Have You Checked Out the New Online Income Tax Loans?

Income tax loans used to be an advance you could only get from a tax preparation company – but times are changing, and they’re changing for the better. If you need extra cash now, a tax refund advance can be like a gift from the heavens – since you’re essentially borrowing your own money, even after you repay the lender you can relax in the knowledge that when the refund arrives you’ll be getting the money back yet again, and not having to pay it back that time!

How Do Income Tax Loans Work?

The new loans work very differently than the old ones. For example, with the original preparer-provided loans, you first had to have your tax return prepared by their office. That’s the first difference with the new online-style of tax advances – there’s no return necessary. Not only don’t you need to have it professionally prepared (for a fee!) to get the income tax loan, but nobody will ask to see your return as proof of how much you’re entitled to. You as the borrower decide how much funding you wish to request, based on previous years or new circumstances.

The new online income tax loans are requested via a simple, quick online application instead of through a tax prep office. You’ll fill out the form and a lender will respond within two minutes, right in your browser! You’ll review the terms agreement form, and if you like the offer accept via electronic signature. It’s super-fast and super easy! Furthermore, when your tax return arrives from the government, it’s yours to keep! The way the old loans worked, the borrower would sign their tax refund’s direct deposit over to an account owned by the tax preparation company. They’d then get a check for the balance – the refund expected minus tax preparation fees and the loan interest. With online income tax loans, you get every cent you request, and the fees and interest are built into the repayment.

Can I Get Income Tax Loans If I Have Bad Credit?

There are millions of Americans living with bad credit these days, and in many ways it can be very challenging. Most types of loans are very difficult or even impossible to get – and it’s only made more difficult and disheartening when companies run credit checks before being willing to hire you for a job or even let you sign a lease for an apartment. So here’s one easy, safe place you can go to when you’re short on cash and need money for an emergency or just to make ends meet. Income tax loans can be acquired with no standard mainstream credit check and a bare minimum of time and trouble. The lenders specifically choose to make funding available to those who might otherwise have difficulty being approved – instead of the standard credit check being the be-all and end-all, they choose to use other criteria such as employment history, income, and other current circumstances to determine approval. Need cash? Apply today!

Have You Checked Out the New Online Income Tax Loans? By Heather Wilson - 8/16/16