5 Emergencies That Cash in 1 Hour Can Cover

We all have emergency situations from time to time, some worse than others, but when you have an emergency and no cash, the situation is always worse. For those of us who survive from one paycheck to another, an unexpected need for cash can cause real upheaval. Many of us just aren’t able to keep up with emergency savings for times like these, but what we can all do is get cash in 1 hour from great lenders.

1. Cash in 1 Hour Pays for Medical Emergencies

Cash in 1 hour is a type of payday loan that is very fast. When you have an emergency that is really serious, like an illness or injury in your family, you don’t have time to worry about money or where it will come from. That’s why we offer these hassle-free loans that you can get—from starting the application to having an official loan document—in just one hour. You can get the money you need and get back to caring for your loved one during a medical emergency.

2. Travel Immediately with Cash in 1 Hour

Sometimes an emergency situation means you need to hop on a plane or bus and get somewhere quickly. You don’t have time to figure out where the money will come from; you just need to go. With your mobile device, as you’re on the way, you can be applying for and getting your cash in 1 hour loan. Get the money the next day, ready to withdraw from your bank account.

3. Get Your Car Fixed so You Can Get to Work, Thanks to Cash in 1 Hour

Not having an emergency fund can make car trouble such a hassle, and more than that it can make getting to work and getting paid next to impossible. You need to pay the repair bill so you can get to work and earn more money. You can’t afford to lose a day or two of pay. With a cash in 1 hour loan you can get that money quickly, get the repair done and paid, and get back to work and earning.

4. With Cash in 1 Hour, Pay that Bill You Just Realized is Due Tomorrow

This one is such a major headache: you try so hard to keep up with bills but one slips through the cracks. You find it hiding under the table or wedged between couch cushions and realize it’s due tomorrow. You can’t afford the late fee, but you can get a loan, cash in 1 hour, that will allow you to pay that bill on time, even at the last minute.

5. Cover Your Kids’ Unexpected Expenses with Cash in 1 Hour

You love your kids, but sometimes they drive you crazy, right? They come home from school and mention they owe field trip or science lab fee money the next day. You don’t have the cash, but you do have cash in 1 hour loans. You can apply right away, get it done, and have the cash the next morning, ready to cover those important fees.

5 Emergencies That Cash in 1 Hour Can Cover By Mindy Lobo - 8/22/17

Amazing Benefits of Short Term Loans over Long Term Loans

Short term loans are available only through certain lenders. Most lenders, especially traditional lenders, like banks, offer only long term loans. There are many great reasons to get those kinds of traditional loans, but they aren’t right for most people. You may be surprised at how accessible short term loans are, and how much better they can be for people just like you.

Short Term Loans, Long Term Loans, What’s the Difference?

If you’re not so experienced with getting loans, this may be a mystery to you. But, if you know generally how loans work and always thought you could never afford them, you need to know what short term loans are. The term of a loan is the period of time from when you get the cash to when you repay it completely. For long term loans, like a car loan or a mortgage, this can be months to years. For short term loans, the period is much shorter, like a week to a month.

You Can Actually Afford Short Term Loans

One of the best benefits of short term loans over long term loans is affordability. All loans cost money because you have to pay interest on the amount you borrow. The longer the loan term, the more you will pay in interest fees. A long term loan will have you paying interest for years. A short term loan will cost you interest for a week or two. Some people see the high interest rates on these short term loans and assume they are too expensive. The truth is that, although the rate is high, because you only pay it for a short period of time, it is actually much more affordable than lower rate, long term loans.

Short Term Loans Give You More Opportunities

Some of us will never be eligible for long term loans. Because they are larger loans with longer loan terms, these big loans are hard to get approved for and many people get rejected. With short term loans, it is much easier to get approved, so you end up with more opportunities you never realized you had. When you think you can’t ever get a loan and then you find out you can actually borrow a few hundred dollars here and there, your life changes for the better. You can pay bills on time, take care of your family, and maybe even get a few perks just for you.

