2017 Has Many Surprises And These Online Tax Loan Rates Are The Best One Yet!

Every year, millions of Americans eagerly await their tax refund checks – whether it’s big or small, it’s the perfect way for people to make purchases they can’t usually afford, but a year of hard work finally pays off. Unfortunately, most of these people spend their entire spring and sometimes plenty of the summer season sitting around wishing and waiting for that check from the IRS to show up – that’s why we’ve perfected our online tax loan to make it easier and faster than ever to get the cash you need today. Why wait around on the IRS? It’s your money – you deserve to spend it when and how you want, and with an online tax loan, you can!

Brenda S. from Missouri Explains How An Online Tax Loan Made Her Summer Vacation Incredible

“I’ve always lived ‘paycheck-to-paycheck’ as a single mom, but every single year, I’m able to treat myself to a nice dinner, new clothes, and much more when my tax return comes in. I usually file my taxes right away so I can get my check as early as possible but this year I left it for the last minute – and since I got an online tax loan, I don’t have to wait until the last minute to get my money! I filed my taxes yesterday and immediately got my online tax loan application filed as well, and I’ve got cash sitting in my bank account today just waiting for me to spend it! The application was easy – it took less than five minutes – and it basically just verified that I’m a US citizen, 18 or older, with a job and a bank account, and then it connected me with a lender who helped me finalize my loan! It was easier than I ever expected, and thanks to the online tax loan, I don’t have to sit around all summer pinching pennies – I get to spend my money and enjoy my life!”

When Randall H. Fell Up Hard Times, Online Tax Loans Helped Him Stay Afloat

“I’m usually very cautious with money, and I don’t do a lot of extraordinary spending – so I never thought I’d have a use for online tax loans, but here I am in awe of how quickly they saved my life! After the incredibly easy and comfortable experience I had, I just knew I had to leave this review to help other people who may be on the fence or wondering if it’s the right choice for them. I had a little money saved up, but when my hot water heater broke, I had just gone back to work after being sick – so I’d gone through most of my savings. What little I had left got eaten up replacing the hot water heater, but I still had to repair the damage done to my home by the flooding and effects of water rotting my floorboards. That’s where the online tax loans come in – I wasn’t about to wait weeks to get my IRS check when I worked hard all year to earn that money, and I needed the cash immediately to solve the problem in my basement! I applied online, and they didn’t call my boss or have any crazy credit requirements or anything – my online tax loan put cash in my bank account almost immediately. I am so grateful to have been able to pay for repairs before it got worse!”

2017 Has Many Surprises And These Online Tax Loan Rates Are The Best One Yet! By Mindy Lobo - 4/18/17

How to Get Approved for an Online Line of Credit

Imagine that you run out of cash one day next week, but you have this really important bill to pay, like your car is going to get repossessed if you don’t make this payment. Now imagine that you can reach for an online source of cash, instantly get the money you need to pay the bill, and be all set. You can have this quick kind of money solution at your disposal, and all you have to do is get approved for an online line of credit. Here’s how to make it happen.

Get Online or Go Mobile to Apply for an Online Line of Credit

The first step is so easy. All you have to do to get started on an online line of credit is go online or pick up your phone to use the mobile app. Either way all you need is a one-page application. Fill out the information and click to submit it. From there the application goes to our lenders, a network of professional lenders with high approval rates.

Make Sure You Meet the Online Line of Credit Approval Requirements

This part is easy too. It might be a good idea to check on these before you apply, but the truth is that most people who apply easily meet the requirements and get approved for these online line of credit loans. Unlike many other lenders, you don’t have to prove that you have an excellent credit score or that you earn a big income or have some valuable collateral. The basic requirements you need to prove are having a job, having an income that is regular and enough to be able to afford a small loan, being 18 years old or older, and having a bank account.

Wait, I Don’t Have to Show my Credit Score for an Online Line of Credit?

For a lot of lenders, your credit score will be the first and main consideration when approving you or turning you down for a loan. With our lenders, though, the standard credit check just isn’t that important. To get approved you will need to show that you have a decent history with borrowing, but your lenders do that in an alternative way and look at a number of different factors. They don’t just look at that one credit number, which we know is not always as high as you want it to be.

Spend Less Time Waiting for Online Line of Credit Approval

The only other thing you need to do as the individual to get approved for an online line of credit is to wait 90 seconds or less. That’s all it takes for one of our lenders to get your application, take a look, and make a decision. Most people are approved in less than 90 seconds, and you could be to. All you need to do is get that application completed, and you will be on your way to being approved for an online line of credit loan.

How to Get Approved for an Online Line of CreditBy Eric Knapp - 4/4/17

How an Online Line of Credit Can Help You Avoid a Cash Crunch

It can be hard to predict when we’ll need extra money, or how much, which makes an online line of credit particularly useful. Instead of applying for the specific amount of cash you need right then and there, lines of credit are approved for a maximum amount, from which you can then withdraw and repay what you need as you need it. The flexibility allows you to borrow $100 one week when you’re just a little short, and $500 a week or two later when the fridge suddenly goes on the fritz. You’re in control. Just as importantly, amounts that are borrowed and then repaid are returned to the “pool” of available cash so you can borrow them again if you need to! With a traditional loan you borrow money, pay it back, and you’re done – but a line of credit lets you continue to use the same approval through multiple transactions over a longer period of time.

Apply for an Online Line of Credit in Just Minutes!

Would you rather spend your time filling out paperwork, answering questions and searching for paperwork to support your loan application, or paying your bills on time and spending time with your family? Silly question, huh? The application for an online line of credit is so fast and simple that you can complete it in no more time than it takes to cook pasta or walk the dog. What’s more, because the application is online you can apply from anywhere, using any internet-enabled device of your choosing. More and more of us are using our phones as one of our primary methods of accessing the internet, and the developers behind short-term loans line the online line of credit have figured that out and worked with you. They’ve made the application and website as mobile-friendly as possible, so if your choice is to apply from a park bench using your smartphone, you’ll be approved and funded just as fast!

How Soon Can I Get Cash From an Online Line of Credit?

One of the greatest advantages of short-term internet loan products is that they work quickly to put cash in your bank account. It takes only a few minutes to fill out the application – click submit and the form goes to the whole network of dedicated lenders who evaluate your situation to see if they have the best option that fits your needs. Within two minutes you’ll receive your response – usually an approval – and be provided with the full terms and conditions documents. Read through them carefully to make sure the offer is what you are looking for and that everything’s clear and understandable, and if all looks good it’s easy to sign off and accept the online line of credit offer using the provided electronic signature. Now to the good part – how fast can you get your money? As soon as the lender receives your acceptance, they’re able to process the deposit to your bank account; this will be done the same business day, usually within a few hours. Depending on the clearing process your bank follows, you’ll have access to your cash within one business day – often the very next morning! Think you might have use for extra cash any time soon? Apply today and have funds ready and waiting!

How an Online Line of Credit Can Help You Avoid a Cash CrunchBy Heather Wilson - 10/4/16