The Anxiety of Debt and the Freedom of a Payday Loan

Debt often seems inevitable. If you want to get anywhere, you have to borrow money. If you want to have a car, or a house, or if you want to start a small business, you need to borrow money. Unfortunately, not everyone makes the best choices about borrowing, and too many people end up in a lot of endless and unnecessary debt. For many, for typical, hardworking Americans, being in debt causes anxiety and stress. A payday loan just may offer a solution to this and help people like you avoid the stress of debt.

What Exactly Is a Payday Loan?

For some people, payday loan is a bad word. There are a lot of critics of this kind of lending, and there are a lot of misconceptions about it. You need to know the trough about payday lending so you can make the smartest choice for you and your family. A payday loan is a small loan, usually between a couple hundred dollars and $1,000. The requirements for getting approved for a payday loan depend more on income and job history than credit history. This is also a quick kind of loan that you can get on the same day, with cash usually available the day you apply or the next day. Repayment for a payday loan is also unique. You pay the loan back in full on your next payday.

How You Can Avoid Debt Anxiety with a Payday Loan

All of the things that make a payday loan different from other types of loan are what will help you borrow money while avoiding the anxiety of being in debt. The most important aspects of this kind of loan are the low amounts and the quick repayment. Because these are smaller loans, you don’t run the risk of getting into a level of debt you can’t handle. And because you repay the loan in full, all at once, you avoid the weeks and months that you would spend repaying a bigger loan. You can use the cash one week and repay it the very next week.

Drop Debt Anxiety for Payday Loan Freedom

Debt causes anxiety because it means you are in the hole financially, and that hole can often seem impossible to climb out of. When you work with smaller, easier loans, you can avoid that big pitfall. Many people live with debt for years, and even for their entire adult lives. It means that you never have anything to your name; you are always indebted to someone else. It’s a terrible feeling, especially when the pressure to make payments impact your family and your ability to provide for them. Avoid big debts, avoid the stress, and avoid the anxiety. Instead of putting yourself in that position, use a payday loan for those times when you could use just a little extra cash and when you have no desire to go into major debt because of a few minor money issues.

The Anxiety of Debt and the Freedom of a Payday LoanBy Heather Wilson - 4/11/17

How to Get Approved for an Online Line of Credit

Imagine that you run out of cash one day next week, but you have this really important bill to pay, like your car is going to get repossessed if you don’t make this payment. Now imagine that you can reach for an online source of cash, instantly get the money you need to pay the bill, and be all set. You can have this quick kind of money solution at your disposal, and all you have to do is get approved for an online line of credit. Here’s how to make it happen.

Get Online or Go Mobile to Apply for an Online Line of Credit

The first step is so easy. All you have to do to get started on an online line of credit is go online or pick up your phone to use the mobile app. Either way all you need is a one-page application. Fill out the information and click to submit it. From there the application goes to our lenders, a network of professional lenders with high approval rates.

Make Sure You Meet the Online Line of Credit Approval Requirements

This part is easy too. It might be a good idea to check on these before you apply, but the truth is that most people who apply easily meet the requirements and get approved for these online line of credit loans. Unlike many other lenders, you don’t have to prove that you have an excellent credit score or that you earn a big income or have some valuable collateral. The basic requirements you need to prove are having a job, having an income that is regular and enough to be able to afford a small loan, being 18 years old or older, and having a bank account.

Wait, I Don’t Have to Show my Credit Score for an Online Line of Credit?

For a lot of lenders, your credit score will be the first and main consideration when approving you or turning you down for a loan. With our lenders, though, the standard credit check just isn’t that important. To get approved you will need to show that you have a decent history with borrowing, but your lenders do that in an alternative way and look at a number of different factors. They don’t just look at that one credit number, which we know is not always as high as you want it to be.

Spend Less Time Waiting for Online Line of Credit Approval

The only other thing you need to do as the individual to get approved for an online line of credit is to wait 90 seconds or less. That’s all it takes for one of our lenders to get your application, take a look, and make a decision. Most people are approved in less than 90 seconds, and you could be to. All you need to do is get that application completed, and you will be on your way to being approved for an online line of credit loan.

