Showing posts with label income loans. Show all posts
Showing posts with label income loans. Show all posts

Monday, October 13, 2014

Income Tax Loans for the Holidays

Income Tax Loans for the Holidays

Income Tax Loans
Get an Income Tax Loan so you and
your family can enjoy the holidays

The holidays are stressful enough with all the parties, planning, cooking, and decorating to do. Not having the cash you need to enjoy your holidays in style and ease can add even more stress to what should be a joyous time of year. An income tax loan may be the solution. Income tax loans are more commonly referred to as refund anticipation loans, and are often seen advertised by large tax preparation establishments going into the holiday season. As the name implies, these income tax loans are given out during the months of November, December and January to qualified applicants who need short-term access to their future tax refunds.

How do you get an Income Tax Loan for the Holidays?


Finding a company that offers income tax loans is as easy as finding a website like eTaxLoan.com. When applying for an income tax loan all you need is a job and a bank account. You will NOT need your tax return, your annual earnings, or even the amount you paid in federal taxes to apply. Our lenders will NOT need any tax forms like W-2 or 1099 from your employer, and there is never a need to have all of your receipts as supporting documentation. We want to keep your information as safe as possible so we don't require you to provide any information regarding any prior year’s taxes. Since we use your job as your good credit, it is easy to apply for and get approved for income tax loans. Obviously, you have to be a U.S. citizen to apply though.

When I qualify for an Income Tax Loan, how much should I borrow?


When determining how much you should borrow, it is important to be sure you can easily repay your income tax loan. If you are planning to file your taxes by itemizing expenses, it may be harder for you to determine how much you should apply for. Itemizing on your taxes, reduces the amount of wages that are taxable, and that increases the amount of your refund. The larger your anticipated refund, the more money you can borrow, however, it is always best to only borrow the amount you actually need.

Which lenders offer the best Income Tax Loans?


Remember, when working with a tax preparation establishment it is important to read and understand the terms of the loan agreement. In most cases, the income tax loan is paid off when your federal income tax refund arrives. If any of your tax refund remains after repaying the loan amount, loan fees, and tax preparation fees, you will get to keep that amount. The tax preparation establishment knows exactly how much your tax refund will be and how badly you need the money, and unfortunately, this usually means you are pushed into accepting their outrageous terms and costs.

Now, with eTaxLoan.com you should obviously read and understand the terms of the loan agreement, but since you're applying online, you get to take your time and review the terms carefully. If the terms of the income tax loan are not acceptable to you, you can walk away without anyone pressuring you to accept the loan. With us, you receive your entire refund directly from the IRS, you deposit it into your bank account, and the lender drafts the repayment along with any fees as previously agreed to in the signed income tax refund loan agreement.

What about Income Tax Loan interest rates?


Holiday loans, or pre-income tax loans are a form of short term credit. As is generally the case with other forms of short term credit, the interest rates on income tax loans are thought to be very high. In fact, eTaxLoan.com prides itself on offering low APRs, which is why they continue to satisfy and attract a wider variety of new and current clients. In fact, eTaxLoan.com has such an astonishing customer return rate that we are not only sure you’ll like our income tax loans, but we also believe that you, too, will become returning customer, year after year.

The holidays are almost here, so get your Income Tax Loan.


There is no reason you shouldn't enjoy your holidays after a year of working hard and making sacrifices while the government held onto your money. This is a time for family, celebration, and reflection. Why should you take on anymore sleepless nights when you can get a convenient income tax loan to help you make the most of this special time of year? So, take care of yourself and your family. Click this link and apply today, and get the holiday cash you need.

#incometaxloans #incometaxadvances

Wednesday, September 17, 2014

Exploring Income Tax Loans

Exploring Income Tax Loans

Income Tax Loan
Why let  Uncle Sam use your money
when you can get an Income Tax Loan

Income Tax Loans provide cash in advance of your income tax refunds. Most income tax lenders do not actually file your taxes for you, so you need to make sure that they are filed in a timely manner in order to get the cash that you need to repay the loan. But an income tax loan can help you meet financial needs before your refund arrives.

Types of Loans


There are several types of income tax loans available depending on your needs:

Income Tax Advances--these are the simplest tax anticipation loans. Money is deposited into your account now and, at a predetermined date after your refund is expected, the amount of the loan plus associated fees is removed from your bank account.

Tax Refund Installment Loans—this type of loan allows for lower payments and longer terms. Repayment is made across several withdrawals from your bank account.

One Hour Tax Refund Anticipation Loans (RAL)—If you need your money more quickly, a one hour tax refund anticipation loan may allow you to get your cash in an hour rather than the next business day. However, these types of loans often carry higher terms.

Tax Refund Line of Credit—these types of loans allow you to borrow for recurring needs up to your maximum level without having to reapply each time.

Which Loan is Right for Me?


Keep in mind that not every type of income tax loan is available in every state due to differences in state regulations. Some states only allow for tax refund installment loans or lines of credit. When you apply for your income tax loan, your income level and situation will still be evaluated. If you are approved for a loan (and the odds are high that you will), you will be offered loan terms that are in accordance with your state regulations, assuming you are using a reputable website, such as IncomeTaxAdvances.

Also keep in mind that these income tax loans cost more than normal bank loans. They are also based in your income, rather than your expected refund, so most sites will only give you an advance of up to $1000. But for most emergency needs, this is more than enough cash while you wait for your income tax refund to arrive.

How to Get the Cash You Need


It is so easy to apply for the income tax loan you need! Complete your application now, and you can have the cash you need sooner than you think.

#incometaxloan #IncomeTaxAdvances