5 Ways Tax Refund Loans Make Your Life Easier

The holidays have come and gone, but most of us know that financial obligations are here to stay. This is one reason people look forward to their tax refund payday, but you don’t have to wait. Tax Refund Loans make it easy to spend your money now instead of later! You can use a Tax Refund Payday Loan to pay bills after an expensive holiday season, or to treat yourself now instead of waiting months. It’s easy to apply, and you can have cash in hand before you know it.

Tax Refund Loans are Money You Know You’ll Spend Anyways

Many people fear tax season, but if you are one of the many who will be getting a refund, taking out a tax refund payday loan is an excellent way to eliminate the long wait! If you’re counting down the days until your refund finally arrives, consider getting a tax refund payday loan and enjoy spending your money now. You don’t have to wait for your refund to get the things you want.

You Can Use Your Tax Refund Payday Loan to Pay Necessary Bills

Bills and monthly payments don’t stop when the holidays get expensive, and balancing the checkbook during this season can be stressful. A tax refund payday loan takes the stress out of paying bills, and gives you some room to breathe and enjoy life. Life doesn’t have to be stressful, and it won’t be with a tax refund payday loan.

It’s Simple to Apply for a Tax Refund Loan

You can use a PC, tablet, or even your smartphone to apply for a tax refund payday loan. If you have five minutes, you have enough time to apply! You can apply 24/7 and after completing the quick online application, you will be matched with the perfect lender for you. You can sign the application electronically and the money will be deposited directly into your bank account – all online. It takes five minutes to apply for a tax refund payday loan that can improve your financial situation.

It’s Fast and Easy to Qualify for Tax Refund Loans

Most people qualify for tax refund loans under basic lender requirements. As long as you are at least eighteen years old, a citizen with a bank account, and you meet the minimum income requirements, that’s it! There’s no minimum credit score and no credit check! Many lenders work with less than stellar credit. On-time payments of your tax refund payday loan will be reported to the credit bureau and could even increase your credit score.

Tax Refund Loans Put You in Control of Your Money

When life gets expensive, don’t wait for tax season to enjoy the refund you know you’ll receive. Use a tax refund payday loan to spend your money now. Whether you need it to pay bills, or you want to upgrade your car, you don’t have to wait to enjoy your refund. Tax refund loans are a great way to control your money, when you get it, and what you spend it on. Stop waiting and apply for a tax refund payday loan today!

5 Ways Tax Refund Loans Make Your Life Easier By Eric Knapp - 12/27/16

What is an Income Tax Refund Advance?

An income tax refund advance allows you to borrow against the funds you’re expecting to receive after you file your return. In other words, you can spend your tax refund now, when you need it the most, instead of having to struggle now and get your refund some time in the spring. All it takes is a simple online application form and a few minutes of your time. Unlike the first-generation tax refund loans, which were offered only through tax preparers who then required you to sign over your actual refund as repayment for the loan, and took their fees and interest out of the amount you received instead of out of the repayment, with these loans you receive all the money you are approved for, and repay out of your own funds – your actual tax refund still belongs to you 100%.

Income Tax Refund Advances Help You Through an Unexpected Budget Crunch

Not everyone is good at budgeting – a lot of us just pay bills as they come in and hope for the best. But even those who budget carefully will find themselves in situations where they wish it were tax time and they could look forward to that annual windfall. Hourly jobs such as retail and food service are notorious for having changeable schedules – and in the restaurant business in particular, tips can be great one week and nonexistent the next. Then of course there are bills – heating bills in the winter, cooling bills in the summer. Kids need new clothes, sports gear, and money for school projects and class trips. Income tax refund advances can provide the cash you need for those things and more – car repairs, holiday celebrations, emergency dental work – while not interfering with receiving the refund you’re looking forward to spending in the springtime. No matter what your particular financial obstacle is, you can have cash waiting in your bank account as soon as tomorrow so you can move forward taking care of your life and your family, stress-free!

Save Money with an Income Tax Refund Advance

Did you realize that you can actually save money by taking out a loan? When the alternative is paying bills late, or maybe even overdrawing your bank account and being charged expensive overdraft fees for every single transaction that went over – putting your account more deeply into the negative, making it harder to dig out before next payday and leaving your budget for bills and necessities even shorter than it was. Credit cards are often thought of as a good solution to this problem, but that opens up another can of worms – the reason credit cards feel like such an affordable solution is that the minimum payment is so small and so easy to meet. What that means is that you can easily go on for months or even years, accumulating more and more interest – which in turn accumulates interest – while paying $25 a month but owing more and more. With an income tax refund advance, you get the cash you need to cover the unexpected expense, and repay it with your next paycheck or two. No ongoing debt or interest, and you get to look forward to your tax refund like always!

What is an Income Tax Refund Advance?By Eric Knapp - 12/20/16

What Are Tax Refund Loans?

