How to Use Cash from Tax Refund Lenders – Beyond Getting Help with Bills

Tax refund lenders are available year-round to help you get quick cash. You can borrow just as much as you want or need and not feel pressured into taking out more than you really can afford. Many people take advantage of these great loans for help with bills, to make sure they get paid on time or to get creditors off their backs. But this is just the tip of the iceberg. There are so many ways to use this money that can benefit you, your finances, and your family.

Get Help with Bills, but Also Pay Down and Consolidate Debt

Getting help with bills is a great and smart way to use the money offered by tax refund lenders. Another way you can use this cash is to pay off the bills that don’t seem as urgent, those related to credit card debt, student loans, car loans, and other kinds of debt you may struggle to repay. By repaying these debts sooner, you can more quickly get rid of the costs of interest. Consolidate two or more sources of debt using this loan cash, and you’ll save on interest. You will also lower the risk of forgetting due dates and payments, which is an additional expense you don’t need.

Rely on Tax Refund Lenders When You Have Emergency Expenses

If you can keep some money in savings for tough times or emergencies, that’s great. It’s not easy to do, though. Many working adults are unable to keep savings because the costs of living are high and wages are low. If this sounds like you, know that you can get help with bills you weren’t expecting by relying on these tax refund lenders. They provide cash quickly, in about 24 hours or less, so that you can pay the repair bills, medical bills, surprise school costs, and other things you didn’t see coming.

Upgrade Your Life with Tax Refund Lenders

The loans you get from tax refund lenders can also be used for more forward-thinking expenses. Get a better used car that doesn’t always break down; pay the security deposit on an apartment in a better neighborhood; cover tuition costs for that degree that will get you a better job; or if you own your own home, make some upgrades that will increase its value. These loans are great for quick, unexpected payments and last-minute help with bills, but you can also use them proactively. Be smart and think ahead when you can.

How to Work with Tax Refund Lenders Today

If you’re inspired to work with tax refund lenders and put that cash to good use, it’s easy to do. Just go on our website or use the free mobile app to submit an application. You’ll be able to choose from among some great lenders to get the best loan and rate and then you’ll probably have the cash tomorrow. Check out these great lenders, any time of year, and get creative with how you use the cash.

How to Use Cash from Tax Refund Lenders – Beyond Getting Help with Bills

What Tax Refund Loans Can Offer You Today

Tax refund loans are a type of personal loan that provide quick cash and that are accessible to all working adults. You may never have considered getting these loans before, but as the end of tax season looms, you may be thinking about it. To make the smartest choices about borrowing, you need to have all the information and you need to know what these particular loans can provide.

Tax Refund Loans Offer Instant Peace of Mind

Tax refund loans are the ultimate in personal gratification for personal loans. They are fast, which means you can take the emotional weight of a money problem off your shoulders almost immediately. When you apply for one of these loans, it takes just minutes. And you even get an answer from a lender in less than two minutes. So even if you don’t get approved, you can quickly be on to your next option.

These Personal Loans Give You a Faster Refund

It’s not necessary to have a refund coming or to prove that you filed your taxes and expect a refund of a certain amount in order to get approved for tax refund loans. But if you do have a refund on the way, this type of loan can ensure that you get it faster. While the government, especially with the shutdown from earlier in the year, may take weeks to months to get you the cash, these loans can provide it in a day or less.

Tax Refund Loans Offer a No-Credit-Check Option

If you thought that personal loans of any type were out of the question for you, it’s probably because of your credit score. A lot of lenders reject borrowers as soon as they see that their credit doesn’t hit an arbitrary minimum number. But with tax refund loans most lenders will never even check an applicant’s credit score. If you have a lower credit number, you still have a very good chance of getting approved based on your monthly income.

Tax Refund Loans Give You Cash Fast

The process of getting money from tax refund loans is streamlined and simplified so that you get funded sooner. This is why you need a bank account to get approved. Instead of waiting for a check or a cash card, this loan funds by direct deposit to your bank account. As soon as your application is approved and you make the loan official by signing terms, your lender transfers money to your bank account.

This Personal Loan Offers a Solution for Working Americans

Best of all, these tax refund loans offer the average, working adult a real solution for getting money to pay the bills, gas up the car, and just cover ordinary expenses when needed. It is an affordable personal loan available in small, reasonable amounts that nearly anyone can get approved for. This kind of loan represents a real solution you can depend on.

What Tax Refund Loans Can Offer You Today

Choose Tax Refund Lenders Wisely to Manage Credit Card Debt

Why are some tax refund lenders better than other? Because some are more legitimate, more helpful, and offer better rates and service than others. When you’re looking for a way to help deal with credit card debt, a tax loan is a great answer. But make sure you choose the right lender and service to work with, or you could end up regretting your decision. Here are some reasons to rely on the tax refund lenders with our loan service.

