Why Apply for an Income Tax Loan?

This time of year, everyone seems to need more cash than they have on hand. Between summer vacations and activities, and the start of school with its need for new clothes, club dues, sports gear and uniforms, and the never-ending fundraising requests from our friends and family, it’s almost unimaginable that we’re about to go into the holiday season and somehow tackle all of those expenses! If you’re like many of us, you think, “If only it were time for my tax refund, instead of having to wait until the holidays are over to file it!” Good news – that’s what an income tax loan is for! You know that refund is on its way, so why not take out an advance against it now, when you need the cash the most?

How is an Income Tax Loan Different Than Traditional Personal Loans?

Both of them get you cash now, right? And both need to be repaid with interest. But that’s about where the similarities end. For one thing, your income tax refund is your money – not the bank’s. So even though an income tax loan is repaid from your next paycheck or two, you can still look forward to your refund! It’s still your money, owed to you for income taxes that were withheld in excess, and unlike the commercial tax preparation companies that will “advance” you the funds quickly when you file your return with them, the lender doesn’t require that you sign over the refund to be deposited into their bank instead of yours.

Do I Need Good Credit To Be Approved for an Income Tax Loan?

The lenders who work with this refund advance program understand that life is complicated and sometimes very hard, and that many of us have gone through difficult financial times in our lives. Certain factions in the financial services industry have made it very difficult to obtain personal credit for up to ten years after situations like those have been resolved, resulting in significant portions of people’s lives being made more challenging at a time when they most needed support. Most of the lenders providing income tax loan services do not perform a traditional credit check when evaluating consumers’ applications for funding. Instead, they use a non-standard set of criteria based on your current circumstances, rather than years of history that might be completely irrelevant to your income, employment, or living situation of today.

This Income Tax Loan Sounds Great – Where Do I Start?

It’s very easy! All you need is an internet connection, your device of choice, and a few minutes of your time. You can even apply for an income tax loan using your smartphone if that’s what’s most convenient for you. Just click the link to the website and follow the instructions. You’ll be guided to a brief application form, and that’s all you need to do. There are no financial statements or tax returns to fax or upload, and no long wait either. Our lenders provide a decision in less than two minutes, and everything you need will be right there in your browser – the terms and conditions, repayment arrangements, and agreement form that you can sign using an electronic signature so you never even have to leave your home or office to move the process forward. Funds will usually be available in your bank account by the next business day, so what are you waiting for?

Why Apply for an Income Tax Loan? By Scott Lobo - 10/25/16

When You Have a Distant Payday, Online Loans Can Help

Payday can never come soon enough. Unfortunately, it usually doesn’t. It always seems as if that paycheck is so far away, like you can smell it coming, but you can’t get your hands on it yet. With bills to pay and late fees threatening you, you could use some extra cash. For that next far away payday, online loans can be the answer. They can get you quick cash that will tide you over until that paycheck finally arrives.

For a Delayed Payday, Online Loans Give You a Cash Flow Solution

A cash flow solution is just what you need. It’s not that you are careless with money. You can be as careful as you want, but when unexpected expenses come up like that rent increase or a rise in gas prices or your kid’s field trip that he forgot to tell you about, they can drain the bank account pretty quickly. Living paycheck to paycheck isn’t for the faint of heart. You are bound to have these times when, because of a far-off payday, online loans just makes sense. The cash you can get from these loans provides the much-needed relief you need to make it to payday without any catastrophes.

When it Comes to That Far Away Payday, Online Loans Are Easy

The next time it feels like payday will never come, that you will be doomed to choosing between paying a bill on time and shopping for groceries for the week, an online loan is the easy answer. The cash you get from an online loan is the easiest cash you’ll ever get. It starts with a mobile app; just turn on your phone and use the app. In minutes you will have applied for a payday loan. Don’t have a smartphone? Hop online and visit the application on our website. Either way, you can apply and get approved in just about five minutes.

