Tuesday, September 27, 2016

Three Secrets To Getting Approved for 1 Hour Loans!

Three Secrets To Getting Approved for 1 Hour Loans!


1. Most of the lenders working with 1 hour loans don’t use a standard credit check, so having great credit won’t help you! However one factor to keep in mind is that any record of having defaulted on similar short term loans will likely prevent you from being approved. So don’t do that! One way to fly through the 1 hour loans approval process – or at least not get snagged on this issue – is to be sure to pay your short-term loans on time!

2. Complete the form very accurately. Since there’s no credit check, the application form is much more important than it would be otherwise. We all make typos – especially typing on our phones – and transpose numbers sometimes, but this is one time you want to catch those errors before clicking the submit button. If the address or other information about your employer doesn’t match up with public records, they might be seen as possibly fabricated. If any of your identification info doesn’t match up, such as an incorrect driver’s license due to a keying error, the application will have to be rejected.

3. Be sure you meet the minimum requirements for approval. There aren’t many – but for that exact reason there’s no wiggle room on any of them. Applicants need to be at least 18, US citizens, be employed or have other regular income that meets the $1000 per month minimum requirement, and a bank account that’s enabled for electronic deposits and debits.

1 Hour Loans Get You Cash Quick!


There are plenty of reasons you might need a 1 hour loan as quickly as possible. A financial miscalculation close to when your house payment is due would be cause for extreme urgency, as would the need for an auto repair that’s preventing you from getting to and from work – thus costing you even more money every day. And of course, medical expenses are both immediate and expensive! 1 hour loans are the fastest way to get cash in hand to get your life back on track.

To save you as much time as possible, the lender will deposit the funds directly to your own bank account – no need to wait for a paper check in the mail, or pick one up, and take it to your bank to deposit. This keeps the process as seamless as possible. In addition, your payments will be automatically drafted from your account on your scheduled payday, so you don’t even have to remember to mail a payment, or to set up an electronic payment through your bank.

1 hour loans – just to be clear – don’t actually get you money in an hour, but nothing comes closer. What they do provide is funding within an hour – after that it’s out of the lender’s hands, literally, and into your bank’s. Every bank has a deposit clearing process, which varies based on the time of the deposit but often requires an overnight period. Generally you’ll have access to your funds the next business day.