fill out our application in less than five minutes using any computer, tablet, or even your mobile phone! The best part is that we don’t require any faxing, phone calls, or scanned documents – so you can rest assured that our process is fast, discreet, and simple. Our lenders are on hold 24/7 to help meet your financial needs and deposit cash directly into your bank account.

Don’t Miss Out On Another Opportunity – Get An Income Tax Return Loan Today

Some businesses and stores have sales around tax season, but the most noteworthy sales are right after the holidays! If you are tired of missing out on low prices and limited-time offers, take advantage of the opportunity to save money with income tax return loans! You don’t have to watch all the sales of January and February pass you by. Use our income tax return loans to spend your cash today instead of waiting months for it to show up. If you’re thinking about getting healthy in the new year, an income tax return loan is a great way to pay for gym memberships and expenses related to eating healthy and staying in shape! You can get a head-start on summer and spring fitness goals by investing in yourself today and achieving long term and short term goals with an income tax return loan.

Almost Anyone Can Get An Income Tax Return Loan

If you’ve got less than perfect credit or a low credit score, there’s no reason to worry - our lenders are experienced and top rated by people just like you who took advantage of our income tax return loans and enjoyed quick, easy loans with no credit check or credit score requirements. We don’t do credit checks and we don’t require you to mail any documents or provide any collateral – you just have to be 18 years old or older, and be a citizen with a bank account and a source of income to qualify for one of our amazing income tax return loans. Enjoy life now instead of next month with an income tax return loan today!

Spend Your Own Money Today With Income Tax Return Loans By Eric Knapp - 1/10/17

4 Times When Using an Income Tax Loan is the Smart Choice

There are literally endless situations in which an income tax loan could get you out of a money bind. That doesn’t mean that there aren’t a few times when this is really the smartest choice you can make. Some of the reasons that an income tax loan is often the smart choice include a short application, easy approval, and quick cash.

1. You’re about to be overdrawn at the bank, but payday is still a few days away

An income tax loan can get you the cash you need, in about 24 hours or less, so that you can pay the bills until your next paycheck comes in. What’s the other option? To overdraw your bank account, which is something you want to avoid if possible. Bank fees are high and when you overdraw the bank is not very forgiving. You’ll pay for it, so a quick personal loan just makes more sense.

2. You have a big bill to pay tomorrow, and an income tax loan can get you cash in time

Paying bills on time is so important. Being late with a payment costs you money in late fees, but also costs you points on your credit score. That loss of points can hurt you even more in the long run. With an income tax loan, though, you can get the cash you need to pay a bill, even if it’s due really soon. The application takes a couple of minutes to complete, approval takes 90 seconds, and the cash gets deposited to your bank account by the next business day. Get that bill taken care of, on time.

3. You know you have a tax refund coming eventually, but you could really use it now

You don’t have to have a tax refund on the way to get approved for an income tax loan, but if you do, it just makes sense to get that cash sooner if it can help you. Having the money now could mean paying bills on time, not being late with the rent, or it could mean being able to invest in a great opportunity that you would otherwise have to pass on.

4. An income tax loan can pay for that emergency expense

Any carefully planned budget can be totally destroyed by an emergency like a death in the family or a sick child. Use an income tax loan to pay for the unexpected bills and get it off your mind and taken care of so you can focus on what is more important: dealing with the emergency. To get approved for an income tax loan today, all you need to do is complete a simple application, either through our mobile app or online.

4 Times When Using an Income Tax Loan is the Smart ChoiceBy Heather Wilson - 11/1/16

Get Cash Fast With A Refund Anticipation Loan

We all need extra money sometimes – one month our bills might be higher than usual, or the car breaks down, or a paycheck is lower than we budgeted for because our hours or tips were shorter than we’re used to. It’s an unfortunately common scenario that happens for all kinds of reasons. And when it does, refund anticipation loans can be the answer. Borrowing against our income tax refund is a fast and easy way to access the cash we need quickly and easily, with a minimum of “red tape.” You don’t even have to have filed your income tax return, because nobody’s going to ask to see it. How much to request to borrow is entirely your decision, based on previous year’s returns, any changes in your income or circumstances, and how much you’re comfortable repaying from your upcoming paychecks if you aren’t expecting your refund within a couple of weeks.

Refund Anticipation Loans – Easy Online Access is Key!

