Working with a Direct Lender? Installment Loans Are the Way to Go

Direct lenders are the best lenders to work with when you need cash because it means you are going right to the source. You don’t have to mess around with a bank or a big lending company, a pawn shop or a huge cash advance corporation. What you get is one lender, someone devoted to helping individuals just like you during tough financial times. You also get a selection of loans to choose from and when working with one of these direct lenders, installment loans have a lot of great benefits.

With a Direct Lender, Installment Loans Are Just One of Many Options

One of the really great things about working with this kind of lender is that you have more than one choice for loan products. Yes, you can get an installment loan, which is the best choice for many, but you can also get a standard payday loan, a one hour payday loan, or a payday line of credit. With a direct lender, installment loans and other options give you the freedom to choose what works best for you.

When Working with a Direct Lender, Installment Loans Provide Quick Cash

No matter what kind of loan you choose from your direct lender, installment loans and other types will provide you with quick cash. This is the number one reason most people turn to these lenders. They can get the money the need in less than 24 hours in most cases. If you can apply today, you may just have the cash you need sitting in your bank account as soon as tomorrow morning so you can get bills paid, avoid late fees, and rest easier knowing it’s all been taken care of.

From a Direct Lender, Installment Loans Can Provide Greater Flexibility

Here’s how a standard payday loan works: You get the cash quickly, you use it for whatever you need to, and when your paycheck comes in, your lender transfers out what you owe, in full. This is a smart option for a lot of borrowers, but depending on your current situation, repaying the loan all at once may not be feasible. For more flexible repayment options from your direct lender, installment loans make more sense. You get the cash just as quickly, but then you get to repay the amount on your schedule, a little bit at a time.

With a Direct Lender, Installment Loans Are Easy to Get

If this sounds like the kind of loan for you, rest assured your path to getting one will be easy. When working with a direct lender, installment loans are remarkably easy. Applications are available online and through a mobile app you can access with your smartphone. Approval is simple with very few requirements, and you never even need to go anywhere or talk on the phone to get this loan. Just submit the application and let your direct lender get you the loan and the cash you need.

Working with a Direct Lender? Installment Loans Are the Way to Go By Eric Knapp - 10/24/17

IRS refund loans provide over 8 million people a year with instant cash

According to consumeraffairs.com, IRS refund loans, also known as refund anticipation loans (RALs), were issued to 8.67 million American taxpayers. Another 11.2 million taxpayers spent money on similar products and services to receive their refunds. IRS refund loans can be serviced by banks or direct lenders. IRS refund loans are secured by the taxpayer’s expected refund. These loans last about two weeks until the actual IRS refund comes in through the mail or a person’s bank account and repays the loan.

IRS refund loans are convenient, cheap, and easy to qualify for

“I apply for an IRS refund loan every year,” Mary, a taxpayer from Virginia said. “Getting my refund as early as possible makes a huge difference for my family and I.” As long as a taxpayer is employed, 18 or older, and has a bank account, he or she could be instantly approved for an IRS refund loan up to $1,000.

It’s critical to choose the right IRS refund loan company

Thousands of businesses offer refund loans. Not all IRS refund loans lenders are created equal. In fact, the IRS warns taxpayers about certain refund loan companies. An IRS refund loan company is a loan based on an estimated tax return. Many companies are eager to approve a taxpayer’s loan without completely looking over the details of a person’s return. For example, some companies will not have information if the IRS is planning on seizing all or part of the taxpayer’s refund to pay a child support, alimony, or student loan debt. This taxpayer could get approved for a loan, receive the loan, but then wouldn't be able to pay it back because the IRS kept their refund. Good IRS refund loan companies monitor situations like this. For more information please visit www.IncomeTaxAdvances.com

IRS refund loans provide over 8 million people a year with instant cash, By Eric Knapp - Today