Amazing Benefits of Short Term Loans over Long Term Loans

Short term loans are available only through certain lenders. Most lenders, especially traditional lenders, like banks, offer only long term loans. There are many great reasons to get those kinds of traditional loans, but they aren’t right for most people. You may be surprised at how accessible short term loans are, and how much better they can be for people just like you.

Short Term Loans, Long Term Loans, What’s the Difference?

If you’re not so experienced with getting loans, this may be a mystery to you. But, if you know generally how loans work and always thought you could never afford them, you need to know what short term loans are. The term of a loan is the period of time from when you get the cash to when you repay it completely. For long term loans, like a car loan or a mortgage, this can be months to years. For short term loans, the period is much shorter, like a week to a month.

You Can Actually Afford Short Term Loans

One of the best benefits of short term loans over long term loans is affordability. All loans cost money because you have to pay interest on the amount you borrow. The longer the loan term, the more you will pay in interest fees. A long term loan will have you paying interest for years. A short term loan will cost you interest for a week or two. Some people see the high interest rates on these short term loans and assume they are too expensive. The truth is that, although the rate is high, because you only pay it for a short period of time, it is actually much more affordable than lower rate, long term loans.

Short Term Loans Give You More Opportunities

Some of us will never be eligible for long term loans. Because they are larger loans with longer loan terms, these big loans are hard to get approved for and many people get rejected. With short term loans, it is much easier to get approved, so you end up with more opportunities you never realized you had. When you think you can’t ever get a loan and then you find out you can actually borrow a few hundred dollars here and there, your life changes for the better. You can pay bills on time, take care of your family, and maybe even get a few perks just for you.

With Short Term Loans, You Can Get Cash Fast

Another amazing benefit of short term loans is that they provide cash faster than with other loans. It starts with the whole process of applying and getting approved. With short term loans this is a fast and convenient matter of simply filling out a short application online. Compare that to going to the bank for a few hours. Short term loans also provide the actual cash you need much faster. You can apply one day and have the money the next. There are so many advantages to short term loans, you will never turn to the bank again.

Amazing Benefits of Short Term Loans over Long Term Loans By Eric Knapp - 5/30/17

How Do I Qualify for a Tax Loan?

A tax loan can be a great way to get extra cash. A lot of our borrowers use these loans to get money in between paydays, when they run out of cash but still have bills and other expenses. Some use the loans to pay for unexpected expenses that come up, like doctor bills or repair bills. Still others use the loans to take advantage of opportunities that cost money they don’t have. These sound like good ideas, right? But you may be wondering if you qualify. Here’s what you need to know.

A Tax Loan is Not Just for Tax Season

Some people make the common mistake of assuming they cannot qualify for a tax loan outside of traditional tax season. This just isn’t true. Our lenders are aware of how taxes work and that they are not strictly paid or filed during the first few months of the year only. Some people get their taxes done early, while others get extensions and file months later. You can potentially qualify for a tax loan at any time of year.

You Don’t Have to Show Proof of a Pending Refund to Get a Tax Loan

Another assumption that isn’t true for tax loans is that you need to show proof that the IRS owes you a refund in order to qualify. A lot of people who use these loans feel more comfortable borrowing knowing that they have a chunk of money heading their way in the form of a refund. However, having a refund coming is not a qualifying factor for getting a tax loan. You could even owe the IRS money, and a tax loan can be one way to pay that bill.

Your Credit Score Isn’t Important for Qualifying for a Tax Loan Either

With a lot of loans you do need to have a decent credit score from one of the three reporting agencies in order to qualify. This is not the case with these tax loans. Our lenders use a variety of factors to approve applications, but credit score is not an important one. In fact, they don’t even use the standard credit score to assess your credit, but use some alternatives instead. You don’t have to worry that your low credit score will prevent you from getting approved for a tax loan.

Do You Have a Job? That Can Get You Qualified for a Tax Loan

One of the most important things you need to get qualified for a tax loan is to have a steady job and a good job history. This is one of the main things that our lenders look at to approve applications. They want to see that you have a way to be able to borrow and repay the loan responsibly. If you don’t have a steady job, you are unlikely to be able to handle even a small loan. So, just having a job could be what qualifies you for a tax loan.

How Do I Qualify for a Tax Loan? By Eric Knapp - 5/23/17

QuickCashToGo.com Reviews are the Hottest Loans Available

QuickCashToGo.com reviews come from the borrowers who use our amazing loans for all kinds of uses. From paying the weekly bills, to covering expenses until the next payday, to dealing with unexpected expenses and emergency situations, these loans help people get out of a lot of different tricky situations. Listen to what these satisfied borrowers have to say in their reviews about working with our dedicated lenders to get quick cash.

