10 Fast Facts About Fast Loans!

1. Fast loans are available to almost anyone, regardless of credit score!

Our lenders use a set of criteria that does not include the standard “big three” credit report to determine whether or not a person is a good risk for fast loans. Factors might include things like length of time at current job, income, and other criteria that are specifically related to current circumstances – not financial minutia from years ago with no context attached.

2. Applications for fast loans take only minutes to complete

There is just a handful of information requested in each section of the form, and only important information is asked. If you’ve applied for a personal loan from a bank at any time in the past, you probably remember having to list your average utility bill amount, grocery bill, and other expenses. None of that will be asked – it’s all very quick and simple!

3. The application is online, so you can fill it out almost anywhere, at any time of the day or night

No need to take time off work to get to the financial services office during business hours, no transportation hassles or having to “dress nice” to impress someone and look like you can afford to repay the money. Apply for fast loans after you check your email in the morning, or from your favorite chair watching tv late at night. The internet never closes, so the application is available 24/7!

4. Lenders are available 24/7 as well, so approval takes the same quick two minutes no matter when you apply

You can even apply using your smartphone! If your phone or tablet is the device you use the most and are most comfortable with, this is the loan for you. Our developers have made sure that every part of the website looks just as clean and clear and easy to read and navigate on a smartphone as it is on a full sized monitor.

5. Fast loans are not just easy to be approved for, but they’re easy to repay

Need more time? Contact your lender for an extension of the terms, make a payment equaling at least the interest that’s due, and you’ll have another pay period in which to get your household budget back to its happy, organized self.

6. You can save money by using fast loans!

If you’ve ever gotten into a late-payment cycle with a bill, or overdrawn your checking account, you know how expensive financial services fees can be. With fast loans, just by making sure your bills are paid on time and your bank account stays in the black, you can actually end up saving more than the loan costs you.

7. Repayments are automatic

So you don’t have to worry about being “dinged” with a late fee for forgetting. The funds will be drafted from your bank account on the scheduled payday, without any additional action on your part.

8. Fast loan rates are competitive!

Since the new industry regulation were put in place a few years ago, and more importantly since everything moved online and you can apply for one loan in one browser tab and another loan in another and compare rates, they’ve had to be competitive!

9. We’ve saved the best for last – you can get cash in less than 24 hours!

As soon as you’re approved the lender will send the funds to your bank, where the deposit will go through a standard clearing process. Apply by around noon Monday through Thursday, and access your cash the next morning!

10 Fast Facts About Fast Loans! By Eric Knapp - 9/6/16

The eTaxLoan.com Reviews Everyone Should Be Reading

In this age of information, there is no need to make a purchase, or take out a loan, without listening to what others have to say. That’s why you should read these eTaxLoan.com reviews before making a choice about borrowing money. You have a lot of choices when it comes to loans, so read up and find out why people choose eTaxLoan.com.

eTaxLoan.com Review #1: Easy Cash for Tough Times

I read some of these eTaxLoan.com reviews and decided to try applying. My wife had been laid off from work for a couple of months and I was struggling to support our whole family on my salary alone. I felt terrible that I couldn’t provide for my kids and my wife was really having a tough time finding a new job. We were in a bad place, so I turned to this lending service and it turned out to be really easy. I got the cash the next day and was able to cover some bills that were going to be late. We’re out of the woods now, but having these loans cover us when we were in trouble was so great.

eTaxLoan.com Review #2: Bad Credit, No Problem

When I needed a loan I really didn’t think I would get approved. I made some mistakes with credit cards in the past and my credit score is not so great anymore. I needed cash and I knew I couldn’t ask my friends or my parents to borrow some. I read an eTaxLoan.com review and it said that I could get approved even with a bad credit score. I didn’t really believe it until I tried it. I applied, and about two minutes later there it was, my approval. I couldn’t believe I got a loan. It was so exciting and now I know I have an option for getting money in the future.

eTaxLoan.com Review #3: Applied in Minutes, Cash the Next Day

I applied for this loan last April and I couldn’t believe how easy it was. I was dreading doing it because I needed the money, but I didn’t have time for a long, drawn out loan application. I applied on my phone with an app. It took, like five minutes and then a lender approved me a minute later. The money was deposited in my bank account the next morning and I could access it right away. It was so fast and so easy that I had to let others know about it with this eTaxLoan.com review.

The eTaxLoan.com Reviews Everyone Should Be Reading By Eric Knapp - 8/30/16

1 Hour Loans are the Quick Way to Smooth a Rocky Road

How many of life’s problems could be solved by finding a big bag of free money on your doorstep? Most of them? Sometimes it seems that money is both the cause and solution to a huge percentage of our difficulties – which makes 1 hour loans a real lifesaver under a lot of circumstances. Everyone’s budget gets off balance sometimes, whether because of higher-than-usual expenses or lower-than-usual income. High utility bills during the winter and summer can be hard to budget for, and certain bills like auto insurance only come in once a year – making it very easy to forget when they’re coming in. At these times, a quick and simple 1 hour loans application can make all the difference, providing the extra cash you need in time to avoid any unpleasant, unintended consequences.

