3 Best Ways To Spend Your Refund Anticipation Loan This Spring

Tax season has just arrived, and while some people are dreading owing money or making payments, many people are excited and daydreaming about their refund checks! If you’re one of the millions of Americans that will get a refund when you file your taxes this year, our refund anticipation loans can make your life as easy as pie. You can eliminate the long wait completely just by filling out our five-minute online application, and start enjoying your tax refund immediately instead of waiting months and months for your own money!

1) Use Your Refund Anticipation Loan To Fix Things Up

Harsh winter conditions can really do a number on vehicles and houses, and it’s important to take care of them and keep them reliable and in good shape. Is your family car running a little slower because of the cold temperatures? Refund anticipation loans take the wait off your shoulders – you don’t have to sit around hoping everything will work out. You can fix things immediately instead of worrying about them when you use a refund anticipation loan to get your money today instead of in May! Whether it’s a burst pipe, worn out tires, or a burnt out water heater – use a refund anticipation loan to fix any problem, big or small.

2) Spend Money Now With A Refund Anticipation Loan

One of the best things about a tax refund is the most simple – it’s a refund. It’s a lump sum of money that you can do anything with while keeping your normal budget under control. The same could be said about refund anticipation loans except for one major difference: you never, ever have to wait around for your refund anticipation loan! It only takes a few minutes to fill out our easy online application, which you can do from any computer, smartphone, or tablet. That’s right – you can get an approval in less than five minutes, and one of our experienced lenders will contact you immediately to finalize your loan and deposit cash directly into your bank account. Instead of waiting months and months, you’ll see the refund anticipation loan money in your bank account in as little as 1 hour. Refund anticipation loans are perfect for treating yourself without waiting all spring.

3) Refund Anticipation Loans Let You Buy Anything You Want

If you’ve had your eye on a new television, upgraded furniture in the living room, or even a bigger, more luxurious grill, refund anticipation loans can help you make that a reality. You don’t have to miss out on all the best sales just because you are waiting on your check to finally arrive. It’s money you’re going to spend anyways, so why not save money and stretch your dollar by using a refund anticipation loan to catch the best sales? Now is better than later – especially when we’re talking about fun upgrades! What are you waiting for? You could qualify for a refund anticipation loan in way less time than it took you to file your taxes. Try it today!

3 Best Ways To Spend Your Refund Anticipation Loan This Spring By Heather Wilson - 1/31/17

What Exactly is a Refund Anticipation Loan?

You can borrow against the income tax refund you’re expecting, even if you haven’t completed your return yet! All you need to do is meet a few basic credit qualifications – such as being at least 18 years old, employed, and having a bank account that can process electronic deposits and debits – and you have an excellent chance of being able to access those funds now, when you need them most, instead of having to wait until tax season after your return has been completed and processed.

How Is A Refund Anticipation Loan Different from a Personal Loan from the Bank?

When you apply for a loan from your bank, the process is different in several ways. One, the application itself is much more extensive, often including lists of monthly expenses, of monthly debt and payments, and credit references. The application for a refund anticipation loan includes none of these; a very brief online application form will be completed that asks only for your basic personal identification information, info regarding your employment and income, and your bank account info in order to direct the deposit of approved funding. Furthermore, as you are essentially borrowing your own funds, you can look forward to the arrival of your scheduled income tax refund at its usual time – unlike tax advance programs through income tax preparation companies, which require the borrower to sign over their refund to the company as repayment.

Do I Need Good Credit To Get Approved for a Refund Anticipation Loan?

Your credit score, good or bad, will probably not be a factor in your approval either way. The lenders working in this program realize that a lot of Americans are living with damaged credit due to no fault of their own – and even for those who made mistakes, why should an error in judgment be allowed to follow a person for years and years, making it that much more complicated for them to recover, build a healthy financial life for themselves, and put that time and that mistake behind them. These lenders created their own set of criteria, and consider factors such as your income and employment history rather than running a traditional credit check.

How Long Does it Take To Get a Refund Anticipation Loan?

You can apply today for a refund anticipation loan and have funds in your own bank account tomorrow or the next business day. The lenders work quickly, approving your application in just 90 seconds; you’ll then be provided with everything you need to review the terms and conditions and decide if you want to sign on the virtual dotted line. Once you provide an electronic signature, the lender will deposit your funds the same day and you can access the cash as quickly as your bank’s clearing process will allow.

How Do I Apply For a Refund Anticipation Loan?

It’s easy as 1-2-3! Follow the following link to the Refund Anticipation Loan website – the Apply Here link will take you to the quick and simple form to provide your personal information. Follow the simple directions and within minutes you’ll be on your way!