Once you have applied for one of these loans, and gotten approved, you don’t have to do anything else. A lender that we hand select for you will get the cash transferred to your bank account as soon as possible so you can carry on with your life. Pay your bills and get the groceries this week. There is no need to choose. The next time you have a distant payday, online loans will be here waiting for you to take advantage of them.

When You Have a Distant Payday, Online Loans Can Help By Eric Knapp - 10/18/16

What Exactly is a Refund Anticipation Loan?

You can borrow against the income tax refund you’re expecting, even if you haven’t completed your return yet! All you need to do is meet a few basic credit qualifications – such as being at least 18 years old, employed, and having a bank account that can process electronic deposits and debits – and you have an excellent chance of being able to access those funds now, when you need them most, instead of having to wait until tax season after your return has been completed and processed.

How Is A Refund Anticipation Loan Different from a Personal Loan from the Bank?

When you apply for a loan from your bank, the process is different in several ways. One, the application itself is much more extensive, often including lists of monthly expenses, of monthly debt and payments, and credit references. The application for a refund anticipation loan includes none of these; a very brief online application form will be completed that asks only for your basic personal identification information, info regarding your employment and income, and your bank account info in order to direct the deposit of approved funding. Furthermore, as you are essentially borrowing your own funds, you can look forward to the arrival of your scheduled income tax refund at its usual time – unlike tax advance programs through income tax preparation companies, which require the borrower to sign over their refund to the company as repayment.

Do I Need Good Credit To Get Approved for a Refund Anticipation Loan?

Your credit score, good or bad, will probably not be a factor in your approval either way. The lenders working in this program realize that a lot of Americans are living with damaged credit due to no fault of their own – and even for those who made mistakes, why should an error in judgment be allowed to follow a person for years and years, making it that much more complicated for them to recover, build a healthy financial life for themselves, and put that time and that mistake behind them. These lenders created their own set of criteria, and consider factors such as your income and employment history rather than running a traditional credit check.

How Long Does it Take To Get a Refund Anticipation Loan?

You can apply today for a refund anticipation loan and have funds in your own bank account tomorrow or the next business day. The lenders work quickly, approving your application in just 90 seconds; you’ll then be provided with everything you need to review the terms and conditions and decide if you want to sign on the virtual dotted line. Once you provide an electronic signature, the lender will deposit your funds the same day and you can access the cash as quickly as your bank’s clearing process will allow.

How Do I Apply For a Refund Anticipation Loan?

It’s easy as 1-2-3! Follow the following link to the Refund Anticipation Loan website – the Apply Here link will take you to the quick and simple form to provide your personal information. Follow the simple directions and within minutes you’ll be on your way!

What Exactly is a Refund Anticipation Loan? By Eric Knapp - 10/11/16

How an Online Line of Credit Can Help You Avoid a Cash Crunch

It can be hard to predict when we’ll need extra money, or how much, which makes an online line of credit particularly useful. Instead of applying for the specific amount of cash you need right then and there, lines of credit are approved for a maximum amount, from which you can then withdraw and repay what you need as you need it. The flexibility allows you to borrow $100 one week when you’re just a little short, and $500 a week or two later when the fridge suddenly goes on the fritz. You’re in control. Just as importantly, amounts that are borrowed and then repaid are returned to the “pool” of available cash so you can borrow them again if you need to! With a traditional loan you borrow money, pay it back, and you’re done – but a line of credit lets you continue to use the same approval through multiple transactions over a longer period of time.

Apply for an Online Line of Credit in Just Minutes!

Would you rather spend your time filling out paperwork, answering questions and searching for paperwork to support your loan application, or paying your bills on time and spending time with your family? Silly question, huh? The application for an online line of credit is so fast and simple that you can complete it in no more time than it takes to cook pasta or walk the dog. What’s more, because the application is online you can apply from anywhere, using any internet-enabled device of your choosing. More and more of us are using our phones as one of our primary methods of accessing the internet, and the developers behind short-term loans line the online line of credit have figured that out and worked with you. They’ve made the application and website as mobile-friendly as possible, so if your choice is to apply from a park bench using your smartphone, you’ll be approved and funded just as fast!