These Tax Refund Lenders are the Real Pros

We match borrowers to the lenders best suited for their needs. And every single one of the lenders in this network is a dedicated professional. These tax refund lenders are legitimate lenders who follow all lending laws and are transparent and open with borrowers. They have been vetted ahead of time so you can rest assured that whichever lender you end up working with will be one of the best and will provide you great service and a fair deal on a loan.

Get Cash Sooner with These Tax Refund Lenders

When you’re dealing with problematic credit card debt you need a quick solution. The longer you have that debt the more it costs you money. Tax refund lenders offer fast money so that you can either pay off your credit cards completely or at least start taking a chunk out of it. When you apply you get a fast answer on your application, and this leads to quick cash. Expect to have the money from your loan in about 24 hours or even less time for most people in most situations.

Our Tax Refund Lenders Approve Most Borrowers

You won’t be able to do anything about your credit card debt if you can’t get approved for a tax loan. These tax refund lenders work with borrowers and make the best effort to get them approved. If you have a job and a decent income, regardless of whether or not you have a tax refund on the way, you have a great chance of getting approved for this loan. Our lenders use a special calculation and algorithm to get people approved. It is not related to credit score for most people who apply. Only rarely will a lender check credit score.

You Need Tax Refund Lenders That are Always Available

Don’t choose the lenders you need to drive to or that are only available during business or banking hours. What you need are tax refund lenders who will let you apply for a loan on your time, at your convenience. These lenders are available 24/7 because they take applications online and through a mobile app that is free to download. Apply and get the help for credit card debt any time, whenever you most need it.

Check out these tax refund lenders today, right now, by filling out the application. You’ll get instant access to the right lender for you and before you know it you will have the cash in your hands.

Choose Tax Refund Lenders Wisely to Manage Credit Card Debt By Eric Knapp - 11/21/18

Can I Get A Tax Refund Loan During The Fall?

A tax refund loan can be offered by many different types of loan providers or lenders. Typically, it is based off of the amount you expect to receive from your tax refund. If you filed your taxes late this year, many tax preparation companies will no longer offer a loan for your expected refund amount – but you can still apply for a tax refund loan from one of our many trusted lending partners! Our application has been optimized for any mobile device, so you can complete it in just a few minutes without a computer. Many applicants are able to get approved instantly with only the following requirements applicants need to be at least 18 years old, legal citizens of the United States, and they need to have a valid job and a bank account – that’s it! If you’re in need of a tax refund loan, you can apply and may even get approved in as little as five minutes!

It’s Still Not Too Late For A Tax Refund Loan!

While many other tax refund loan providers adhere to strict schedules, we don’t limit tax refund loan offerings to early spring time. If you’re expecting a large tax refund and you need to finance something sooner rather than later, a tax refund loan may be a great solution for your financial needs. Many traditional tax refund loan providers will deny applicants due to negative remarks on their credit report, high credit card debt, or any other factor resulting in a low credit score. Some tax preparation companies and lenders charge extensive fees and high interest rates on their tax refund loans, meaning you could spend more money than you initially realize. It’s important to make sure you understand the terms and conditions of any loan, including a tax refund loan, before you finalize the loan with your lender. Luckily, our partner lenders are always available to answer any questions you may have regarding your tax refund loan!

How Do Tax Refund Loans Work? Get Your Questions Answered Here!

Tax refund loans are primarily based off of the expected amount that you’ll receive as a refund from the IRS after filing your tax return. Most often offered by tax preparation companies, these loan products can be a blessing for borrowers that need an extra financial boost without being forced to wait weeks or sometimes even months for their refund check to show up. Electronically filing your taxes can provide you with a quicker tax refund, but sometimes even filing electronically can still mean waiting two weeks or longer for your money. If that isn’t an option for you, try applying for a tax refund loan through our secure website! We’ll match you with our top-rated lending partners that are available 24/7 to help you get the cash you need as soon as possible. Don’t worry about whether or not you’re close enough to tax season to be able to qualify for a tax refund loan – you can apply at any time of the year through our website!

Can I Get A Tax Refund Loan During The Fall?By Eric Knapp - 9/26/18

Tax Extensions and a Tax Refund Advance – Get Your Money Now

Did you know that you could get cash from a tax refund advance right now? If you got an extension on filing your taxes this year, you still have an opportunity to take advantage of a tax refund advance to get your money sooner. You have to wait much longer than everyone else, but you likely had a good reason to get an extension. Don’t suffer from not having money when you could get that cash through a quick advance. Here’s how it works:

The Tax Refund Advance at Any Time of Year

A lot of people rely on this loan during official tax season. They know they have a refund coming, but have no idea when the government will actually get the money out. A tax refund advance offers an alternative so that anyone expecting a refund can get the money instantly, not weeks later. These loans are also available after tax season, and in fact they are available at any time of year. If you have an extension, these loans are still ready and waiting for you so that you can take advantage of getting cash when you actually need it.