With Short Term Loans, You Can Get Cash Fast

Another amazing benefit of short term loans is that they provide cash faster than with other loans. It starts with the whole process of applying and getting approved. With short term loans this is a fast and convenient matter of simply filling out a short application online. Compare that to going to the bank for a few hours. Short term loans also provide the actual cash you need much faster. You can apply one day and have the money the next. There are so many advantages to short term loans, you will never turn to the bank again.

Amazing Benefits of Short Term Loans over Long Term Loans By Eric Knapp - 5/30/17

4 Bad Money Habits, and 1 Hour Payday Loans Isn’t One of Them

Money seems like a pretty simple thing. You earn it and you spend it. Personal finance can be pretty complicated, though, whether you have a lot of money or a little. Even people who think they are financially savvy often make some common mistakes with their money, many of them regular habits. To help take greater control over your finances, find out what these are and how to avoid them. And remember that 1 hour payday loans are often a good idea, not the bad habit some critics claim they are.

1. Not Paying the Bills When You Could by Using 1 Hour Payday Loans

Not paying your bills, or at least not paying them on time, is an all too common money habit, and it’s a bad one. Those days you come home from work, grab the mail and see that you have a few bills to pay, it’s tempting to just toss them aside and ignore them, figuring you’ll pay later. Then, two weeks later, those bills are late, you owe extra fees, and this regular habit is hurting your credit score. Instead, be diligent about paying your bills as soon as they come in, so you don’t forget. To avoid late fees, use 1 hour payday loans when you’re low on the cash needed to make the payments.

2. Relying on Credit Cards Instead of 1 Hour Payday Loans

Another common money habit of many people is to rely on credit cards to make purchases, get cash advances, and get the bills paid. It’s a source of credit, but one that can be dangerous if you make a habit of using it all the time. Spending too much of your credit limit, like more than 30 percent, actually lowers your credit rating. Credit cards also tend to keep you in debt for a long time, which means paying more in interest rates. Our 1 hour payday loans are a better alternative because they are repaid in full, within one or two weeks. This gets you out of debt and helps you avoid paying interest every single month.

3. Not Saving, Even Though You Sometimes Need to Rely on 1 Hour Payday Loans

Just because you rely on 1 hour payday loans to get weekly expenses taken care of from time to time, there is no reason you can’t start saving. Not saving money at all is one of the worst money habits you can have. Without saving you will never be free from the paycheck-to-paycheck cycle. Yes, you may have to start off really small, and no, you may not be able to save something from every paycheck. But the point is that you have to start somewhere, even with just a few dollars saved per payday.

4. Paying Too Much for Too Many Things, But 1 Hour Payday Loans Isn’t One of Them

So many of us are guilty of this bad money habit, but we can make changes to save money. Cut expenses on things like cell phone plans, cable or streaming services, energy and water use in your home, and even late fees on things like credit cards. You can call any one of your service providers and try to negotiate a better price or interest rate. You can also trim back on things you don’t use often, like cable television. One thing that isn’t too expensive when you really need it is 1 hour payday loans cash. You can rely on these loans to be affordable and worthwhile for the times you really need them.

4 Bad Money Habits, and 1 Hour Payday Loans Isn’t One of Them By Eric Knapp - 5/9/17

Three Secrets To Getting Approved for 1 Hour Loans!

1. Most of the lenders working with 1 hour loans don’t use a standard credit check, so having great credit won’t help you! However one factor to keep in mind is that any record of having defaulted on similar short term loans will likely prevent you from being approved. So don’t do that! One way to fly through the 1 hour loans approval process – or at least not get snagged on this issue – is to be sure to pay your short-term loans on time!

2. Complete the form very accurately. Since there’s no credit check, the application form is much more important than it would be otherwise. We all make typos – especially typing on our phones – and transpose numbers sometimes, but this is one time you want to catch those errors before clicking the submit button. If the address or other information about your employer doesn’t match up with public records, they might be seen as possibly fabricated. If any of your identification info doesn’t match up, such as an incorrect driver’s license due to a keying error, the application will have to be rejected.

