Tuesday, January 16, 2018
Tuesday, October 3, 2017
How to Use Tax Return Loans Wiselytax return loans, which is part of what makes them so great. On the other hand, not everyone knows how to use them well. There are smart ways to use these loans, and then there are not so smart ways to handle getting this extra cash. Let us help you make the most of your tax return loans this year by offering some tips.
Use Tax Return Loans Any Time of YearOne mistake that some people make, a lot of people in fact, is that they assume tax return loans are only available from January through April 15. These loans are available to you at any time of year because we know that there is never a time when someone doesn’t need the extra cash. Whether you have an extension, you like to plan in advance for tax season, or you just need the money, rely on these loans at any time of year.
Never Assume Bad Credit Will Prevent You from Getting Tax Return LoansDon’t make this common error when considering how you’ll get the extra money you need: assuming that your low credit score will prevent you from getting approved. Our tax return loans come from lenders who know that you are more than just that number. They don’t make credit score a qualifying or a disqualifying factor in approving loans, so you don’t have to worry about being denied. Even if other lenders have turned you down before, don’t assume you’ll get turned down this time.
Set Aside Just a Few Minutes to Get Tax Return LoansA great thing you need to know about tax return loans is that you don’t need a whole day, or even a few hours to get them. The hassle and time that comes with getting a typical loan is what prevents a lot of people from applying. You simply don’t have the time to spend on them. The smart way to think about these loans, though, is to know that you only need a few minutes to apply, and then your lender does the rest of the work.
Use Tax Return Loans for Necessary Expenses
How to Use Tax Return Loans WiselyBy Mindy Lobo -
Tuesday, December 13, 2016
What Are Tax Refund Loans?
Online Tax Refund Loans Versus Loans From the Big Chain Tax Prep CompaniesUntil not long ago, if you wanted to get an advance on your income tax refund, the answer was to take your return to be filed at one of the two main tax preparation companies. That wasn’t much use if you needed money at a different time of year, or weren’t ready to file your return yet. What’s more, those companies’ loans require that you sign your refund over to them as repayment, and subtract the fees and interest from the amount you actually receive in your loan check. With online tax refund loans, you receive the full amount you’re approved for, and never have to sign over your refund to anyone – it’s all yours and totally untouched by the lender. Not only can you borrow the amount you need and still look forward to receiving your refund after you file your return on schedule, but you can do so at any time of yer – even more than once a year.
Bad Credit is Ok for Tax Refund Loanstax refund loans provide the opportunity to both access credit before your score is restored as much as many lenders require, and actually work to help rebuild it by reporting timely payments to the credit bureau as a positive transaction. Apply today for tax refund loans and get you budget back on track in record time!
What Are Tax Refund Loans? By Eric Knapp -
Tuesday, November 22, 2016
Tax refund loans make holiday time easier!
What’s a tax refund loan, you ask?A tax refund loan is a way to access your income tax refund before you’ve even filed your return. It’s a loan, obviously, but you can base the amount you ask for on what you expect to receive in your refund, so you know you can afford it!
Here’s how it works – fast, simple, and convenient!The application and entire approval process are online, so you don’t need to take time off from work or rearrange your schedule. Apply at any time that’s convenient for you – and from almost anywhere! If you have internet access – including on your smartphone – you have everything you need. Just fill out the quick three-step application and click Submit. Your info will go directly to the lenders to be matched up with the one who offers the best tax refund loan product for you. You do not need to provide a copy of your tax return – current or past. No financial statements. No credit references. No collateral. One of the keys of a tax refund loan application is simplicity!
Bad credit? That’s totally ok!Most lenders working with tax refund loans do not run a standard credit check from one of the “big three” credit bureaus. Instead, they will use their own proprietary set of criteria to determine that you are reasonably able to repay the amount you are asking for.
Approval in just 90 seconds!That’s correct – less than two minutes from the time you submit your application form, you will receive approval notification right in your browser. All the information you need will be provided, including a loan agreement that can be signed online – nothing to print, mail, or fax.
Cash in hand within 24 hours!Our lenders work fast! Depending on the time and day of the week you apply, you can have your loan funds available in your own bank account less than 24 hours from when you submit your application.
Get started right away!tax refund and make the season brighter today!