How to Get Approved for an Online Line of CreditBy Eric Knapp - 4/4/17

Don’t Wait Months For The IRS – Get An Income Tax Loan And Enjoy Cash Today!

The government controls so many aspects of our lives every single day – why should we let them tell us how and when to spend our tax refunds? With an income tax loan from one of our affiliate lenders, you don’t have to. If you have five minutes, you have more than enough time to apply for an income tax loan – it’s as easy as 1-2-3. Our online application is so easy to fill out, you can complete it from any computer, laptop, tablet, or even your smartphone. You don’t even have to get off the couch to apply – so say goodbye to long drives across town just to wait in line at the bank, or sitting in a cramped loan office worrying if you’ll be approved. You can just fill out our application, and one of our top-rated lenders will contact you immediately to finalize your income tax loan and get cash in your account fast.

Income Tax Loans Are Easier Than Ever To Qualify For – Using Our Industry Secret

Most short-term loans are high-risk, so banks and lenders require extensive tax documents, paystubs, bank account statements and nearly perfect credit. Since an income tax loan is based on a refund check you’ll be spending anyways, it’s easier than ever for us to qualify people with bad credit without asking for a down payment or collateral. We’ll never ask you to risk your valuable belongings, family heirlooms, or your car or home just to get cash. In fact, to qualify for an income tax loan, all you have to do is these three things: be a citizen who is 18 or older, have a job, and have a bank account. Seriously, that’s it! As long as you have those boxes checked off, you could get up to $5000 in your bank account as soon as today!

The Government Is Slow, But We’ll Give You Cash In 24 Hours With An Income Tax Loan!

Don’t waste a single day waiting around on the government – our lenders are top-rated, peer-reviewed, and specialize in helping people with bad credit get cash and get it fast. You can rest assured that when you’re matched with a lender, you’ll be working with someone who is experienced in your specific situation and loan needs – so your income tax loan will be exactly what you need, when you need it. You can have cash in your bank account in 24 hours – so you can spend away without worrying about when the IRS will finally send that check! Once it comes time to repay your loan, YOU get to pick the dates that work best for you – no more worrying about late fees or overdraft penalties. Additionally, our lenders will report on-time payments to the credit bureau, which could possibly increase your credit score and make it easier to get a loan in the future. Income tax refunds just make sense – apply for one today and take control of your life and your money!

Don’t Wait Months For The IRS – Get An Income Tax Loan And Enjoy Cash Today!By Heather Wilson - 3/28/17

6 Reasons People Use Income Tax Advances

If you have ever wondered if you should take advantage of income tax advances, it might help to know why other people do. Those people who do take out these loans are probably a lot like you: They look forward to getting a tax return; they work really hard at their jobs, sometimes at two jobs; they have family responsibilities they take seriously; and they sometimes run short of cash with bills still to pay. Let their reasons for using income tax advances inspire you.

1. People Get Income Tax Advances to Cover Expenses until Payday

Like a payday loan, income tax advances can act as the perfect stop gap between running out of cash and getting a new paycheck on Friday. A lot of people use these loans to cover the usual weekly expenses when they run out of money with payday still several days in the future.

2. Some Use Income Tax Advances to Spend Their Refunds Earlier

Other borrowers use income tax advances as a way to get their tax refunds sooner. The IRS can take weeks, or in some cases even more than a month, to send out refund checks. This is especially true if you make an error on your tax return. Some people also use these loans before they even file. If you don’t have time to file until the last minute, these loans allow you to get your refund anyway.

3. Income Tax Advances Help with the Work Commute

Some people turn to our income tax advances simply to make sure they can still get to work. It’s a problem people with more money never have to worry about, but when you live paycheck to paycheck, it’s important to not miss a day of work. A quick loan can get your care fixed right away if it breaks down or pay for gas.

