What is an Income Tax Refund Advance?

An income tax refund advance allows you to borrow against the funds you’re expecting to receive after you file your return. In other words, you can spend your tax refund now, when you need it the most, instead of having to struggle now and get your refund some time in the spring. All it takes is a simple online application form and a few minutes of your time. Unlike the first-generation tax refund loans, which were offered only through tax preparers who then required you to sign over your actual refund as repayment for the loan, and took their fees and interest out of the amount you received instead of out of the repayment, with these loans you receive all the money you are approved for, and repay out of your own funds – your actual tax refund still belongs to you 100%.

Income Tax Refund Advances Help You Through an Unexpected Budget Crunch

Not everyone is good at budgeting – a lot of us just pay bills as they come in and hope for the best. But even those who budget carefully will find themselves in situations where they wish it were tax time and they could look forward to that annual windfall. Hourly jobs such as retail and food service are notorious for having changeable schedules – and in the restaurant business in particular, tips can be great one week and nonexistent the next. Then of course there are bills – heating bills in the winter, cooling bills in the summer. Kids need new clothes, sports gear, and money for school projects and class trips. Income tax refund advances can provide the cash you need for those things and more – car repairs, holiday celebrations, emergency dental work – while not interfering with receiving the refund you’re looking forward to spending in the springtime. No matter what your particular financial obstacle is, you can have cash waiting in your bank account as soon as tomorrow so you can move forward taking care of your life and your family, stress-free!

Save Money with an Income Tax Refund Advance

Did you realize that you can actually save money by taking out a loan? When the alternative is paying bills late, or maybe even overdrawing your bank account and being charged expensive overdraft fees for every single transaction that went over – putting your account more deeply into the negative, making it harder to dig out before next payday and leaving your budget for bills and necessities even shorter than it was. Credit cards are often thought of as a good solution to this problem, but that opens up another can of worms – the reason credit cards feel like such an affordable solution is that the minimum payment is so small and so easy to meet. What that means is that you can easily go on for months or even years, accumulating more and more interest – which in turn accumulates interest – while paying $25 a month but owing more and more. With an income tax refund advance, you get the cash you need to cover the unexpected expense, and repay it with your next paycheck or two. No ongoing debt or interest, and you get to look forward to your tax refund like always!

What is an Income Tax Refund Advance?By Eric Knapp - 12/20/16

One Income Tax Advance Loan Can Solve A Dozen Financial Problems at Once!

Have you looked at your budget lately? There seem to be a few different types of people – some skip the written budget plan entirely and just pay bills as they come in, others write out a plan but keep it flexible and “wing it,” while the last group keeps a close eye and a tight rein on their finances and the plan they’ve worked out to manage them. No matter which style you use, you’re probably well aware of which of your bills are paid up current and any which are not, and whether there are other issues surrounding your budget that need attention. For example, perhaps you have to be sure to pay all your bills with one of your monthly paychecks regardless of the due date, because your rent or mortgage drains the entirety of the other one. Whatever your particular budget woes, an income tax advance can provide the extra cash you need right now to repair the damage. You can catch up on bills, get them current and stop paying late fees. You can “pad” your bank account to make sure you don’t overdraw the account, costing yourself $30 or more for each transaction – a small mathematical error can cost hundreds and throw your budget into disarray for months! It can even, simply and quickly, provide funds you need for any important expenses right now instead of sometime next spring – funds you can spend on the holidays, winter clothes or home repairs, or just making ends meet a little more easily.

Don’t Make These Errors On Your Income Tax Advance Loan Application!

First of all, realize that all income tax refund advance loans aren’t created equal! There are tax preparation chains who manage their loan products much differently from eTaxLoan.com, so accept no substitutes! There are specific features you want to make sure you’re going to get, such as an income tax advance that is repaid by you – not by having the government agency send your refund directly to the lender. Whether you make repayment from the refund check that you’ve received or from your regular income, you make it – never sign over your refund to a third party.

Other errors can be connected to the application itself and can cause a qualified applicant to be turned down unnecessarily. The mobile-friendly application form is designed to be easy to read and fill out even on a small device such as your phone or tablet, but don’t be lulled into a false sense of security. Double check your entries carefully! Even a small typographical error such as transposing two numbers in your employer’s address, or mistaking the date of your next paycheck, can have the effect of making the information impossible to accurately verify. Don’t have your application rejected due to a simple mistake – always check your data before clicking the submit button! Another common error is not to provide the complete picture of your income –one of the few requirements that all applicants must meet is the minimum monthly income. If the application does not reflect at least this number, the lender will have no choice other than to turn your request away. An income tax advance loan is quick, simple, and convenient, but make sure you meet the basic qualifications and that all the info on your application is clear and correct!

One Income Tax Advance Loan Can Solve A Dozen Financial Problems at Once! By Scott Lobo - 11/15/16

A Fast Tax Advance Will Get Your Budget Back On Track

Don't let those bills get you down!
Get back on track with a fast tax advance.

We all overdo it sometimes. Especially around holiday time, it’s hard to rein in our spending and stick to a budget. But that’s ok, because there’s a simple solution. With a fast tax advance from iTaxAdvance.com, you can catch up on all your bills with time to spare, and simply pay the loan back with your tax refund. It’s like borrowing money from yourself! You don’t even have to have filed your tax return yet, or show any proof of how much you’re expecting your refund to be. Nothing could be simpler, faster, or safer, and you’re even eligible if your credit score is less than perfect. The application itself is quick, just a few questions, and instant approval means no waiting, no stress!

A Hundred Ways To Use A Fast Tax Advance

If you have overextended yourself during the holidays, or fallen behind on bills, a fast tax advance can be just what you need to remove a heavy weight from your shoulders. There are lots of other good uses for them as well, though! Since you know the funds are coming – if your income and your family living situation are stable, and you got a refund last year, it’s pretty safe to expect one this year as well – you might miss a great sale or offer if you hold out because the refund hasn’t actually been received. There are some fantastic short-term travel offers out there, but there’s usually a significant deposit required. Don’t miss one because you’re waiting for your tax refund! Need to reserve the kids’ spot at summer camp? Is there a car repair you’ve been putting off, that really shouldn’t be put off any longer, or something around the house that needs upgrading before spring? A loan against your tax return is the perfect answer for these too.

A Fast Tax Advance is the Fastest, Simplest Way to Borrow Money

With traditional loans, there’s a fair amount of paperwork involved in the initial transaction, and then more paperwork generated in the repayment process. That’s another way that a fast tax advance is different! The application process is completed entirely online, so there’s no paperwork, no printing or faxing of documents. Even your signature is electronic, and that lack of paperwork speeds up the process significantly over the old way of doing things. Repayment is a breeze too, because it’s drafted directly from the same account the funds are deposited into. Whether you’re repaying with your tax refund or earlier with funds from your regular paycheck, as long as they’re in that account you don’t have to write a check or even remember to initiate an electronic payment. It’s all arranged during the loan process, leaving you in the black and worry-free!

#FastTaxAdvance #IncomeTaxAdvances

A Fast Tax Advance Will Get Your Budget Back On Track, By Ray West - Today