How Soon Can I Get Cash From an Online Line of Credit?

One of the greatest advantages of short-term internet loan products is that they work quickly to put cash in your bank account. It takes only a few minutes to fill out the application – click submit and the form goes to the whole network of dedicated lenders who evaluate your situation to see if they have the best option that fits your needs. Within two minutes you’ll receive your response – usually an approval – and be provided with the full terms and conditions documents. Read through them carefully to make sure the offer is what you are looking for and that everything’s clear and understandable, and if all looks good it’s easy to sign off and accept the online line of credit offer using the provided electronic signature. Now to the good part – how fast can you get your money? As soon as the lender receives your acceptance, they’re able to process the deposit to your bank account; this will be done the same business day, usually within a few hours. Depending on the clearing process your bank follows, you’ll have access to your cash within one business day – often the very next morning! Think you might have use for extra cash any time soon? Apply today and have funds ready and waiting!

How an Online Line of Credit Can Help You Avoid a Cash CrunchBy Heather Wilson - 10/4/16

Three Secrets To Getting Approved for 1 Hour Loans!

1. Most of the lenders working with 1 hour loans don’t use a standard credit check, so having great credit won’t help you! However one factor to keep in mind is that any record of having defaulted on similar short term loans will likely prevent you from being approved. So don’t do that! One way to fly through the 1 hour loans approval process – or at least not get snagged on this issue – is to be sure to pay your short-term loans on time!

2. Complete the form very accurately. Since there’s no credit check, the application form is much more important than it would be otherwise. We all make typos – especially typing on our phones – and transpose numbers sometimes, but this is one time you want to catch those errors before clicking the submit button. If the address or other information about your employer doesn’t match up with public records, they might be seen as possibly fabricated. If any of your identification info doesn’t match up, such as an incorrect driver’s license due to a keying error, the application will have to be rejected.

3. Be sure you meet the minimum requirements for approval. There aren’t many – but for that exact reason there’s no wiggle room on any of them. Applicants need to be at least 18, US citizens, be employed or have other regular income that meets the $1000 per month minimum requirement, and a bank account that’s enabled for electronic deposits and debits.

1 Hour Loans Get You Cash Quick!

There are plenty of reasons you might need a 1 hour loan as quickly as possible. A financial miscalculation close to when your house payment is due would be cause for extreme urgency, as would the need for an auto repair that’s preventing you from getting to and from work – thus costing you even more money every day. And of course, medical expenses are both immediate and expensive! 1 hour loans are the fastest way to get cash in hand to get your life back on track.

To save you as much time as possible, the lender will deposit the funds directly to your own bank account – no need to wait for a paper check in the mail, or pick one up, and take it to your bank to deposit. This keeps the process as seamless as possible. In addition, your payments will be automatically drafted from your account on your scheduled payday, so you don’t even have to remember to mail a payment, or to set up an electronic payment through your bank.

1 hour loans – just to be clear – don’t actually get you money in an hour, but nothing comes closer. What they do provide is funding within an hour – after that it’s out of the lender’s hands, literally, and into your bank’s. Every bank has a deposit clearing process, which varies based on the time of the deposit but often requires an overnight period. Generally you’ll have access to your funds the next business day.

Three Secrets To Getting Approved for 1 Hour Loans! By Eric Knapp - 9/27/16

Tax Advance Loans Can Save Your Bacon

Think about the last time you checked your bank account and realized that you were going to have to juggle some bills around to make it all work – was it more recently than you’d wish? Despite the improving economy times can still be tough for a lot of us, especially those who work an hourly job and might see their income fluctuate a little or a lot between paychecks. Usually it all works out in the end, but what if you end up with a big medical bill or costly repair you weren’t counting on? That could get ugly. And that’s when tax advance loans can really come in handy – an advance on your next income tax refund, that you can access without giving up the refund itself! It’s fast, it’s easy, it’s convenient, and it can save you hundreds of dollars in late fees and overdraft fees by providing the funds that you need when you need them the most.