What Exactly is a Refund Anticipation Loan? By Eric Knapp - 10/11/16

Get Cash Fast With A Refund Anticipation Loan

We all need extra money sometimes – one month our bills might be higher than usual, or the car breaks down, or a paycheck is lower than we budgeted for because our hours or tips were shorter than we’re used to. It’s an unfortunately common scenario that happens for all kinds of reasons. And when it does, refund anticipation loans can be the answer. Borrowing against our income tax refund is a fast and easy way to access the cash we need quickly and easily, with a minimum of “red tape.” You don’t even have to have filed your income tax return, because nobody’s going to ask to see it. How much to request to borrow is entirely your decision, based on previous year’s returns, any changes in your income or circumstances, and how much you’re comfortable repaying from your upcoming paychecks if you aren’t expecting your refund within a couple of weeks.

Refund Anticipation Loans – Easy Online Access is Key!

Did you know that loan applications are now online? It makes sense – if we can file our income tax returns online, manage our bank account, and go shopping, why not apply for a refund anticipation loan? Our technological advances in recent years have made it so that even the most skittish of us are comfortable completing financial transactions over the internet, whether it’s shopping for books or clothes, playing games, or even paying our bills. The same type of encryption technology that makes it possible for us to safely access our bank account and transfer funds to almost anywhere we need to also enables you to have a fast, easy loan application experience from the comfort of your own home – or wherever you prefer. What’s your favorite mobile device – your phone? More and more of us are using our phones as a primary internet access – and thanks to some forward-looking web developers the site is completely mobile-friendly. Both the web page content and the application will appear as big and bold and easy to read on your phone as they would on a full-sized computer or laptop.

1-2-3 Refund Anticipation Loans

The application process couldn’t be easier – simple as 1-2-3! Step one – head to the website and fill out the quick and simple application form. It’s got just three sections – personal info, employment and income info, and bank info. There is just a handful of questions for each section and none of them ask anything more complex than an ID or phone number. Step two – click submit and wait for the approval to come through right in your browser just a minute or two later. The approving lender will provide you with a lending agreement to sign and the electronic signature to sign it with. Take your time and read through all the terms – make sure you understand what you’re agreeing to – and then sign to accept the deal. As soon as that’s done the lender will be free to disburse the funds directly to your bank, where they’ll be available to you as quickly as your bank’s clearing policies allow! Payments will be drafted from your bank account on your subsequent paydays, and if your income tax refund hasn’t arrived yet you’ll get to keep it when it does – unlike other tax loans that take your refund as payment and only provide you with the base amount minus fees and interest. A refund anticipation loan is like borrowing from yourself, and who’s going to give you a better deal than that?

Get Cash Fast With A Refund Anticipation Loan By Scott Lobo - 7/5/16

Spend Your Income Tax Refund Now With a Refund Anticipation Loan

Budget out of balance? A Refund Anticipation Loan can set it straight.

It’s great when our income tax refund comes in at the perfect time, just when we need that windfall to pay off holiday spending or cover an unexpected bill – but what about times that those expenses happen before we’ve even filed our return? We know the money’s coming, but there’s no way it’s coming soon enough. That’s the perfect time for a refund anticipation loan! This type of loan is exactly what it sounds like – a loan against the income tax refund you expect to be getting soon, and which can be repaid by having the payment drafted from your bank account after your refund is direct-deposited. No muss, no fuss, no need to remember to write and mail a check! Everything is set up from the start to make the process as simple as possible!

A Refund Anticipation Loan Can Really Save The Day

No matter how carefully we budget our money, life never ceases to surprise us! Just when we think we have everything under control, next semester’s tuition bill comes in. Or your child brings home a permission slip for a big school trip – or pleads for music or dance lessons. A refund anticipation loan allows you to spend your next tax refund before it comes in – or even before you’ve filed your return!

It’s Super-Simple To Apply for a Refund Anticipation Loan

The process couldn’t be easier. There’s no printing, no faxing, and no delays. No proof of your anticipated tax refund will be required. Just a few simple questions to verify that you have a steady income and a US bank account, and other basic personal data, and approval will be provided electronically within seconds of hitting the “submit” button. Lenders are available 24 hours a day, seven days a week, and your refund anticipation loan can be in your bank account within just hours – as soon as the next business day. Repayment will be drafted from the same account the funds are deposited to, so you don’t even have to remember to pay back the loan.

