3 Important FAQs about Tax Loans

Before you take the time to apply for tax loans you may have important questions that need answers. It’s smart to get answers and information before making any financial decision, and loans are no exception. Poor financial choices can lead to things like credit card debt, late fees and interest payments you can afford, and a damaged credit score. Get the answers here to three of the questions we get asked most often about tax loans.

1. Do I have to have a refund on the way or be in the middle of tax season to get approved for a tax loan?

These are common misconceptions that a lot of people have about the tax loan you can get through this online service. It does not have to be traditional tax season at the beginning of the year. In fact, you can apply for and get approved for these loans any month of the year and literally on any day, seven days a week.

You also do not have to have a refund coming to get approved. Many borrowers like to use these loans to get their refund cash sooner, which makes sense. If you do have a refund that has been delayed, for instance, you can get the cash now and repay the loan later with the actual refund. But, this isn’t a requirement, and you can use a tax loan for any reason you want, with or without a refund.

2. Is having a tax loan out better than getting into credit card debt?

In a lot of ways, yes. Credit cards are easy to use, which is why so many people turn to them in the first place. But the one big problem about credit cards is that the companies actually encourage you to be in debt. This is good for them, because you end up paying them more in interest. But for you it’s bad to be in debt for months or years. Credit card debt can lower your credit score, cost you extra money in interest payments and late fees, and it can cause a lot of stress as you struggle to pay it off.

The better solution is to use a loan, like this tax loan, that is designed to be short-term. You’re not supposed to hang on to the debt for too long, and repayment is expected in full within a week or two of borrowing the cash.

3. How do I apply for and get approved for a tax loan?

The better solution to credit card debt is to use a simple tax loan. This is a loan you can apply for online or with a free mobile app. Fill out a short application with some basic information about you, your job, and your bank account. Submit it through the app or online to get connected to a lender. That lender will give you an answer in minutes. The answer is probably going to be an approval. This is because the main requirements for getting approved are having a job, having a regular paycheck, and an income that is $1,000 per month or more. You also need to have a bank account to which the cash can be transferred. With your big questions about tax loans now answered, what are you waiting for?

3 Important FAQs about Tax Loans

3 Times IncomeTaxAdvances.com Reviews Inspired Someone to Borrow

For all the reasons you have to apply for a tax advance, you have as many worries, concerns, and doubts about borrowing. It’s not always an easy decision to borrow money because you risk being in debt longer than you want to be, paying interest rates, and dealing with late fees and struggling to make payments. Sometimes, though, and with the right loan and lender, these risks are low and well worth taking. The benefits include having enough money to pay the bills, avoiding overdrawing your bank account, and just getting your tax refund money now, so you can start enjoying it.

To help you get inspired to take a chance on these loans, we have compiled some of the ways in which IncomeTaxAdvances.com reviews have convinced others that these loans just made sense. To allay some of your fears and soothe your doubts, find out what our satisfied borrowers have to say.

When IncomeTaxAdvances.com Reviews Convinced You This Was Not Long-Term Debt

If you read through our IncomeTaxAdvances.com reviews, you’ll start to see a pattern emerge. What you’ll see is that these loans are short-term loans. It can be daunting to think that taking out a loan may mean being in debt and making payments for months, or longer. You don’t have to worry about that with our loans. These are short-term loans that will only have you in debt for a week or two. You can repay with your very next paycheck and have the debt off your mind quickly.

When IncomeTaxAdvances.com Reviews Reassured You That You Could Afford This Loan

Another reason you may hesitate to get this loan is because you are worried that it will be too expensive, that you will struggle to afford the interest rate. The truth is that interest rates may be higher than with other, longer-term loans, but that doesn’t mean you’ll pay more. From IncomeTaxAdvances.com reviews, you can see that borrowers find these loans to be affordable and easy to repay. With a shorter loan term, the interest amount that you pay in total is really very low. Almost any working person can afford this loan.

When IncomeTaxAdvances.com Reviews Showed You How Easy These Loans Are

Never again do you need to worry about how time-consuming or stressful borrowing money will be. This is because these loans are so easy to apply for and to get approved for. Read through just a few of these IncomeTaxAdvances.com reviews and that will be enough to show you how easy it is. It starts with just a one-page application. Fill it out online or even with a mobile app on your smart phone, and you’re already well on your way to getting the cash. Your lender will approve the application in 90 seconds or less and transfer the cash to your bank account the next business day. Let our reviewers share with you all the benefits of these loans, and then go ahead and find out for yourself. Apply today.