4. People Turn to Income Tax Loans for Unexpected Bills

A really common reason to use loans like these is to pay for things that come up unexpectedly, like when your furnace goes out in the middle of the winter, for example. Income tax loans provide quick and easy cash for difficult situations like this and many people turn to them to cover these emergency costs.

5. Some People Use Income Tax Loans to Avoid Asking Family for Money

One of the most embarrassing things about running short of cash is family or friends finding out. Even worse is asking them for money. A lot of people prefer to turn to loans like these income tax loans as an alternative to asking loved ones for cash.

6. People Use Income Tax Advances When Bank Loans Just Aren’t an Option

Not everyone is able to rely on traditional lending. People who are able to tend to take this for granted, but some people just don’t have the right credit or other resources to get approved for standard loans. These income tax advances are necessary for people who can’t get bank loans.

You might use income tax advances for any of these reasons, or you may have your own personal reasons. Whatever it is, you will find that getting these loans is the easiest way you ever got some extra cash.

6 Reasons People Use Income Tax AdvancesBy Eric Knapp - 3/21/17

Payday Cash Loans Equal Financial Freedom

This is something the critics of payday loans won’t tell you, but borrowing money can mean financial freedom. Those who are able to borrow money through more traditional sources, like banks, take for granted how important it is to be able to get money when it’s needed. For people who don’t qualify for those loans, feel stuck so often with no cash and no freedom. When you realize that you can get payday cash loans, all that changes and you have the freedom to make better money choices.

Almost Anyone Can Qualify for Payday Cash Loans

A lot of people say that payday loans are bad, for a lot of reasons, but these are the same people who have the freedom to make a lot of financial choices. Many people don’t have those freedoms. Their financial choices are much more limited, primarily because they don’t qualify for traditional lending, and that can be very limiting. With payday cash loans, though, nearly anyone can qualify and that opens up the door to so many more opportunities. The main requirements for getting approved include having a job and a reasonable minimum income and having a bank account. Most people can meet these requirements.

With Payday Cash Loans, You Can Always Access Cash

What is so freeing about being able to get payday cash loans, is simply that it means you can access cash whenever you need it. People with enough money or access to traditional lending don’t realize that this is a freedom they take for granted. There are so many hardworking Americans who struggle with money and to be able to get a little bit of cash during a difficult time means greater financial freedom. When your paycheck runs out before payday, when you realize you forgot to pay an important bill, or when an emergency arises that adds another, unexpected bill to your week, you can actually get the cash to take care of the problem.

Payday Cash Loans Offer Quick Money Solutions

These payday cash loans also give you the opportunities to solve your money problems quickly. You don’t have to wait around to find out if you will get approved. The approval process only takes about 90 seconds. That means you get an answer, most likely an approval, and you can move on with your life and not have everything revolve around waiting for cash and loan approval. Better yet is the fact that payday cash loans supply the money for the loan in a matter of hours, not days or weeks. By the next morning most applicants have received the cash they’re borrowing.

So, when you’re ready for the financial freedom that other people enjoy, you can apply for and get payday cash loans. You don’t have to settle for what others think is right, that you shouldn’t have to rely on these kinds of loans. Do what is right for you and your family by taking advantage of these quick and accessible loans.

Payday Cash Loans Equal Financial Freedom By Eric Knapp - 3/14/17

Everything You Need to Know about Tax Extensions and Refund Anticipation Loans

Tax season is fleeting, but did you know that if you aren’t ready to file you can get an extension. The looming date of April 15 doesn’t have to mean your downfall. It doesn’t have to put you in a cold sweat. You can get your extension and you can also take advantage of refund anticipation loans since by putting off filing you will also be putting off getting your refund. Here’s everything you need to know about both and how to get them.

Anyone Can Get a Tax Extension and a Refund Anticipation Loan

You don’t have to be special in any way to qualify for a tax extension, or for a tax refund anticipation loan. You don’t have to prove that something devastating happened—like a tornado wiped out your house, for instance, in early April. You only have to fill out the right form to get that extension. Find the right form online at the IRS website, fill it out, submit it, and you could be looking at a six-month extension, six months before you actually have to file your taxes.