Tax refund loans make holiday time easier! By Scott Lobo -
Tuesday, July 26, 2016
Do You Have Questions About Your Tax Refund Loan? We’ve Got Answers!
What if I’m not ready to file my return yet? Can I still get a tax refund loan?Yes you can! When tax refund loans were the sole domain of income tax preparation companies, the only way to get a loan against your tax refund was to file your return and sign the refund over to the company. These days, with all the expansion and changes in the ways short-term loans are designed and managed, you can get a tax refund loan at any time of the year, whether you’re ready to file your return or not!
How much can I borrow? When do I have to pay it back?Get up to $1500, based on your creditworthiness as measured by the lender’s criteria, and factors such as income and employment history. You might be able to make your repayment from your tax refund, depending on whether it’s due to be sent to you soon - but if not you simply repay from your upcoming paychecks, and then when your government refund arrives it’s all yours to keep!
Do I need good credit to qualify for a tax refund loan?No, you do not. Many individuals with damaged credit have taken advantage of this type of short-term opportunity, and no doubt many will continue to do so because it’s so fast, so easy, and specifically because it does permit people who have been labeled a poor credit risk to be approved.
Do I qualify? What are the requirements?Each lender’s approval criteria are slightly different, but the basic minimum requirements are the same. You should be at least 18 years of age and a US citizen with a phone number and a bank account. The bank account must be capable of electronic credits and debit. To be approved, the applicant has to have a job or other steady income of at least $1000 per month.
This sounds great – how do I start?tax refund loans terms and agreement right in your browser, and have the opportunity to read it thoroughly and be sure you understand the arrangement before using the e-signature provided to accept the funds. It’s that fast and simple!
Do You Have Questions About Your Tax Refund Loan? We’ve Got Answers! By Mindy Lobo -
Wednesday, March 30, 2016
A Tax Refund Loan Can Make Financial Emergencies Disappear
The Internet and Electronic Processing Improved How A Tax Refund Loan HappensIncome tax refund advances used to get your refund to you a few weeks before the government would. It was useful mostly if you were in very dire circumstances and couldn’t wait even two or three weeks to get that cash – and were willing to pay high fees and interest in order to access it early. Over the past decade or so, as security and encryption became more advanced, the spread of the internet into the business and financial services realm became a reality. Most of us probably check our bank balances online regularly, and even pay our bills through various websites. Processes that used to take days now take only minutes, and tax refund loans are no exception. The application can be transmitted to the lenders instantaneously, evaluated within minutes, and approval information provided to you right in your browser while you wait. Documentation can be reviewed and signed electronically as well, so there’s no time lost printing, signing, and faxing your acceptance.
A Tax Refund Loan Saves You Cash Money and Improves Your Credit ScoreTax refund lenders know you have options, and that’s why their fees are more reasonable than you might expect. If you’re facing ongoing late fees or overdraft fees due to being behind on bills, there’s an excellent chance that you’ll come out ahead by borrowing against your tax refund in order to get caught up, even after the loan interest is taken into account. Making home or car repairs early, before they become more urgent and expensive, is another way that borrowing can actually save you money in the long run. In addition, the payments you make to the lender will be reported to the credit bureaus as positive, on-time payments, which ultimately will help to improve your credit score and make you eligible for better interest rates on traditional credit. If you’re one of the millions of Americans working to rebuild your credit, tax refund loans can be one of many small steps that have a big impact.
A Tax Refund Loan Can Make Financial Emergencies Disappear By Eric Knapp -
Wednesday, March 16, 2016
Tax Return Loans Look Good at Any Time of Year
With Tax Return Loans, Use Your Refund NowThe best thing about tax return loans is that they provide you with the money from your tax refund on your timeline and not on the government’s slow schedule. If you have already been thinking about how you want to use that money, you’re ready for tax return loans. You can use the cash you get to be responsible about debt and pay off credit card bills or student loans. You can use it to take care of emergency or unexpected financial situations, like medical bills or travel expenses when you have to go out of state to help family. You can even use the money from tax return loans to treat yourself to something nice. There are no rules and no limits when it comes to spending this money that you are owed by the government.