Everyone looks forward to tax refund time – that annual windfall that provides the cash to catch up on bills or make purchases that have to be delayed during the rest of the year when cash is tight. Wouldn’t it be great to be able to spend your income tax return whenever you wanted to, instead of just that one time per year? Tax refund loans let you borrow against your tax return so when you need the money the most you can spend it on whatever will make your life easier – catch up on bills, buy a plane ticket, replace your computer—and still anticipate your refund coming in after you file your return. One of the main advantages of tax refund loans over standard personal loan is that they are simpler and faster to apply and be approved for, providing cash in your bank account in as little as a single business day.

Online Tax Refund Loans Versus Loans From the Big Chain Tax Prep Companies

Until not long ago, if you wanted to get an advance on your income tax refund, the answer was to take your return to be filed at one of the two main tax preparation companies. That wasn’t much use if you needed money at a different time of year, or weren’t ready to file your return yet. What’s more, those companies’ loans require that you sign your refund over to them as repayment, and subtract the fees and interest from the amount you actually receive in your loan check. With online tax refund loans, you receive the full amount you’re approved for, and never have to sign over your refund to anyone – it’s all yours and totally untouched by the lender. Not only can you borrow the amount you need and still look forward to receiving your refund after you file your return on schedule, but you can do so at any time of yer – even more than once a year.

Bad Credit is Ok for Tax Refund Loans

If you’re worried about not being able to qualify for tax refund loans due to negative marks on your credit, put your mind at ease. Unlike most other personal loans, these short-term borrowing options are available to anyone regardless of credit score, as long as the lender’s basic requirements are met. As long as you’re a US citizen at least 18 years old, have a job making at least $1000 per month, and your bank account can accept electronic deposits and draft payments, you have an excellent chance at approval. The lenders working with these tax refund loans generally do not run a standard credit check, choosing instead to use their own proprietary set of evaluation criteria. They understand that many people have had temporary financial difficulties in their past. The length of time it takes to rebuild credit after a problem is resolved is long – tax refund loans provide the opportunity to both access credit before your score is restored as much as many lenders require, and actually work to help rebuild it by reporting timely payments to the credit bureau as a positive transaction.

Apply today for tax refund loans and get you budget back on track in record time!

What Are Tax Refund Loans? By Eric Knapp - 12/13/16

When is the Best Time to Get an Income Tax Advance?

The simple answer to this question is that any time you need extra money is a good time to get an income tax advance. Of course, the situation is never that simple, and there are some times when it just makes more sense to take advantage of this kind of loan through our fast and convenient lending service.

Snag an Income Tax Advance When You Know You Have a Refund Coming

Tax season is the high season for income tax advances, because it just makes sense. Whether or not you have actually filed your taxes, you probably have a good idea as to whether you will be getting a refund, breaking even, or if you will owe the government more money. If you do have a refund coming, you will have to wait for it, unless you take advantage of an income tax advance. It makes sense to get that money now if it will help you save in the long run. If it will help you avoid late fees, credit card debt, and other expenses, then getting that money sooner just makes good sense.

Use an Income Tax Advance When the Money Will Make Your Life Easier

Another great time to borrow through an income tax advance, whether it is tax season or not, is when extra money will ease some of the burdens in your life. When you have a repair to your home that just has to get done, like fixing a leaky roof or getting a new furnace before winter, when your rent is about to be late again and you run the risk of being evicted, or when you face the high fees associated with an overdrawn account or late bills, you can really use the extra cash. You should take advantage of a loan like this in situations that are so difficult, because it will make your life so much easier.

Grab an Income Tax Advance When Other Lenders Turn You Down

A good reason to turn to an income tax advance is when traditional lenders, like bankers reject your loan application. Not all lenders will approve people with lower credit scores or little collateral. With our lenders you can get approved in spite of a low credit score, especially if you have a great job and a good income. These are the things that matter more to the lenders that approve our income tax advances. Get started today and see that, really, any time is a good time to get an income tax advance.

When is the Best Time to Get an Income Tax Advance? By Scott Lobo - 12/6/16

10 Benefits of Getting a Refund Anticipation Loan

Why should you get a refund anticipation loan this tax season? We have ten great reasons for you, but there are many more. The benefits of this type of loan are nearly endless, but let us give you just these ten.

1. A refund anticipation loan is your refund, sooner

When you’re expecting a refund after filing your taxes, you probably feel like you have free cash to spend. But, you have to wait and wait for it. Get it sooner by applying for a refund anticipation loan.

2. Get cash with less stress

A refund anticipation loan is similar to a typical payday loan that you can get online. That means a quick, hassle-free, stress-free loan.

3. Use refund anticipation loan cash to tide you over until payday

You can use this loan for anything, but what most people do is use the extra cash to make ends meet until payday. Instead of stressing over an empty bank account or begging your boss for an advance, use a refund anticipation loan.

4. Get cash for unexpected bills

These tax refund anticipation loans provide you with cash that can help out in an emergency situation, when you have those bills you didn’t realize were heading your way.

5. A refund anticipation loan gives you that extra spending cash

When money is tight, sometimes you just want a little extra cash for the fun stuff. Buy that coffee you have been doing without or take your kids out to the movies at the weekend.

6. You get peace of mind

A tax refund anticipation loan provides peace of mind because having cash on hand means being prepared. It’s stressful to not have money, but with this loan you can eliminate that stress.