Snag Your Tax Refund Advance with an App

The easiest way to get a tax refund advance is to use our mobile app. It’s so simple and quick. All you need to do is find the app, download it, and then any time you need the cash use it to fill out a short application. It will take you only a few minutes. After you submit through the app it should take no more than 90 seconds to get an answer from a lender in our network. You also have the option to apply for this loan online through our website, but using an app allows you to apply from any location at any time.

Get Approved for a Tax Refund Advance, Even with Poor Credit

So now you’re convinced that a tax refund advance is the right loan for you, but you remember that your credit score isn’t so great. This doesn’t have to be a concern, even if you have limited or bad credit. Our lenders are more interested in what your job history says about you than your credit number. You can get approved even with a low score so you can take advantage of your tax refund sooner than you imagined.

Start Spending Your Tax Refund Sooner, with a Tax Refund Advance

Even with an extension on your taxes you know you have a refund coming and you’re eager to spend it, right? You shouldn’t have to wait months just because there was some kind of error that led to an extension. You might not get your refund for several months. With a tax refund advance, on the other hand, you can get that cash as soon as tomorrow morning. Apply now and be ready to spend your well-earned money on whatever you want.

Tax Extensions and a Tax Refund Advance – Get Your Money NowBy Eric Knapp - 7/11/17

3 Ways Americans Use Tax Refund Advances To Improve Their Budget

80% of Americans get a tax refund every single year – so if you’re one of the lucky majority, you’re probably already planning the ways you’ll spend that cash! No matter what you want to spend it on, a tax refund advance can make that money yours now instead of later. Our application takes less than five minutes to complete and it’s available 24/7 – to qualify for a tax refund advance, you just have to be 18 or older, a citizen, with a bank account and a job. You can even apply from any computer, tablet, or smartphone, so you can apply discreetly without asking anyone for help or taking time out of your busy day.

1. Tax Refund Advances Give You Money That You’ll Spend Anyways

No matter your plans or reasons for getting a tax refund advance, it’s one of the safest and best ways to get cash now. It’s money you’ll spend anyways, but because of the slowness of the federal government, you have to wait weeks or even months for that check to show up! If you’re tired of letting life pass you by while you wait for that federal refund check, use a tax refund advance to get your thousands deposited directly into your bank account in 24 hours or less. The tax refund advance is your money that you earned by working hard – don’t let the government force you to wait to enjoy it!

2. Use A Tax Refund Advance To Pay Off Holiday Debt

By now, most people have paid off their holiday debt and bills, but if you’re one of the many that are still struggling with those last few pesky payments, avoid late fees and expensive penalties with a tax refund advance! You can apply online and have your tax refund advance deposited almost immediately into your bank account so you can pay everything off completely without worrying about interest or costly late payments. Keep your head above water with a tax refund advance and let your money work for you instead of the other way around!

3. Treat Yourself Without Having To Wait With A Tax Refund Advance

You don’t have to be facing an emergency or unexpected bills and expenses to get a tax refund advance – in fact, many of the people that get a tax refund advance use it to ‘treat themselves’, and you can too! Because our loans are given as cash deposits, you don’t have to have a certain use or reason for taking out a tax refund advance. Just apply online, which takes five minutes or less, and be matched with the perfect lender for your situation – they will deposit cash directly into your bank account, and the only thing you have to do is figure out how you’re going to spend it all! Tax refund advances are a fast, safe way for you to get your tax refund now instead of later. Apply for one online – it only takes five minutes or even less - and enjoy spending your money today instead of in April!

3 Ways Americans Use Tax Refund Advances To Improve Their Budget By Mindy Lobo - 2/28/17

Get Cash Fast With A Refund Anticipation Loan

We all need extra money sometimes – one month our bills might be higher than usual, or the car breaks down, or a paycheck is lower than we budgeted for because our hours or tips were shorter than we’re used to. It’s an unfortunately common scenario that happens for all kinds of reasons. And when it does, refund anticipation loans can be the answer. Borrowing against our income tax refund is a fast and easy way to access the cash we need quickly and easily, with a minimum of “red tape.” You don’t even have to have filed your income tax return, because nobody’s going to ask to see it. How much to request to borrow is entirely your decision, based on previous year’s returns, any changes in your income or circumstances, and how much you’re comfortable repaying from your upcoming paychecks if you aren’t expecting your refund within a couple of weeks.

Refund Anticipation Loans – Easy Online Access is Key!

