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4 Bad Money Habits, and 1 Hour Payday Loans Isn’t One of Them
Money seems like a pretty simple thing. You earn it and you spend it. Personal finance can be pretty complicated, though, whether you have a lot of money or a little. Even people who think they are financially savvy often make some common mistakes with their money, many of them regular habits. To help take greater control over your finances, find out what these are and how to avoid them. And remember that 1 hour payday loans are often a good idea, not the bad habit some critics claim they are.
1. Not Paying the Bills When You Could by Using 1 Hour Payday Loans
Not paying your bills, or at least not paying them on time, is an all too common money habit, and it’s a bad one. Those days you come home from work, grab the mail and see that you have a few bills to pay, it’s tempting to just toss them aside and ignore them, figuring you’ll pay later. Then, two weeks later, those bills are late, you owe extra fees, and this regular habit is hurting your credit score. Instead, be diligent about paying your bills as soon as they come in, so you don’t forget. To avoid late fees, use 1 hour payday loans when you’re low on the cash needed to make the payments.
2. Relying on Credit Cards Instead of 1 Hour Payday Loans
Another common money habit of many people is to rely on credit cards to make purchases, get cash advances, and get the bills paid. It’s a source of credit, but one that can be dangerous if you make a habit of using it all the time. Spending too much of your credit limit, like more than 30 percent, actually lowers your credit rating. Credit cards also tend to keep you in debt for a long time, which means paying more in interest rates. Our 1 hour payday loans are a better alternative because they are repaid in full, within one or two weeks. This gets you out of debt and helps you avoid paying interest every single month.
3. Not Saving, Even Though You Sometimes Need to Rely on 1 Hour Payday Loans
Just because you rely on 1 hour payday loans to get weekly expenses taken care of from time to time, there is no reason you can’t start saving. Not saving money at all is one of the worst money habits you can have. Without saving you will never be free from the paycheck-to-paycheck cycle. Yes, you may have to start off really small, and no, you may not be able to save something from every paycheck. But the point is that you have to start somewhere, even with just a few dollars saved per payday.
4. Paying Too Much for Too Many Things, But 1 Hour Payday Loans Isn’t One of Them
So many of us are guilty of this bad money habit, but we can make changes to save money. Cut expenses on things like cell phone plans, cable or streaming services, energy and water use in your home, and even late fees on things like credit cards. You can call any one of your service providers and try to negotiate a better price or interest rate. You can also trim back on things you don’t use often, like cable television. One thing that isn’t too expensive when you really need it is 1 hour payday loans cash. You can rely on these loans to be affordable and worthwhile for the times you really need them.
4 Bad Money Habits, and 1 Hour Payday Loans Isn’t One of Them By Eric Knapp -