7. With a refund anticipation loan, you don’t have to worry about credit score

Our lenders rarely check credit score to get applicants approved. Let your job history talk for you, not an arbitrary number that may be riddled with mistakes.

8. You can apply at your convenience

A great benefit of a refund anticipation loan from our lenders is that you can apply with a mobile app, so do it any time and from anywhere you have your phone and a signal.

9. Get refund anticipation loan cash as early as tomorrow

Need that cash tomorrow? You probably can get it, thanks to a refund anticipation loan. Most of our borrowers get the cash within 24 hours.

10. Enjoy your week now that you have a refund anticipation loan

The best benefit of all is that a refund anticipation loan is quick and easy, so you can sit back and enjoy the rest of your week.

10 Benefits of Getting a Refund Anticipation LoanBy Heather Wilson - 11/29/16

Tax refund loans make holiday time easier!

Don’t wait for tax season to enjoy your refund – a tax refund loan can put it in your hands as soon as tomorrow, so you can spend it now when you need it the most.

What’s a tax refund loan, you ask?

A tax refund loan is a way to access your income tax refund before you’ve even filed your return. It’s a loan, obviously, but you can base the amount you ask for on what you expect to receive in your refund, so you know you can afford it!

Here’s how it works – fast, simple, and convenient!

The application and entire approval process are online, so you don’t need to take time off from work or rearrange your schedule. Apply at any time that’s convenient for you – and from almost anywhere! If you have internet access – including on your smartphone – you have everything you need.

Just fill out the quick three-step application and click Submit. Your info will go directly to the lenders to be matched up with the one who offers the best tax refund loan product for you.

You do not need to provide a copy of your tax return – current or past. No financial statements. No credit references. No collateral. One of the keys of a tax refund loan application is simplicity!

Bad credit? That’s totally ok!

Most lenders working with tax refund loans do not run a standard credit check from one of the “big three” credit bureaus. Instead, they will use their own proprietary set of criteria to determine that you are reasonably able to repay the amount you are asking for.

Approval in just 90 seconds!

That’s correct – less than two minutes from the time you submit your application form, you will receive approval notification right in your browser. All the information you need will be provided, including a loan agreement that can be signed online – nothing to print, mail, or fax.

Cash in hand within 24 hours!

Our lenders work fast! Depending on the time and day of the week you apply, you can have your loan funds available in your own bank account less than 24 hours from when you submit your application.

Get started right away!

You don’t have to struggle with a holiday-season budget that’s pushing your income to its limits – borrow against your upcoming income tax refund and make the season brighter today!

Tax refund loans make holiday time easier! By Scott Lobo - 11/22/16

One Income Tax Advance Loan Can Solve A Dozen Financial Problems at Once!

Have you looked at your budget lately? There seem to be a few different types of people – some skip the written budget plan entirely and just pay bills as they come in, others write out a plan but keep it flexible and “wing it,” while the last group keeps a close eye and a tight rein on their finances and the plan they’ve worked out to manage them. No matter which style you use, you’re probably well aware of which of your bills are paid up current and any which are not, and whether there are other issues surrounding your budget that need attention. For example, perhaps you have to be sure to pay all your bills with one of your monthly paychecks regardless of the due date, because your rent or mortgage drains the entirety of the other one. Whatever your particular budget woes, an income tax advance can provide the extra cash you need right now to repair the damage. You can catch up on bills, get them current and stop paying late fees. You can “pad” your bank account to make sure you don’t overdraw the account, costing yourself $30 or more for each transaction – a small mathematical error can cost hundreds and throw your budget into disarray for months! It can even, simply and quickly, provide funds you need for any important expenses right now instead of sometime next spring – funds you can spend on the holidays, winter clothes or home repairs, or just making ends meet a little more easily.

Don’t Make These Errors On Your Income Tax Advance Loan Application!

First of all, realize that all income tax refund advance loans aren’t created equal! There are tax preparation chains who manage their loan products much differently from eTaxLoan.com, so accept no substitutes! There are specific features you want to make sure you’re going to get, such as an income tax advance that is repaid by you – not by having the government agency send your refund directly to the lender. Whether you make repayment from the refund check that you’ve received or from your regular income, you make it – never sign over your refund to a third party.

Other errors can be connected to the application itself and can cause a qualified applicant to be turned down unnecessarily. The mobile-friendly application form is designed to be easy to read and fill out even on a small device such as your phone or tablet, but don’t be lulled into a false sense of security. Double check your entries carefully! Even a small typographical error such as transposing two numbers in your employer’s address, or mistaking the date of your next paycheck, can have the effect of making the information impossible to accurately verify. Don’t have your application rejected due to a simple mistake – always check your data before clicking the submit button! Another common error is not to provide the complete picture of your income –one of the few requirements that all applicants must meet is the minimum monthly income. If the application does not reflect at least this number, the lender will have no choice other than to turn your request away. An income tax advance loan is quick, simple, and convenient, but make sure you meet the basic qualifications and that all the info on your application is clear and correct!

One Income Tax Advance Loan Can Solve A Dozen Financial Problems at Once! By Scott Lobo - 11/15/16