IncomeTaxAdvances.com ReviewsBy Scott Lobo - 2/15/17

10 Benefits of Getting a Refund Anticipation Loan

Why should you get a refund anticipation loan this tax season? We have ten great reasons for you, but there are many more. The benefits of this type of loan are nearly endless, but let us give you just these ten.

1. A refund anticipation loan is your refund, sooner

When you’re expecting a refund after filing your taxes, you probably feel like you have free cash to spend. But, you have to wait and wait for it. Get it sooner by applying for a refund anticipation loan.

2. Get cash with less stress

A refund anticipation loan is similar to a typical payday loan that you can get online. That means a quick, hassle-free, stress-free loan.

3. Use refund anticipation loan cash to tide you over until payday

You can use this loan for anything, but what most people do is use the extra cash to make ends meet until payday. Instead of stressing over an empty bank account or begging your boss for an advance, use a refund anticipation loan.

4. Get cash for unexpected bills

These tax refund anticipation loans provide you with cash that can help out in an emergency situation, when you have those bills you didn’t realize were heading your way.

5. A refund anticipation loan gives you that extra spending cash

When money is tight, sometimes you just want a little extra cash for the fun stuff. Buy that coffee you have been doing without or take your kids out to the movies at the weekend.

6. You get peace of mind

A tax refund anticipation loan provides peace of mind because having cash on hand means being prepared. It’s stressful to not have money, but with this loan you can eliminate that stress.

7. With a refund anticipation loan, you don’t have to worry about credit score

Our lenders rarely check credit score to get applicants approved. Let your job history talk for you, not an arbitrary number that may be riddled with mistakes.

8. You can apply at your convenience

A great benefit of a refund anticipation loan from our lenders is that you can apply with a mobile app, so do it any time and from anywhere you have your phone and a signal.

9. Get refund anticipation loan cash as early as tomorrow

Need that cash tomorrow? You probably can get it, thanks to a refund anticipation loan. Most of our borrowers get the cash within 24 hours.

10. Enjoy your week now that you have a refund anticipation loan

The best benefit of all is that a refund anticipation loan is quick and easy, so you can sit back and enjoy the rest of your week.

10 Benefits of Getting a Refund Anticipation LoanBy Heather Wilson - 11/29/16

Get Cash Fast With A Refund Anticipation Loan

We all need extra money sometimes – one month our bills might be higher than usual, or the car breaks down, or a paycheck is lower than we budgeted for because our hours or tips were shorter than we’re used to. It’s an unfortunately common scenario that happens for all kinds of reasons. And when it does, refund anticipation loans can be the answer. Borrowing against our income tax refund is a fast and easy way to access the cash we need quickly and easily, with a minimum of “red tape.” You don’t even have to have filed your income tax return, because nobody’s going to ask to see it. How much to request to borrow is entirely your decision, based on previous year’s returns, any changes in your income or circumstances, and how much you’re comfortable repaying from your upcoming paychecks if you aren’t expecting your refund within a couple of weeks.

Refund Anticipation Loans – Easy Online Access is Key!

Did you know that loan applications are now online? It makes sense – if we can file our income tax returns online, manage our bank account, and go shopping, why not apply for a refund anticipation loan? Our technological advances in recent years have made it so that even the most skittish of us are comfortable completing financial transactions over the internet, whether it’s shopping for books or clothes, playing games, or even paying our bills. The same type of encryption technology that makes it possible for us to safely access our bank account and transfer funds to almost anywhere we need to also enables you to have a fast, easy loan application experience from the comfort of your own home – or wherever you prefer. What’s your favorite mobile device – your phone? More and more of us are using our phones as a primary internet access – and thanks to some forward-looking web developers the site is completely mobile-friendly. Both the web page content and the application will appear as big and bold and easy to read on your phone as they would on a full-sized computer or laptop.