3. Be sure you meet the minimum requirements for approval. There aren’t many – but for that exact reason there’s no wiggle room on any of them. Applicants need to be at least 18, US citizens, be employed or have other regular income that meets the $1000 per month minimum requirement, and a bank account that’s enabled for electronic deposits and debits.

1 Hour Loans Get You Cash Quick!

There are plenty of reasons you might need a 1 hour loan as quickly as possible. A financial miscalculation close to when your house payment is due would be cause for extreme urgency, as would the need for an auto repair that’s preventing you from getting to and from work – thus costing you even more money every day. And of course, medical expenses are both immediate and expensive! 1 hour loans are the fastest way to get cash in hand to get your life back on track.

To save you as much time as possible, the lender will deposit the funds directly to your own bank account – no need to wait for a paper check in the mail, or pick one up, and take it to your bank to deposit. This keeps the process as seamless as possible. In addition, your payments will be automatically drafted from your account on your scheduled payday, so you don’t even have to remember to mail a payment, or to set up an electronic payment through your bank.

1 hour loans – just to be clear – don’t actually get you money in an hour, but nothing comes closer. What they do provide is funding within an hour – after that it’s out of the lender’s hands, literally, and into your bank’s. Every bank has a deposit clearing process, which varies based on the time of the deposit but often requires an overnight period. Generally you’ll have access to your funds the next business day.

Three Secrets To Getting Approved for 1 Hour Loans! By Eric Knapp - 9/27/16

1 Hour Loans are the Quick Way to Smooth a Rocky Road

How many of life’s problems could be solved by finding a big bag of free money on your doorstep? Most of them? Sometimes it seems that money is both the cause and solution to a huge percentage of our difficulties – which makes 1 hour loans a real lifesaver under a lot of circumstances. Everyone’s budget gets off balance sometimes, whether because of higher-than-usual expenses or lower-than-usual income. High utility bills during the winter and summer can be hard to budget for, and certain bills like auto insurance only come in once a year – making it very easy to forget when they’re coming in. At these times, a quick and simple 1 hour loans application can make all the difference, providing the extra cash you need in time to avoid any unpleasant, unintended consequences.

How to Get Cash Fast with 1 Hour Loans

The key ingredient to the fast cash magic is the online application and 24 hour access to lenders who are ready and waiting to approve the loan for you in seconds. Unlike old-school paper applications for loans that take days or even longer to be approved for, 1 hour loans are just what they sound like – easy online payday loans that put cash in your bank account within an hour from the time you’re approved. Depending on your bank’s rules and processes, you’ll usually have access to the cash by the next business day, in plenty of time to pay your bills on time and avoid late fees or penalties. Just complete the easy online application form from your laptop, tablet, or even your phone – nothing could be easier. In less time than it takes to walk the dog, you can provide all the information requested – easy stuff, no credit references or long lists of monthly expenses, just the basics – and receive a response from a lender. They will provide a document describing the terms, conditions, and costs of the loan, and if you like what you see all you have to do is apply the electronic signature. Fast and easy!

Can I Get 1 Hour Loans With Bad Credit?

It’s tough to get along in America these day without good credit. It’s not just a matter of not being able to borrow money or use credit cards – sometimes it’s even hard to get a job or rent an apartment. But one thing you can do is get 1 hour loans! The dedicated network of lenders who choose to affiliate themselves with short-term payday loans know exactly how difficult life without credit can be – and they know that having some financial difficulties in your past does not mean that you shouldn’t be considered creditworthy now, regardless of what a credit report says. They have created their own set of proprietary criteria which they use to evaluate applicants, ignoring the credit score that is based on seven to ten years of data – years during which practically everything about a person’s circumstances can change, while events of the distant past can continue to keep them from achieving their goals. With 1 hour loans, not only can you be approved with bad credit, but you can get the cash you need super-fast to keep your life running smoothly!

1 Hour Loans are the Quick Way to Smooth a Rocky Road By Scott Lobo - 8/23/16