How to Get Cash Fast with 1 Hour Loans

The key ingredient to the fast cash magic is the online application and 24 hour access to lenders who are ready and waiting to approve the loan for you in seconds. Unlike old-school paper applications for loans that take days or even longer to be approved for, 1 hour loans are just what they sound like – easy online payday loans that put cash in your bank account within an hour from the time you’re approved. Depending on your bank’s rules and processes, you’ll usually have access to the cash by the next business day, in plenty of time to pay your bills on time and avoid late fees or penalties. Just complete the easy online application form from your laptop, tablet, or even your phone – nothing could be easier. In less time than it takes to walk the dog, you can provide all the information requested – easy stuff, no credit references or long lists of monthly expenses, just the basics – and receive a response from a lender. They will provide a document describing the terms, conditions, and costs of the loan, and if you like what you see all you have to do is apply the electronic signature. Fast and easy!

Can I Get 1 Hour Loans With Bad Credit?

It’s tough to get along in America these day without good credit. It’s not just a matter of not being able to borrow money or use credit cards – sometimes it’s even hard to get a job or rent an apartment. But one thing you can do is get 1 hour loans! The dedicated network of lenders who choose to affiliate themselves with short-term payday loans know exactly how difficult life without credit can be – and they know that having some financial difficulties in your past does not mean that you shouldn’t be considered creditworthy now, regardless of what a credit report says. They have created their own set of proprietary criteria which they use to evaluate applicants, ignoring the credit score that is based on seven to ten years of data – years during which practically everything about a person’s circumstances can change, while events of the distant past can continue to keep them from achieving their goals. With 1 hour loans, not only can you be approved with bad credit, but you can get the cash you need super-fast to keep your life running smoothly!

1 Hour Loans are the Quick Way to Smooth a Rocky Road By Scott Lobo - 8/23/16

Have You Checked Out the New Online Income Tax Loans?

Income tax loans used to be an advance you could only get from a tax preparation company – but times are changing, and they’re changing for the better. If you need extra cash now, a tax refund advance can be like a gift from the heavens – since you’re essentially borrowing your own money, even after you repay the lender you can relax in the knowledge that when the refund arrives you’ll be getting the money back yet again, and not having to pay it back that time!

How Do Income Tax Loans Work?

The new loans work very differently than the old ones. For example, with the original preparer-provided loans, you first had to have your tax return prepared by their office. That’s the first difference with the new online-style of tax advances – there’s no return necessary. Not only don’t you need to have it professionally prepared (for a fee!) to get the income tax loan, but nobody will ask to see your return as proof of how much you’re entitled to. You as the borrower decide how much funding you wish to request, based on previous years or new circumstances.

The new online income tax loans are requested via a simple, quick online application instead of through a tax prep office. You’ll fill out the form and a lender will respond within two minutes, right in your browser! You’ll review the terms agreement form, and if you like the offer accept via electronic signature. It’s super-fast and super easy! Furthermore, when your tax return arrives from the government, it’s yours to keep! The way the old loans worked, the borrower would sign their tax refund’s direct deposit over to an account owned by the tax preparation company. They’d then get a check for the balance – the refund expected minus tax preparation fees and the loan interest. With online income tax loans, you get every cent you request, and the fees and interest are built into the repayment.

Can I Get Income Tax Loans If I Have Bad Credit?

There are millions of Americans living with bad credit these days, and in many ways it can be very challenging. Most types of loans are very difficult or even impossible to get – and it’s only made more difficult and disheartening when companies run credit checks before being willing to hire you for a job or even let you sign a lease for an apartment. So here’s one easy, safe place you can go to when you’re short on cash and need money for an emergency or just to make ends meet. Income tax loans can be acquired with no standard mainstream credit check and a bare minimum of time and trouble. The lenders specifically choose to make funding available to those who might otherwise have difficulty being approved – instead of the standard credit check being the be-all and end-all, they choose to use other criteria such as employment history, income, and other current circumstances to determine approval. Need cash? Apply today!

Have You Checked Out the New Online Income Tax Loans? By Heather Wilson - 8/16/16

How to Create a Budget that Includes Quick Cash

Budgeting is hard. If it were easy, we would all be in a better financial situation. The truth is that no matter how good your intentions, creating and sticking with a budget is tough and often goes off the rails. Here are some tips to help you optimize your chances of successfully budgeting your spending, and it includes quick cash.

Use Quick Cash and Pay with Cash

Money experts agree that we always spend less when we pay with cold, hard cash. When you can actually see the money as you hand it over, when you are forced to take it out of your wallet and count it, you think about what you’re spending and if it’s worthwhile. Put your credit and debit cards away and use cash. You can start by getting some extra cash whenever you need it. With a quick cash loan you can supplement your budget, but be sure to use it in cash form only.