How to Get Cash Now with Tax Return LoansWhen you’re ready to get the cash to which you are entitled, contact us through our secure website or mobile app. All you need to do is provide us with a little bit of personal information, including your earnings from your regular job and we can match you with the right lender who will provide you with options for tax return loans. This whole process will take just a few minutes, and most applicants get an answer within a minute or two from a lender. Most people are approved. You can get the cash from tax return loans in your bank account in about a day or even less. Getting this money is the smart thing to do because it isn’t helping you sitting in the government’s coffers. It’s more use to you here and now, so apply to day to get tax return loans and get cash for all of your financial needs.
Tax Return Loans Look Good at Any Time of Year By Mindy Lobo -
Thursday, March 10, 2016
How Tax Refund Anticipation Loans Take the Stress out of the New Year
Tax Refund Anticipation Loans Help You Pay the Holiday BillsOne of the biggest reasons people dread January is not the weather, although that doesn’t help, it’s the holiday hangover. It feels like a letdown to be done with the festivities, but more importantly it feels stressful to look at all the spending you did and the bills you incurred for gifts, parties, food, travel, and more. Tax refund anticipation loans can be a great tool for helping you cope with the financial hangover. A loan like this is a practical way to take concrete steps toward paying off holiday debt. If you know that you will be getting a refund eventually from your taxes next year, even better. You don’t need to prove that you have a refund coming to get tax refund anticipation loans, but it may make you feel better about borrowing. Use that money now when it really makes a difference.
With Tax Refund Anticipation Loans You Can Get Cash NowThere’s no reason to wait for to file your taxes and get a check from the government to take care of your holiday bills. Doing so will just mean accumulating more expensive interest payments. Instead of waiting, get cash now and take care of that holiday spending that is causing you stress. The sooner you take care of it, the better you’ll feel and with tax refund anticipation loans you can get cash sooner than you ever imagined was possible. When you apply for one of these loans you can expect to get the cash you’re borrowing as early as a little later on the same day. It’s the fastest way to borrow money and the quickest way to get holiday debt and stress off your plate. Get it done now and stop worrying and stressing so you can enjoy the New Year.
How Tax Refund Anticipation Loans Take the Stress out of the New Year By Heather Wilson -
Wednesday, January 13, 2016
Income Tax Refund Loans Can Grease the Gears When Life Gets Sticky
|Income Tax Refund Loans make life run more smoothly.|
It’s Simpler Than It Used To Be To Get Income Tax Refund Loans
Income tax refund loans, or refund anticipation loans, used to be issued only by the companies that do professional tax preparation. In order to receive the advance you needed to go there and have your tax return completed by them, the fees for which would be deducted from the loan you could receive. The interest would also be paid up front through deduction from the check you’d receive. In addition to receiving less cash up front, the loan is issued as a check that you have to return to the office to pick up, then deposit to your bank account and wait for it to clear. Contrast that to the new online process that allows you to apply at any hour that works for you, from your own home or anywhere else with a secure internet connection. The application and approval are completed within minutes, with no cumbersome paperwork, and your money is deposited directly to your bank account within one business day. Could it be any easier?
Income Tax Refund Loans Are Available Regardless Of Your Credit Score
Many people who have adjusted to living with damaged credit don’t even consider applying for any kind of loan anymore – it’s difficult and embarrassing to be turned down over and over again. That’s why it’s important for everyone to know that the lenders who qualify applicants for income tax refund loans use a different set of criteria than standard bank loans and credit cards do. That’s one reason the application is so quick and easy, and doesn’t even include the usual list of credit references. They don’t even pull a credit report – because your long-term credit history isn’t important when the advance will be repaid within a month or so. It’s more important to look at your current circumstances – steady job with direct deposit to your bank account, no short term loan defaults on your record, and basic identification information that checks out. Simple!
Income Tax Refund Loans Can Grease the Gears When Life Gets Sticky, By Eric Knapp -
Saturday, December 6, 2014
Tax Refund Anticipation Loans Are For Everyone
|Things can go wrong no matter how well you plan. |
Tax Refund Anticipation Loans get you the cash you need.
Can you think of anyone who wouldn’t like to get their income tax refund when they need it, instead of during our government-designated “tax time”? There are all kinds of reasons why people can be short on cash and looking for a little extra, or a way to re-budget what they’ve got. Well, a tax refund is actually your money – and the next best thing to having it now is being able to borrow against it, comfortable with the fact that paying back the loan will be no problem, since you know exactly when and from where the repayment dollars are coming. That’s exactly what tax refund anticipation loans are for – what could be better than being able to access your tax refund at any time of year?
