With TurboTax, Refund Anticipation Loans Are Available Right Here

You can use a tax preparer to get your taxes done this year, which is a smart move for a lot of people. Taxes can be confusing, and if you don’t understand the process you could end up making a mistake that costs you money in fines or in a lower refund than you should be getting. Then, there’s the issue of waiting forever to get the refund you’re owed, which is frustrating. When you prepare taxes with TurboTax, refund anticipation loans will be offered, but you can get them here instead.

Prepare with TurboTax, Refund Anticipation Loans Are the Next Step

A lot of people turn to services like TurboTax to get their taxes filed. It definitely beats the old fashioned way of getting actual paper forms to fill out and having no idea what you’re doing. These kinds of tax preparation services make it easy to get the chore of tax filing done, and they make it easier to be sure you’re getting the maximum amount of money back. If you prepare your taxes with TurboTax, refund anticipation loans can be used next to make sure you get the cash back even sooner, as early as the next day.

The Catch with TurboTax Refund Anticipation Loans? You Have to Be Getting a Refund

There is a catch with the TurboTax refund anticipation loan the service will advertise to you. The catch is that to get the cash you have to actually have a refund on the way. Not everyone gets a refund, though. You may even owe money instead of getting cash back. So what if you were looking forward to the loan and find out you can’t actually get it? You can still use our loan. File your taxes with TurboTax, and whether you’re getting a refund or not, we’ll do our best to get you approved for a loan. You could even use that loan to pay the money you owe on your taxes.

Even without TurboTax, Refund Anticipation Loans Are Ready and Waiting

How you choose to file your taxes, and when, is entirely up to you. Even if you don’t use TurboTax, refund anticipation loans will be available to you through our great lenders. In fact, they’re available year-round, in all seasons, before, during, and after tax season, to offer you a loan. They have easy approval requirements that most people can meet, even with bad credit. They give you an easy way to apply with both an online application and a mobile app that you can use in minutes on the go. And best of all, these lenders will provide you with the cash you really need in about 24 hours or less. You don’t have to have proof of a refund and you don’t even need to have filed your taxes yet to get this great loan.

With TurboTax, Refund Anticipation Loans Are Available Right Here By Eric Knapp - 1/29/18

Everything You Need to Know about Tax Extensions and Refund Anticipation Loans

Tax season is fleeting, but did you know that if you aren’t ready to file you can get an extension. The looming date of April 15 doesn’t have to mean your downfall. It doesn’t have to put you in a cold sweat. You can get your extension and you can also take advantage of refund anticipation loans since by putting off filing you will also be putting off getting your refund. Here’s everything you need to know about both and how to get them.

Anyone Can Get a Tax Extension and a Refund Anticipation Loan

You don’t have to be special in any way to qualify for a tax extension, or for a tax refund anticipation loan. You don’t have to prove that something devastating happened—like a tornado wiped out your house, for instance, in early April. You only have to fill out the right form to get that extension. Find the right form online at the IRS website, fill it out, submit it, and you could be looking at a six-month extension, six months before you actually have to file your taxes.

There Are Good Reasons to Get a Tax Extension and a Refund Anticipation Loan

Being too lazy to do your taxes is not really the best reason to get an extension, but there are valid and smart reasons to consider it. The most important one is that it gives you the chance to make sure you have all the necessary information and that you can complete the necessary forms with the greatest accuracy. The IRS wants you to get it right, and if your finances are complicated, getting an extension may just be a smart move. Also smart is getting a refund anticipation loan so that you can get and spend your refund without waiting another six months.

There is No Fee for a Tax Extension or for Accessing Refund Anticipation Loans

A tax extension is an extension of the deadline of April 15. This means you will not be filing late if you get permission for an extension, so there should be no fees associated with it. You do, however, have to pay an estimated amount of what you think you’ll owe the government, if you owe anything. For a tax refund anticipation loan, you don’t have to pay a fee. Just fill out the application for the loan and you can work with any one of our lenders for free.

Even with an Extension, You Can Get Your Refund with Refund Anticipation Loans

Don’t let the thought of missing your refund deter you from getting an extension. If an extension makes the most sense for you, go for it. Then, you can apply for a refund anticipation loan, get the cash you know will be coming to you eventually, and spend it now. Applying is easy and fast and you can actually do it all online. Our lenders will get you approved in minutes and will send your money to you in about 24 hours or less. Enjoy both an extension on your taxes and your tax refund, right now.

Everything You Need to Know about Tax Extensions and Refund Anticipation LoansBy Eric Knapp - 3/7/17

Refund Anticipation Loans are available now

Get your refund way early with
a Refund Anticipation Loan

Refund anticipation loans, also known as RALs, allow you to get the money you expect from your tax refund before it arrives. Even if you filed for an extension and don’t expect your refund until after October, you can still get a refund anticipation loan for emergency expenses before you money comes in. Of course, it is always best to wait for the refund to come in before spending it, because this service adds fees and interest that reduces the net amount of your refund, but sometimes situation like car repairs, medical needs, or travel emergencies may cause you to need the cash in anticipation of your refund.

Refund Anticipation Loans are available in several different forms

Usually refund anticipation loans are quick cash loans that where money is paid out in about a day and will be repaid all at one time within a few weeks, depending on your pay day and the terms of the loan. However, some websites, such as IncomeTaxAdvances.com and some others, offer more flexible types of Refund Anticipation Loans.

Refund Anticipation One Hour Loans

These loans are truly fast track loans. After you fill out an online application, you will generally get an answer in just a few minutes. If you are approved and accept the terms of the loan, you will get the money deposited into your bank account in about an hour.

Refund Anticipation Installment Loans

If you are not sure how long your refund will take and need longer terms than two weeks or so, you may be able to apply for a refund anticipation installment loan that will allow you to repay in several payments over a slightly longer term.

Refund Anticipation Lines of Credit

A refund anticipation loan acts more like a credit card in the sense that, as you repay the loan, you can borrow money again without reapplying for the loan. This may work better for you if you expect reoccurring needs. However, the terms for these types of loans are different and you will likely pay extra for the convenience, so make sure that you understand all the terms of the loan before agreeing to a line of credit.

Traditional Refund Anticipation Loans

Even if you are not able to obtain one of these more flexible types of loans, you still have a good chance of getting a traditional refund anticipation loan based on your income level. Usually these loans are limited to $1000 or less and will need to be repaid in a lump sum when your refund comes in or your next paycheck arrives. Terms for these loans vary greatly so read the loan offers carefully. But if your need for cash comes in advance of your expected refund, this may be option for you.

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Refund Anticipation Loans are available now, By Heather Wilson - Today