Get a Refund Anticipation Loan Without a Credit Check

How’s your credit? Not so great? You’re not alone! Did you ever think anyone would give you a loan without even checking your credit, much less declining your application because of it? Here’s your chance to be treated like the responsible working adult that you are, instead of being judged by events that happened years ago and may not have even been within your control. When you apply for a refund anticipation loan, your approval will be based only on your current job and circumstances, and not on a number calculated by the credit bureau to compare you to others. Need extra cash fast? Check out a refund anticipation loan today!

#RefundAnticipationLoan #IncomeTaxAdvances

Spend Your Income Tax Refund Now With a Refund Anticipation Loan, By Scott Lobo - Today

Are You Expecting a Large Tax Return? Don’t Wait—Get Your Money Today with the Help of a Missouri Refund Anticipation Loan

Don't wait for the IRS - get cash now
with a Missouri Refund Anticipation Loan 

Missouri residents who are expecting a return from the IRS can now get their returns early for a small fee. For many residents, the benefits outweigh the fee.

“I’m tired of waiting a month or more for my money. I need that cash to pay off bills. The small fee is better than paying hundreds of dollars in interest from unpaid bills,” St. Louis resident Mark said.

According to enthusiastic borrowers, the Missouri Refund Anticipation Loan is an easier alternative to other tax return loans.

“I remember waiting in line for 30 minutes before I could apply for a tax anticipation loan. With the Missouri Refund Anticipation Loan, I don’t have to wait. I apply online at home when I want to, the lenders call me, and I talk to them when it’s good for me. Now that’s customer service!”, Janet, another St. Louis borrower, said about Missouri Refund Anticipation Loans.

Borrowers prefer Missouri Refund Anticipation Loans because they know they can repay the loan once they receive their tax return

Borrowers who apply for and receive “regular” loans usually aren’t sure when they’ll be able to repay the loan. Borrowers for Missouri Refund Anticipation Loans know exactly when they can repay their loan. Missouri lenders never lend a borrower more than their anticipated return, so borrowers are confident they’ll have enough money by the loan’s deadline.

Apply for a Missouri Refund Anticipation Loan today

If you live in Missouri and want your refund money today, apply for a Missouri Refund Anticipation Loan today.

#MissouriRefundAnticipationLoan #IncomeTaxAdvance

Are You Expecting a Large Tax Return? Don’t Wait—Get Your Money Today with the Help of a Missouri Refund Anticipation Loan, By Heather Wilson - Today

Refund Anticipation Loans are available now

Get your refund way early with
a Refund Anticipation Loan

Refund anticipation loans, also known as RALs, allow you to get the money you expect from your tax refund before it arrives. Even if you filed for an extension and don’t expect your refund until after October, you can still get a refund anticipation loan for emergency expenses before you money comes in. Of course, it is always best to wait for the refund to come in before spending it, because this service adds fees and interest that reduces the net amount of your refund, but sometimes situation like car repairs, medical needs, or travel emergencies may cause you to need the cash in anticipation of your refund.

Refund Anticipation Loans are available in several different forms

Usually refund anticipation loans are quick cash loans that where money is paid out in about a day and will be repaid all at one time within a few weeks, depending on your pay day and the terms of the loan. However, some websites, such as IncomeTaxAdvances.com and some others, offer more flexible types of Refund Anticipation Loans.

Refund Anticipation One Hour Loans

These loans are truly fast track loans. After you fill out an online application, you will generally get an answer in just a few minutes. If you are approved and accept the terms of the loan, you will get the money deposited into your bank account in about an hour.

Refund Anticipation Installment Loans

If you are not sure how long your refund will take and need longer terms than two weeks or so, you may be able to apply for a refund anticipation installment loan that will allow you to repay in several payments over a slightly longer term.

Refund Anticipation Lines of Credit

A refund anticipation loan acts more like a credit card in the sense that, as you repay the loan, you can borrow money again without reapplying for the loan. This may work better for you if you expect reoccurring needs. However, the terms for these types of loans are different and you will likely pay extra for the convenience, so make sure that you understand all the terms of the loan before agreeing to a line of credit.

Traditional Refund Anticipation Loans

Even if you are not able to obtain one of these more flexible types of loans, you still have a good chance of getting a traditional refund anticipation loan based on your income level. Usually these loans are limited to $1000 or less and will need to be repaid in a lump sum when your refund comes in or your next paycheck arrives. Terms for these loans vary greatly so read the loan offers carefully. But if your need for cash comes in advance of your expected refund, this may be option for you.

Registered Hash Tags: #refundanticipationloans #incometaxadvances

Refund Anticipation Loans are available now, By Heather Wilson - Today