10 Fast Facts About Fast Loans!

1. Fast loans are available to almost anyone, regardless of credit score!

Our lenders use a set of criteria that does not include the standard “big three” credit report to determine whether or not a person is a good risk for fast loans. Factors might include things like length of time at current job, income, and other criteria that are specifically related to current circumstances – not financial minutia from years ago with no context attached.

2. Applications for fast loans take only minutes to complete

There is just a handful of information requested in each section of the form, and only important information is asked. If you’ve applied for a personal loan from a bank at any time in the past, you probably remember having to list your average utility bill amount, grocery bill, and other expenses. None of that will be asked – it’s all very quick and simple!

3. The application is online, so you can fill it out almost anywhere, at any time of the day or night

No need to take time off work to get to the financial services office during business hours, no transportation hassles or having to “dress nice” to impress someone and look like you can afford to repay the money. Apply for fast loans after you check your email in the morning, or from your favorite chair watching tv late at night. The internet never closes, so the application is available 24/7!

4. Lenders are available 24/7 as well, so approval takes the same quick two minutes no matter when you apply

You can even apply using your smartphone! If your phone or tablet is the device you use the most and are most comfortable with, this is the loan for you. Our developers have made sure that every part of the website looks just as clean and clear and easy to read and navigate on a smartphone as it is on a full sized monitor.

5. Fast loans are not just easy to be approved for, but they’re easy to repay

Need more time? Contact your lender for an extension of the terms, make a payment equaling at least the interest that’s due, and you’ll have another pay period in which to get your household budget back to its happy, organized self.

6. You can save money by using fast loans!

If you’ve ever gotten into a late-payment cycle with a bill, or overdrawn your checking account, you know how expensive financial services fees can be. With fast loans, just by making sure your bills are paid on time and your bank account stays in the black, you can actually end up saving more than the loan costs you.

7. Repayments are automatic

So you don’t have to worry about being “dinged” with a late fee for forgetting. The funds will be drafted from your bank account on the scheduled payday, without any additional action on your part.

8. Fast loan rates are competitive!

Since the new industry regulation were put in place a few years ago, and more importantly since everything moved online and you can apply for one loan in one browser tab and another loan in another and compare rates, they’ve had to be competitive!

9. We’ve saved the best for last – you can get cash in less than 24 hours!

As soon as you’re approved the lender will send the funds to your bank, where the deposit will go through a standard clearing process. Apply by around noon Monday through Thursday, and access your cash the next morning!

10 Fast Facts About Fast Loans! By Eric Knapp - 9/6/16