Did you know that loan applications are now online? It makes sense – if we can file our income tax returns online, manage our bank account, and go shopping, why not apply for a refund anticipation loan? Our technological advances in recent years have made it so that even the most skittish of us are comfortable completing financial transactions over the internet, whether it’s shopping for books or clothes, playing games, or even paying our bills. The same type of encryption technology that makes it possible for us to safely access our bank account and transfer funds to almost anywhere we need to also enables you to have a fast, easy loan application experience from the comfort of your own home – or wherever you prefer. What’s your favorite mobile device – your phone? More and more of us are using our phones as a primary internet access – and thanks to some forward-looking web developers the site is completely mobile-friendly. Both the web page content and the application will appear as big and bold and easy to read on your phone as they would on a full-sized computer or laptop.

1-2-3 Refund Anticipation Loans

The application process couldn’t be easier – simple as 1-2-3! Step one – head to the website and fill out the quick and simple application form. It’s got just three sections – personal info, employment and income info, and bank info. There is just a handful of questions for each section and none of them ask anything more complex than an ID or phone number. Step two – click submit and wait for the approval to come through right in your browser just a minute or two later. The approving lender will provide you with a lending agreement to sign and the electronic signature to sign it with. Take your time and read through all the terms – make sure you understand what you’re agreeing to – and then sign to accept the deal. As soon as that’s done the lender will be free to disburse the funds directly to your bank, where they’ll be available to you as quickly as your bank’s clearing policies allow! Payments will be drafted from your bank account on your subsequent paydays, and if your income tax refund hasn’t arrived yet you’ll get to keep it when it does – unlike other tax loans that take your refund as payment and only provide you with the base amount minus fees and interest. A refund anticipation loan is like borrowing from yourself, and who’s going to give you a better deal than that?

Get Cash Fast With A Refund Anticipation Loan By Scott Lobo - 7/5/16

Five Things You Need to Know About Getting a Tax Refund Advance Loan

A tax refund loan is a great
way to get the cash you need

You may be one of the millions of Americans each year who are looking forward to your tax refund. The money is—after all –your money. The government is merely giving it back to you after months of holding it for you. Some look at their tax refund as special pot of gold that comes once a year and can be used for any purpose. But there are times when you need that pot of gold before your income tax refund has actually arrived. A tax refund advance can put the cash in your pocket.

1. A tax refund advance is easy to obtain.

If you are in need of money right now, why not tap into that tax refund you'll be receiving from the IRS? A tax refund advance is the answer, and it can be obtained online with a simple application that takes only a few minutes to complete. And best of all, there is no need to fax documents or even have your credit checked. The whole process is quick and easy.

2. You can get your cash faster with a tax refund advance.

A tax refund advance simply gets you the cash you need in advance of your refund. Generally, you apply online through a lending website which connects you with direct lenders who usually can lend up to $1000. You can apply for the loan at your own convenience, any time of the night or day. The application process is fast, you usually get an answer within minutes, and (if you agree to the terms of the loan), you get your cash in a matter of hours.

3. A tax refund advance is safe, if you use the right website.

Today, many people are worried about protecting their personal information—and with good reason. That is why it is important to select a lending website that uses encryption and high levels of data security. One such website is IncomeTaxAdvances.com, one of the oldest and best known tax advance websites. They are well known for helping folks just like you find the best deal on tax refund advances.

4. You can choose from several types of tax refund advances.

With an ordinary tax refund advance, you get your money in a few hours or by the next business day, and you repay it in one lump sum at a date specified in your contract. However, there are other types of tax refund loans. If you need your cash even faster, choose a one-hour loan, sometimes known as a one hour RAL (Refund Anticipation Loan). Do you need to make several smaller payments instead of one big one? Look for a RAL installment loan. Do you anticipate having to borrow against your refund again in the near future? You may need a RAL Line of Credit. Keep in mind that not all loan types are available in all locations or from all lenders.

5. You are still responsible for filing your own taxes so that you will have the money to repay the tax refund advance.

Most leading sites are just geared to connecting you with approved lenders. They do not complete your taxes for you or offer tax advice. You are solely responsible for either completing your taxes yourself or for finding a tax service to do it for you. Until your taxes are filed, your refund will not be processed. When your refund is processed, it will come directly to you—either by mail or by direct deposit depending on what you choose. You are responsible for making sure that the funds are in place to repay the tax refund advance on its prearranged due date. Not doing so can result in additional fees and significant penalties.

Now you know the facts, and you're ready for a tax refund advance.

You've made the decision to apply for your tax refund advance, and you're wondering where you go from here. It couldn't be easier! Click here to complete the quick application with some very basic information about yourself and the bank account where you want the money deposited. What are you waiting for? Apply now and have the money you need by tomorrow.

#TaxRefundAdvance #IncomeTaxAdvances

Five Things You Need to Know About Getting a Tax Refund Advance Loan, By Scott Lobo - Today