QuickCashToGo.com Reviews – Benson R.

I used these quick loans when I realized that I had totally run out of cash about a week before my next paycheck was going to be deposited. I can sometimes go a few days with no cash, but I usually end up overdrawing my bank account and paying fees, or running up my credit card and I can never pay that all back. So, anyway, I decided after reading through the QuickCashToGo.com reviews that this kind of loan was just what I needed. It really helped to just have an extra $200 to get through the week. In the end it saved me money as compared to my usual strategies for getting by until payday. Thanks to these amazing lenders!

QuickCashToGo.com Reviews – Rick S.

I read some of the QuickCashToGo.com reviews listed here and decided to jump in and try it. I have had some bad experiences with lenders before, like getting rejected over and over again. I don’t have the best credit score, but I saw from these reviews that it might not matter with these lenders. Besides actually getting approved for these loans, what I really liked about this service was how fast it was. I totally forgot that my rent was due on Friday morning, and it was already Wednesday night. I applied for the loan at home using the mobile app, got approved right then and there, and I had the cash to pay my rent Thursday morning. I actually paid it early, which surprised my landlord and gave me a few extra points.

QuickCashToGo.com Reviews – Kendra L.

I love these loans so much. I have told my friends about them because we all work either full time or more than full time, but still have problems with money. I try not to do it, but I end up living paycheck to paycheck and that means that some weeks, when something comes up I wasn’t expecting, there’s just not enough money to go around. I had to write a review and add it to these QuickCashToGo.com reviews because when I’m in that situation, these loans are the best. I can get them so easily and quickly, so important because I have, like no extra time at all. Thanks to all the lenders that help me get the cash. Do this the next time you need money, I promise you won’t regret it.

Don’t just take the word of our QuickCashToGo.com reviews. See what all the fuss is about and apply today, either online or through our mobile app.

QuickCashToGo.com Reviews of the Hottest Loans Available By Eric Knapp - 5/16/17

4 Bad Money Habits, and 1 Hour Payday Loans Isn’t One of Them

Money seems like a pretty simple thing. You earn it and you spend it. Personal finance can be pretty complicated, though, whether you have a lot of money or a little. Even people who think they are financially savvy often make some common mistakes with their money, many of them regular habits. To help take greater control over your finances, find out what these are and how to avoid them. And remember that 1 hour payday loans are often a good idea, not the bad habit some critics claim they are.

1. Not Paying the Bills When You Could by Using 1 Hour Payday Loans

Not paying your bills, or at least not paying them on time, is an all too common money habit, and it’s a bad one. Those days you come home from work, grab the mail and see that you have a few bills to pay, it’s tempting to just toss them aside and ignore them, figuring you’ll pay later. Then, two weeks later, those bills are late, you owe extra fees, and this regular habit is hurting your credit score. Instead, be diligent about paying your bills as soon as they come in, so you don’t forget. To avoid late fees, use 1 hour payday loans when you’re low on the cash needed to make the payments.

2. Relying on Credit Cards Instead of 1 Hour Payday Loans

Another common money habit of many people is to rely on credit cards to make purchases, get cash advances, and get the bills paid. It’s a source of credit, but one that can be dangerous if you make a habit of using it all the time. Spending too much of your credit limit, like more than 30 percent, actually lowers your credit rating. Credit cards also tend to keep you in debt for a long time, which means paying more in interest rates. Our 1 hour payday loans are a better alternative because they are repaid in full, within one or two weeks. This gets you out of debt and helps you avoid paying interest every single month.

3. Not Saving, Even Though You Sometimes Need to Rely on 1 Hour Payday Loans

Just because you rely on 1 hour payday loans to get weekly expenses taken care of from time to time, there is no reason you can’t start saving. Not saving money at all is one of the worst money habits you can have. Without saving you will never be free from the paycheck-to-paycheck cycle. Yes, you may have to start off really small, and no, you may not be able to save something from every paycheck. But the point is that you have to start somewhere, even with just a few dollars saved per payday.

4. Paying Too Much for Too Many Things, But 1 Hour Payday Loans Isn’t One of Them

So many of us are guilty of this bad money habit, but we can make changes to save money. Cut expenses on things like cell phone plans, cable or streaming services, energy and water use in your home, and even late fees on things like credit cards. You can call any one of your service providers and try to negotiate a better price or interest rate. You can also trim back on things you don’t use often, like cable television. One thing that isn’t too expensive when you really need it is 1 hour payday loans cash. You can rely on these loans to be affordable and worthwhile for the times you really need them.

4 Bad Money Habits, and 1 Hour Payday Loans Isn’t One of Them By Eric Knapp - 5/9/17