Did you know that loan applications are now online? It makes sense – if we can file our income tax returns online, manage our bank account, and go shopping, why not apply for a refund anticipation loan? Our technological advances in recent years have made it so that even the most skittish of us are comfortable completing financial transactions over the internet, whether it’s shopping for books or clothes, playing games, or even paying our bills. The same type of encryption technology that makes it possible for us to safely access our bank account and transfer funds to almost anywhere we need to also enables you to have a fast, easy loan application experience from the comfort of your own home – or wherever you prefer. What’s your favorite mobile device – your phone? More and more of us are using our phones as a primary internet access – and thanks to some forward-looking web developers the site is completely mobile-friendly. Both the web page content and the application will appear as big and bold and easy to read on your phone as they would on a full-sized computer or laptop.

1-2-3 Refund Anticipation Loans

The application process couldn’t be easier – simple as 1-2-3! Step one – head to the website and fill out the quick and simple application form. It’s got just three sections – personal info, employment and income info, and bank info. There is just a handful of questions for each section and none of them ask anything more complex than an ID or phone number. Step two – click submit and wait for the approval to come through right in your browser just a minute or two later. The approving lender will provide you with a lending agreement to sign and the electronic signature to sign it with. Take your time and read through all the terms – make sure you understand what you’re agreeing to – and then sign to accept the deal. As soon as that’s done the lender will be free to disburse the funds directly to your bank, where they’ll be available to you as quickly as your bank’s clearing policies allow! Payments will be drafted from your bank account on your subsequent paydays, and if your income tax refund hasn’t arrived yet you’ll get to keep it when it does – unlike other tax loans that take your refund as payment and only provide you with the base amount minus fees and interest. A refund anticipation loan is like borrowing from yourself, and who’s going to give you a better deal than that?

Get Cash Fast With A Refund Anticipation Loan By Scott Lobo - 7/5/16

Income Tax Refund Loans Can Grease the Gears When Life Gets Sticky

Income Tax Refund Loans make life run more smoothly.

Ever run out of sick time… and then get sick again? Run out of vacation days, and have to travel home for a family event or celebration? Miss days from work – and pay – because your car is in the shop? Life would be so much simpler if we could plan for emergencies, but then they wouldn’t be emergencies, would they? Good or bad, wedding or funeral, planned or unexpected, life’s events will invariably interfere with our carefully calculated budget. Car repairs, best friends’ baby showers, and expensive prescriptions drop out of the sky and make us recalculate how much grocery money we have this week, or whether we can pay the rent on time. If you’re like most of us, you look forward to your annual income tax refund – but wouldn’t it be nice to be able to spend that when you need it most, instead of just at tax time? With income tax refund loans, you can do just that.

It’s Simpler Than It Used To Be To Get Income Tax Refund Loans

Income tax refund loans, or refund anticipation loans, used to be issued only by the companies that do professional tax preparation. In order to receive the advance you needed to go there and have your tax return completed by them, the fees for which would be deducted from the loan you could receive. The interest would also be paid up front through deduction from the check you’d receive. In addition to receiving less cash up front, the loan is issued as a check that you have to return to the office to pick up, then deposit to your bank account and wait for it to clear. Contrast that to the new online process that allows you to apply at any hour that works for you, from your own home or anywhere else with a secure internet connection. The application and approval are completed within minutes, with no cumbersome paperwork, and your money is deposited directly to your bank account within one business day. Could it be any easier?

Income Tax Refund Loans Are Available Regardless Of Your Credit Score

Many people who have adjusted to living with damaged credit don’t even consider applying for any kind of loan anymore – it’s difficult and embarrassing to be turned down over and over again. That’s why it’s important for everyone to know that the lenders who qualify applicants for income tax refund loans use a different set of criteria than standard bank loans and credit cards do. That’s one reason the application is so quick and easy, and doesn’t even include the usual list of credit references. They don’t even pull a credit report – because your long-term credit history isn’t important when the advance will be repaid within a month or so. It’s more important to look at your current circumstances – steady job with direct deposit to your bank account, no short term loan defaults on your record, and basic identification information that checks out. Simple!

#incometaxrefundloans #IncomeTaxAdvances

Income Tax Refund Loans Can Grease the Gears When Life Gets Sticky, By Eric Knapp - Today