There Are Good Reasons to Get a Tax Extension and a Refund Anticipation Loan

Being too lazy to do your taxes is not really the best reason to get an extension, but there are valid and smart reasons to consider it. The most important one is that it gives you the chance to make sure you have all the necessary information and that you can complete the necessary forms with the greatest accuracy. The IRS wants you to get it right, and if your finances are complicated, getting an extension may just be a smart move. Also smart is getting a refund anticipation loan so that you can get and spend your refund without waiting another six months.

There is No Fee for a Tax Extension or for Accessing Refund Anticipation Loans

A tax extension is an extension of the deadline of April 15. This means you will not be filing late if you get permission for an extension, so there should be no fees associated with it. You do, however, have to pay an estimated amount of what you think you’ll owe the government, if you owe anything. For a tax refund anticipation loan, you don’t have to pay a fee. Just fill out the application for the loan and you can work with any one of our lenders for free.

Even with an Extension, You Can Get Your Refund with Refund Anticipation Loans

Don’t let the thought of missing your refund deter you from getting an extension. If an extension makes the most sense for you, go for it. Then, you can apply for a refund anticipation loan, get the cash you know will be coming to you eventually, and spend it now. Applying is easy and fast and you can actually do it all online. Our lenders will get you approved in minutes and will send your money to you in about 24 hours or less. Enjoy both an extension on your taxes and your tax refund, right now.

Everything You Need to Know about Tax Extensions and Refund Anticipation LoansBy Eric Knapp - 3/7/17

3 Ways Americans Use Tax Refund Advances To Improve Their Budget

80% of Americans get a tax refund every single year – so if you’re one of the lucky majority, you’re probably already planning the ways you’ll spend that cash! No matter what you want to spend it on, a tax refund advance can make that money yours now instead of later. Our application takes less than five minutes to complete and it’s available 24/7 – to qualify for a tax refund advance, you just have to be 18 or older, a citizen, with a bank account and a job. You can even apply from any computer, tablet, or smartphone, so you can apply discreetly without asking anyone for help or taking time out of your busy day.

1. Tax Refund Advances Give You Money That You’ll Spend Anyways

No matter your plans or reasons for getting a tax refund advance, it’s one of the safest and best ways to get cash now. It’s money you’ll spend anyways, but because of the slowness of the federal government, you have to wait weeks or even months for that check to show up! If you’re tired of letting life pass you by while you wait for that federal refund check, use a tax refund advance to get your thousands deposited directly into your bank account in 24 hours or less. The tax refund advance is your money that you earned by working hard – don’t let the government force you to wait to enjoy it!

2. Use A Tax Refund Advance To Pay Off Holiday Debt

By now, most people have paid off their holiday debt and bills, but if you’re one of the many that are still struggling with those last few pesky payments, avoid late fees and expensive penalties with a tax refund advance! You can apply online and have your tax refund advance deposited almost immediately into your bank account so you can pay everything off completely without worrying about interest or costly late payments. Keep your head above water with a tax refund advance and let your money work for you instead of the other way around!

3. Treat Yourself Without Having To Wait With A Tax Refund Advance

You don’t have to be facing an emergency or unexpected bills and expenses to get a tax refund advance – in fact, many of the people that get a tax refund advance use it to ‘treat themselves’, and you can too! Because our loans are given as cash deposits, you don’t have to have a certain use or reason for taking out a tax refund advance. Just apply online, which takes five minutes or less, and be matched with the perfect lender for your situation – they will deposit cash directly into your bank account, and the only thing you have to do is figure out how you’re going to spend it all! Tax refund advances are a fast, safe way for you to get your tax refund now instead of later. Apply for one online – it only takes five minutes or even less - and enjoy spending your money today instead of in April!

3 Ways Americans Use Tax Refund Advances To Improve Their Budget By Mindy Lobo - 2/28/17