Put Aside Your Extra Quick Cash

You may need to borrow some quick cash to get by every once in a while, but to ensure that you don’t have to do it too often, increase your budget by saving. When you spend with actual cash, you get change. Make a habit of saving the chance from every purchase. Loose change doesn’t seem like much, but it adds up and will give you a bigger budget to work with in the future.

Prepare for Your Quick Cash

Borrowing money is something you may need to do. You may need to get quick cash to pay necessary bills, but you can also plan how you use it to make sure none is wasted and your budget isn’t completely busted. Get your quick cash, and make a specific plan for how you will spend it. Don’t allow for any surprise or impulsive buys. Use it for what you need it, repay it, and then move on.

Pay Attention to How You Spend Quick Cash

Paying with cash only will automatically help you pay attention to how you spend, but you can go one step further. Keep a record of what you spend and when. By being more aware of your expenditures means that you can take better control of your budget and look for places where you could cut back. Quick cash is an important part of budgeting, but so is being aware.

How to Create a Budget that Includes Quick Cash By Eric Knapp - 8/9/16

Can a Loan Online Really Be Safe?

There are so many benefits to getting your loan online: you get your cash sooner, you get to apply at your convenience, and you never have to go to the bank or a cash advance store and waste your time waiting. Some may think that you sacrifice security to get these benefits, but that just isn’t true. We offer loans that are fast, convenient, and most importantly safe.

A Loan Online Comes from Professional Lenders

A number one question that we get from potential borrowers is about our lenders. Who are they? Are they real lenders? We work with a network of professional and reputable lenders to provide you with the best possible loan products. You can rest assured that when we get your information in your loan application, it goes on to a lender who follows the letter of the law when it comes to lending and who takes your privacy seriously. With a loan online, you may not be able to see your lender, but you can trust that we connect you with only the best in the business.

With a Loan Online, You Get the Best in Cyber Security

We do online loans and nothing else, so we have taken the time to perfect the process. We don’t sacrifice security for our borrowers just to bring them the convenience of a loan online. Your information when you submit it through the website or mobile app is protected by the best encryption software. Once we get it, we send it only to your lender. We will not sell it to a third party. You should also know that your information will be deleted once you and the lender make the deal official with an e-signed loan document.

How to Get Started on a Loan Online Today

Now that you know you can be safe and secure when borrowing online, it’s time to get started. There are so many ways you can use the extra cash, so if you start now, you may get it as early as tomorrow morning. Just use your smartphone to access a mobile app, or go online to use our application. Fill it out with a little bit of basic information about you and submit it. From there we hand you off to a great lender who will do all the rest of the work to get you your cash. You’ll only need to e-sign your loan document and wait for the cash to appear in your bank account.

Can a Loan Online Really Be Safe? By Eric Knapp - 8/2/16

Do You Have Questions About Your Tax Refund Loan? We’ve Got Answers!

Trying out something new always feels a little risky or unnerving, so getting the answers to any questions you have about the situation can be the best way to make sure everything goes smoothly and with the least amount of emotional drama.

What if I’m not ready to file my return yet? Can I still get a tax refund loan?

Yes you can! When tax refund loans were the sole domain of income tax preparation companies, the only way to get a loan against your tax refund was to file your return and sign the refund over to the company. These days, with all the expansion and changes in the ways short-term loans are designed and managed, you can get a tax refund loan at any time of the year, whether you’re ready to file your return or not!

How much can I borrow? When do I have to pay it back?

Get up to $1500, based on your creditworthiness as measured by the lender’s criteria, and factors such as income and employment history. You might be able to make your repayment from your tax refund, depending on whether it’s due to be sent to you soon - but if not you simply repay from your upcoming paychecks, and then when your government refund arrives it’s all yours to keep!

Do I need good credit to qualify for a tax refund loan?

No, you do not. Many individuals with damaged credit have taken advantage of this type of short-term opportunity, and no doubt many will continue to do so because it’s so fast, so easy, and specifically because it does permit people who have been labeled a poor credit risk to be approved.

Do I qualify? What are the requirements?

Each lender’s approval criteria are slightly different, but the basic minimum requirements are the same. You should be at least 18 years of age and a US citizen with a phone number and a bank account. The bank account must be capable of electronic credits and debit. To be approved, the applicant has to have a job or other steady income of at least $1000 per month.

This sounds great – how do I start?

Start by clicking the link and letting the Income Tax Advances website guide you through the very quick and easy application form. As soon as you click “submit” the lenders available 24/7 will evaluate the form and respond within just ninety seconds. You’ll receive the tax refund loans terms and agreement right in your browser, and have the opportunity to read it thoroughly and be sure you understand the arrangement before using the e-signature provided to accept the funds. It’s that fast and simple!

Do You Have Questions About Your Tax Refund Loan? We’ve Got Answers! By Mindy Lobo - 7/26/16