1-2-3 Refund Anticipation Loans

The application process couldn’t be easier – simple as 1-2-3! Step one – head to the website and fill out the quick and simple application form. It’s got just three sections – personal info, employment and income info, and bank info. There is just a handful of questions for each section and none of them ask anything more complex than an ID or phone number. Step two – click submit and wait for the approval to come through right in your browser just a minute or two later. The approving lender will provide you with a lending agreement to sign and the electronic signature to sign it with. Take your time and read through all the terms – make sure you understand what you’re agreeing to – and then sign to accept the deal. As soon as that’s done the lender will be free to disburse the funds directly to your bank, where they’ll be available to you as quickly as your bank’s clearing policies allow! Payments will be drafted from your bank account on your subsequent paydays, and if your income tax refund hasn’t arrived yet you’ll get to keep it when it does – unlike other tax loans that take your refund as payment and only provide you with the base amount minus fees and interest. A refund anticipation loan is like borrowing from yourself, and who’s going to give you a better deal than that?

Get Cash Fast With A Refund Anticipation Loan By Scott Lobo - 7/5/16

Be Smart About Taxes, Get a Tax Loan

No one wants to pay taxes, but we all have to do it. Definitely no one wants to file taxes each year. It’s a chore, but again, it has to be done. If you’re really good at putting things off, maybe you got an extension on filing this year. That’s not necessarily a bad decision. It can be smart to delay filing if you have major obligations preventing you from getting your taxes done carefully or if you know there are mistakes that need to be cleared up. If you do have an extension, consider using a tax loan.

Your Refund is Months Away, But a Tax Loan is Here Now

You made a smart choice in extending your personal tax filing, but a downside to that is missing out on your refund this spring. You can still use that cash, though, if you decide to get a tax loan. This is the smart and affordable way to get your money now instead of months from now. Why is a tax loan a smart move? Because you could be putting that money to use right now. It doesn’t do you any good being held hostage by the government. You could be using that cash tomorrow to make much-needed repairs to your home, to help pay off student loans, to get a car that won’t break down every week. Think of all the things you could do with the extra money and then consider getting a tax loan today.

A Tax Loan is Easy Cash

It takes some effort to get your refund, but using that cash right now doesn’t have to be hard. You can apply right now and it will only take a few minutes. No matter what time it is, or where you are, you can use a computer or your mobile device to fill out the application. You can also expect to get an answer, most likely an approval, in a couple of minutes and to have your tax loan made official in an hour or less. We have great, professional lenders working around the clock to get your loan going fast. Your lender can even make sure you get the money by the next business day. Be smart about your taxes; don’t wait for your refund. Get it right now and start using that money wisely.

Be Smart About Taxes, Get a Tax Loan By Eric Knapp - 6/28/16

Tax Return Loans Look Good at Any Time of Year

Whether you’re working with an extension on filing your taxes, or you are wisely getting ahead for the next year, you should know about tax return loans. These are loans that can help you get your tax return sooner, much sooner if you’re planning ahead and getting ready to file for this year already. With the money from your tax return you can pay the bills, pay down debt, go on that family trip you have been desperate for, or even just treat yourself to something nice.

With Tax Return Loans, Use Your Refund Now

The best thing about tax return loans is that they provide you with the money from your tax refund on your timeline and not on the government’s slow schedule. If you have already been thinking about how you want to use that money, you’re ready for tax return loans. You can use the cash you get to be responsible about debt and pay off credit card bills or student loans. You can use it to take care of emergency or unexpected financial situations, like medical bills or travel expenses when you have to go out of state to help family. You can even use the money from tax return loans to treat yourself to something nice. There are no rules and no limits when it comes to spending this money that you are owed by the government.

How to Get Cash Now with Tax Return Loans

When you’re ready to get the cash to which you are entitled, contact us through our secure website or mobile app. All you need to do is provide us with a little bit of personal information, including your earnings from your regular job and we can match you with the right lender who will provide you with options for tax return loans. This whole process will take just a few minutes, and most applicants get an answer within a minute or two from a lender. Most people are approved. You can get the cash from tax return loans in your bank account in about a day or even less. Getting this money is the smart thing to do because it isn’t helping you sitting in the government’s coffers. It’s more use to you here and now, so apply to day to get tax return loans and get cash for all of your financial needs.

Tax Return Loans Look Good at Any Time of Year By Mindy Lobo - 3/16/16