Apply for Tax Advance Loans at Any Time of the Day or Night

We’re all busy – between jobs, family, church, volunteering, and all the ordinary daily errands – the last thing that any of us want is to have to make time for yet one more trip across town during business hours when we have a hundred other things to do! That’s why the convenience of being able to apply for tax advance loans online, from home or anywhere else we have a secure internet connection, is such a great advantage. In fact, you can apply using nothing but your cell phone – the developers behind the website are just as keen as everyone else on the team to make sure the process is as easy and convenient for you as it can possibly be. Just fill out the simple form, click submit, and the lenders will have an approval for you in two minutes or less! There are no copies of tax returns required – no financial documentation at all, in fact. The amount you request is based on your own knowledge of your tax situation, and approval is based on the same factors as any loan, such as your income and employment history.

Get Approved for Tax Advance Loans Even if You Have Bad Credit

Even though it’s a loan against your tax return, tax advance loans bear little resemblance to the personal loans you’re accustomed to. First of all, there’s no standard, industry credit check. That in itself makes tax advance loans available to a lot of people who otherwise wouldn’t be able to consider them otherwise. Personal loans from a bank check your credit score every time, and use it as one of the main factors in determining whether to approve a request or not. Tax refund advances traditionally come from tax prep companies, who check to see if you have other obligations that might prevent the refund (which will repay them for your advance) from being issued. Online tax advance loans are different – since your tax refund will still come to you, not the lender, they aren’t concerned with those obligations. Meanwhile the online lenders don’t check your standard credit report because they know that millions of hardworking responsible Americans who deserve the opportunity to take out a simple loan against an upcoming tax refund – regardless of difficult times they may have gone through in the past.

Need cash quick? Tax Advance Loans can put money in your bank account as soon as tomorrow! Apply now!

Tax Advance Loans Can Save Your Bacon By Heather Wilson - 9/20/16

What Exactly Are Tax Loans? Everything You Need to Know, Now Explained

Tax loans are small, personal loans that almost anyone can get approved for and then use for any necessary expenses. You can get these loans now, or during tax season, if you have an extension, if you’re planning ahead, or if you just need some quick extra cash now. Before you take the steps to borrow, make sure you understand all the details. We’re here to help and our experienced lenders can answer any other questions you have.

Tax Loans Are Like Payday Loans

To get tax loans you don’t have to prove that you have a refund coming from the government. It helps some borrowers feel more comfortable if they know that that money is on its way. Having a refund coming means that you know for sure that you will have the cash to repay your loan, but it isn’t necessary. The main thing in getting tax loans is that you have a regular income.

Tax Loans Include Easy Approval

You don’t have to prove anything about your tax return or potential refund to get approved for tax loans. Approval is easy and most applicants will be approved in a matter of minutes. What you need to show is that you have a job, a good job history, a certain minimum income, and a bank account, and that’s about all. Credit score is not a disqualifier for approval.

Get Tax Loans, Repay Easily

Getting approved is easy, but so is repaying tax loans. All you need to do is ensure that your paycheck is deposited into the bank account you listed on your application. Your lender will deduct what you owe on payday. There is no need to try to remember and risk repaying late. It’s all taken care of for you.

Use Tax Loans Cash for Anything

The best part about getting tax loans is that you get quick cash, in about 24 hours or less, that you can use for anything you want. There are no restrictions on how you spend. Use it for fun or for responsibilities. It’s totally up to you.

How to Apply for Tax Loans Today

To get started on tax loans visit our site for the quick online application, or just pick up your phone and use the mobile app to apply for an even quicker solution. Once you apply you should get approved in 90 seconds and then your lender can ask any questions you still have.

What Exactly Are Tax Loans? Everything You Need to Know, Now ExplainedBy Heather Wilson - 9/13/16