4 Steps to Working with a Tax Refund Lender

At this time of year, you may be asking, “How can I find a loan office near me?” And it’s not a bad question to ask, but what you may not realize is that you don’t need a loan office to get some extra cash. You can work with a tax refund lender and it’s a lot easier than you realize. Here, we offer the few quick and simple steps you need to get that cash.

1. Do I Need a Loan Office Near Me?

The first thing you need to know about working with a good tax refund lender is that you don’t have to go to an office. Stop asking, is there a loan office near me, because it isn’t necessary. You don’t need a loan office or a tax preparation office. All you need to apply with this kind of lender is a computer or a mobile device. Apply by going online to use the short application or by downloading a mobile app that will get you access to the same application.

2. Provide Important Information for Your Tax Refund Lender

So that your tax refund lender can give you a quick answer on your application, be sure you provide accurate and complete answers. The application is short and simple. You’ll need to provide your residency status, age, and bank account information. You also need to share some of your job history and your monthly income and payday. What you don’t need to provide is any actual tax information or your credit score. These are not important factors in the approval process, but what does matter is your employment information, so be honest and accurate.

3. Work with Your Tax Refund Lender to e-Sign Official Terms

You can expect to get a really quick answer from your tax refund lender. Approval rates are high, and you are likely to be approved, but either way you will get an answer in less than 90 seconds as long as you provided all the necessary information. Once you do get approved your lender will send you some terms to look over and these will require an e-signature. You do not have to go anywhere to work with this lender because it is all done virtually. In some cases the lender may call you to clarify some details, but this is unlikely.

4. Get Your Cash from the Tax Refund Lender and Spend

The best step in the process of working with a tax refund lender is to get the money in hand and to spend it. Whether you’re using it for an immediate bill that is about to be overdue or to look forward and make some smart purchases for things on sale, you get to use the money soon. After making the loan official your lender will deposit cash in your bank account and you can access it the next day in most cases. No, there is no need to have a “loan office near me” because your tax refund lender is always available online.

4 Steps to Working with a Tax Refund Lender By Eric Knapp - 12/5/18