2019 Tax Anticipation Loans Explained

Let us answer all your questions about tax anticipation loans before you apply. Having all the information lets you make the smartest decision for your financial needs. These loans are great for tax season, but also other times of year. They are fast and simple, approval is easy, and best of all, they’re available online so that you can get one at your convenience, not just the hours set by a bank or loan office.

Do I Need a Loan Office Near Me for Tax Anticipation Loans?

No, you do not need a loan office at all to get tax anticipation loans. You don’t have to go to a bank either. All you need is internet access or your smartphone and a signal. This is because these tax lenders work online. You can apply through an application on the website, or you can download a free app to your phone and access the same application from wherever you are. The application is short, will take just minutes to complete, and once submitted will connect you to a great lender.

Do I Have to Have a Refund to Get Approved for Tax Anticipation Loans?

There are only a few simple requirements for approval for tax anticipation loans, and one of them is not a refund. Many people like to use these loans when they have refunds on the way. It can be great to get that cash sooner. But it isn’t a requirement. What you need to have to get approved is a job, a regular paycheck, a high enough income to afford the loan, and a bank account. With just these simple things, and without considering your credit score or refund status, you can get approved easily.

When Can I Expect to Get Tax Anticipation Loans Cash?

The cash from these loans is pretty fast. With traditional loans you may wait days or a week to get money. But with tax anticipation loans, the cash will be transferred to your bank account as soon as the process of applying and approval is complete. Most people get their money in less than 24 hours, but you will definitely have access to it by the next business morning.

How Do I Repay Tax Anticipation Loans?

Repayment is just another easy step in this entire process. You don’t have to do anything about repayment other than ensuring there is enough money in your bank account. Apply with the account that is linked to your paycheck. Once your next paycheck is deposited, your lender will deduct what you owe directly. There is no need to remember payment due dates.

What if I Can’t Make Repayment on Time?

If your next payday comes around, and you know you won’t have enough money in your account to make repayment, contact your lender. You can always roll tax anticipation loans over to the next payday. Save a little extra that week and by the next payday you should be ready to repay in full and go back to being debt-free.

2019 Tax Anticipation Loans Explained