Tuesday, August 22, 2017
Tuesday, May 30, 2017
Amazing Benefits of Short Term Loans over Long Term Loansshort term loans are, and how much better they can be for people just like you.
Short Term Loans, Long Term Loans, What’s the Difference?If you’re not so experienced with getting loans, this may be a mystery to you. But, if you know generally how loans work and always thought you could never afford them, you need to know what short term loans are. The term of a loan is the period of time from when you get the cash to when you repay it completely. For long term loans, like a car loan or a mortgage, this can be months to years. For short term loans, the period is much shorter, like a week to a month.
You Can Actually Afford Short Term LoansOne of the best benefits of short term loans over long term loans is affordability. All loans cost money because you have to pay interest on the amount you borrow. The longer the loan term, the more you will pay in interest fees. A long term loan will have you paying interest for years. A short term loan will cost you interest for a week or two. Some people see the high interest rates on these short term loans and assume they are too expensive. The truth is that, although the rate is high, because you only pay it for a short period of time, it is actually much more affordable than lower rate, long term loans.
Short Term Loans Give You More OpportunitiesSome of us will never be eligible for long term loans. Because they are larger loans with longer loan terms, these big loans are hard to get approved for and many people get rejected. With short term loans, it is much easier to get approved, so you end up with more opportunities you never realized you had. When you think you can’t ever get a loan and then you find out you can actually borrow a few hundred dollars here and there, your life changes for the better. You can pay bills on time, take care of your family, and maybe even get a few perks just for you.
With Short Term Loans, You Can Get Cash Fast
Amazing Benefits of Short Term Loans over Long Term Loans By Eric Knapp -
Tuesday, May 9, 2017
4 Bad Money Habits, and 1 Hour Payday Loans Isn’t One of Them1 hour payday loans are often a good idea, not the bad habit some critics claim they are.
1. Not Paying the Bills When You Could by Using 1 Hour Payday LoansNot paying your bills, or at least not paying them on time, is an all too common money habit, and it’s a bad one. Those days you come home from work, grab the mail and see that you have a few bills to pay, it’s tempting to just toss them aside and ignore them, figuring you’ll pay later. Then, two weeks later, those bills are late, you owe extra fees, and this regular habit is hurting your credit score. Instead, be diligent about paying your bills as soon as they come in, so you don’t forget. To avoid late fees, use 1 hour payday loans when you’re low on the cash needed to make the payments.
2. Relying on Credit Cards Instead of 1 Hour Payday LoansAnother common money habit of many people is to rely on credit cards to make purchases, get cash advances, and get the bills paid. It’s a source of credit, but one that can be dangerous if you make a habit of using it all the time. Spending too much of your credit limit, like more than 30 percent, actually lowers your credit rating. Credit cards also tend to keep you in debt for a long time, which means paying more in interest rates. Our 1 hour payday loans are a better alternative because they are repaid in full, within one or two weeks. This gets you out of debt and helps you avoid paying interest every single month.
3. Not Saving, Even Though You Sometimes Need to Rely on 1 Hour Payday LoansJust because you rely on 1 hour payday loans to get weekly expenses taken care of from time to time, there is no reason you can’t start saving. Not saving money at all is one of the worst money habits you can have. Without saving you will never be free from the paycheck-to-paycheck cycle. Yes, you may have to start off really small, and no, you may not be able to save something from every paycheck. But the point is that you have to start somewhere, even with just a few dollars saved per payday.
4. Paying Too Much for Too Many Things, But 1 Hour Payday Loans Isn’t One of Them
4 Bad Money Habits, and 1 Hour Payday Loans Isn’t One of Them By Eric Knapp -
Tuesday, September 27, 2016
Three Secrets To Getting Approved for 1 Hour Loans!
1 Hour Loans Get You Cash Quick!1 hour loans – just to be clear – don’t actually get you money in an hour, but nothing comes closer. What they do provide is funding within an hour – after that it’s out of the lender’s hands, literally, and into your bank’s. Every bank has a deposit clearing process, which varies based on the time of the deposit but often requires an overnight period. Generally you’ll have access to your funds the next business day.
Three Secrets To Getting Approved for 1 Hour Loans! By Eric Knapp -
Tuesday, August 23, 2016
1 Hour Loans are the Quick Way to Smooth a Rocky Road
How to Get Cash Fast with 1 Hour LoansThe key ingredient to the fast cash magic is the online application and 24 hour access to lenders who are ready and waiting to approve the loan for you in seconds. Unlike old-school paper applications for loans that take days or even longer to be approved for, 1 hour loans are just what they sound like – easy online payday loans that put cash in your bank account within an hour from the time you’re approved. Depending on your bank’s rules and processes, you’ll usually have access to the cash by the next business day, in plenty of time to pay your bills on time and avoid late fees or penalties. Just complete the easy online application form from your laptop, tablet, or even your phone – nothing could be easier. In less time than it takes to walk the dog, you can provide all the information requested – easy stuff, no credit references or long lists of monthly expenses, just the basics – and receive a response from a lender. They will provide a document describing the terms, conditions, and costs of the loan, and if you like what you see all you have to do is apply the electronic signature. Fast and easy!
Can I Get 1 Hour Loans With Bad Credit?1 hour loans! The dedicated network of lenders who choose to affiliate themselves with short-term payday loans know exactly how difficult life without credit can be – and they know that having some financial difficulties in your past does not mean that you shouldn’t be considered creditworthy now, regardless of what a credit report says. They have created their own set of proprietary criteria which they use to evaluate applicants, ignoring the credit score that is based on seven to ten years of data – years during which practically everything about a person’s circumstances can change, while events of the distant past can continue to keep them from achieving their goals. With 1 hour loans, not only can you be approved with bad credit, but you can get the cash you need super-fast to keep your life running smoothly!
1 Hour Loans are the Quick Way to Smooth a Rocky Road By Scott Lobo -