Tax Refund Anticipation Loans Are Your Prescription for Stress Relief
It doesn’t matter what you need the money for. It doesn’t even matter if you haven’t done your income tax return yet this year! Tax refund anticipation loans are available to anyone who meets a handful of basic qualifications – a steady job, US citizenship, and a domestic bank account – and the loans are based on the amount you can afford to repay, not the amount you’re actually scheduled to receive from the IRS. Nobody will ask to see your tax return. There’s no credit check either – whether or not you had some kind of financial challenges in the past is not taken into account – every individual is treated with respect, based on their current situation, not dictated by a report that’s all about the past.
Use Your Tax Refund Anticipation Loans for Anything You Wish
There are as many reasons for taking out tax refund anticipation loans as there are consumers applying for one. For some, bills have gotten a little out of hand, and they need to bring their budget back in balance. For others, there have been unexpected expenses – or true emergencies, like an urgent car repair or medical bill. For still others, they have a special occasion coming up and haven’t managed to save as much as they hoped to make it happen; it could be a family vacation, special birthday or anniversary gift, or something practical and necessary like new school clothes for their kids.
Applying For Tax Refund Anticipation Loans Is A Snap!
The application process is easier than you probably think! Anyone who has any experience with the traditional loan process will be very pleasantly surprised to discover that it takes mere minutes from application to approval, and only hours before they’ve got cash in hand. At any time of day or night, just head to the website from your own computer or tablet – simply click this link now – answer a few quick questions, receive approval and terms, and the funds will be deposited into your own bank account within hours. Tax refund anticipation loans are so simple and stress-free, you’ll never want to borrow money any other way!
Tax Refund Anticipation Loans Are For Everyone, By Ray West -
Wednesday, August 13, 2014
Need Cash? Tax Refund Loans Still Available
|Tax Refund Loans are available 24/7 - 365 days a year|
Get your tax refund loan before you file for taxesYou do not have to provide us with a copy of your tax return. What this means is that you can apply for your tax refund loan before you even file for your taxes. Simply fill out an online application and within minutes your application will be processed and most likely approved. Following this you will receive the loan rate and terms and be asked to furnish your signature electronically. Granted, if you are not satisfied with the terms, you can decline and this will not cost you a penny.
Tax refund loans: We are not a tax preparation serviceJust to clarify, we are not a tax preparation service, so when it comes time for you to get your taxes completed, please see a reputable tax professional for that. Our job is simply to get you your tax refund loan ahead of time quickly, so you can do what you need to do NOW. We use your job as your good credit so we don’t even have to ask for a copy of your taxes, so you can go ahead and get your tax return loan even before filing your taxes.
How to apply for a Tax Refund LoanIt is easy to apply for a tax refund loan. Grab a cup of coffee, sit down, and within minutes you will be smiling at the fact that you've got cash being deposited right into your bank account. We have direct lenders that we work with, so all you have to do is fill out the application, await about 90 seconds for approval, and then once approved, electronically sign the loan document. Easy stuff! It just makes sense to utilize such a great service here at eTaxLoan.com. Stressing out about money is no fun and we understand this. Take advantage of our tax return loan today, so that you can get cash into your bank account to do what you have to do financially. Apply today with just a few clicks of a button and then go ahead and relax. After all, you deserve it!
#taxrefundloan #taxrefundloan #etaxloan
Need Cash? Tax Refund Loans Still Available, By Ray West -
Tuesday, April 8, 2014
Tax refund loans are still provided by private online direct lenders
Tax refund loans are an inexpensive option for fast cash
Private online direct lenders are currently providing borrowers with loans up to $1000. A potential borrower’s credit is never considered. In fact, the only requirements for the loan include being employed, being 18 or older, and having a bank account. Tax refund loans are helping people who need cash the most receive that money as fast as possible.
Apply for tax refund loans today
Before you sign the dotted line with a big name company, think about why you’re choosing them to service your loan. Are they saving you money? Are they giving you the maximum amount of money? Do you have a flexible payment schedule? If you aren’t sure, then it’s probably a good idea to look into tax refund loans funded by private direct lenders. Visit Income Tax Advances to apply for a tax refund loan today.
Tax refund loans are still provided by private online direct lenders, By Heather Wilson -