Tuesday, December 13, 2016

What Are Tax Refund Loans?

What Are Tax Refund Loans?


Everyone looks forward to tax refund time – that annual windfall that provides the cash to catch up on bills or make purchases that have to be delayed during the rest of the year when cash is tight. Wouldn’t it be great to be able to spend your income tax return whenever you wanted to, instead of just that one time per year? Tax refund loans let you borrow against your tax return so when you need the money the most you can spend it on whatever will make your life easier – catch up on bills, buy a plane ticket, replace your computer—and still anticipate your refund coming in after you file your return. One of the main advantages of tax refund loans over standard personal loan is that they are simpler and faster to apply and be approved for, providing cash in your bank account in as little as a single business day.

Online Tax Refund Loans Versus Loans From the Big Chain Tax Prep Companies


Until not long ago, if you wanted to get an advance on your income tax refund, the answer was to take your return to be filed at one of the two main tax preparation companies. That wasn’t much use if you needed money at a different time of year, or weren’t ready to file your return yet. What’s more, those companies’ loans require that you sign your refund over to them as repayment, and subtract the fees and interest from the amount you actually receive in your loan check. With online tax refund loans, you receive the full amount you’re approved for, and never have to sign over your refund to anyone – it’s all yours and totally untouched by the lender. Not only can you borrow the amount you need and still look forward to receiving your refund after you file your return on schedule, but you can do so at any time of yer – even more than once a year.

Bad Credit is Ok for Tax Refund Loans


If you’re worried about not being able to qualify for tax refund loans due to negative marks on your credit, put your mind at ease. Unlike most other personal loans, these short-term borrowing options are available to anyone regardless of credit score, as long as the lender’s basic requirements are met. As long as you’re a US citizen at least 18 years old, have a job making at least $1000 per month, and your bank account can accept electronic deposits and draft payments, you have an excellent chance at approval. The lenders working with these tax refund loans generally do not run a standard credit check, choosing instead to use their own proprietary set of evaluation criteria. They understand that many people have had temporary financial difficulties in their past. The length of time it takes to rebuild credit after a problem is resolved is long – tax refund loans provide the opportunity to both access credit before your score is restored as much as many lenders require, and actually work to help rebuild it by reporting timely payments to the credit bureau as a positive transaction.

Apply today for tax refund loans and get you budget back on track in record time!

Tuesday, December 6, 2016

When is the Best Time to Get an Income Tax Advance?

When is the Best Time to Get an Income Tax Advance?


The simple answer to this question is that any time you need extra money is a good time to get an income tax advance. Of course, the situation is never that simple, and there are some times when it just makes more sense to take advantage of this kind of loan through our fast and convenient lending service.

Snag an Income Tax Advance When You Know You Have a Refund Coming


Tax season is the high season for income tax advances, because it just makes sense. Whether or not you have actually filed your taxes, you probably have a good idea as to whether you will be getting a refund, breaking even, or if you will owe the government more money. If you do have a refund coming, you will have to wait for it, unless you take advantage of an income tax advance. It makes sense to get that money now if it will help you save in the long run. If it will help you avoid late fees, credit card debt, and other expenses, then getting that money sooner just makes good sense.

Use an Income Tax Advance When the Money Will Make Your Life Easier


Another great time to borrow through an income tax advance, whether it is tax season or not, is when extra money will ease some of the burdens in your life. When you have a repair to your home that just has to get done, like fixing a leaky roof or getting a new furnace before winter, when your rent is about to be late again and you run the risk of being evicted, or when you face the high fees associated with an overdrawn account or late bills, you can really use the extra cash. You should take advantage of a loan like this in situations that are so difficult, because it will make your life so much easier.

Grab an Income Tax Advance When Other Lenders Turn You Down


A good reason to turn to an income tax advance is when traditional lenders, like bankers reject your loan application. Not all lenders will approve people with lower credit scores or little collateral. With our lenders you can get approved in spite of a low credit score, especially if you have a great job and a good income. These are the things that matter more to the lenders that approve our income tax advances. Get started today and see that, really, any time is a good time to get an income tax advance.

Tuesday, November 29, 2016

10 Benefits of Getting a Refund Anticipation Loan

10 Benefits of Getting a Refund Anticipation Loan


Why should you get a refund anticipation loan this tax season? We have ten great reasons for you, but there are many more. The benefits of this type of loan are nearly endless, but let us give you just these ten.

1. A refund anticipation loan is your refund, sooner


When you’re expecting a refund after filing your taxes, you probably feel like you have free cash to spend. But, you have to wait and wait for it. Get it sooner by applying for a refund anticipation loan.

2. Get cash with less stress


A refund anticipation loan is similar to a typical payday loan that you can get online. That means a quick, hassle-free, stress-free loan.

3. Use refund anticipation loan cash to tide you over until payday


You can use this loan for anything, but what most people do is use the extra cash to make ends meet until payday. Instead of stressing over an empty bank account or begging your boss for an advance, use a refund anticipation loan.

4. Get cash for unexpected bills


These tax refund anticipation loans provide you with cash that can help out in an emergency situation, when you have those bills you didn’t realize were heading your way.

5. A refund anticipation loan gives you that extra spending cash


When money is tight, sometimes you just want a little extra cash for the fun stuff. Buy that coffee you have been doing without or take your kids out to the movies at the weekend.

6. You get peace of mind


A tax refund anticipation loan provides peace of mind because having cash on hand means being prepared. It’s stressful to not have money, but with this loan you can eliminate that stress.

7. With a refund anticipation loan, you don’t have to worry about credit score


Our lenders rarely check credit score to get applicants approved. Let your job history talk for you, not an arbitrary number that may be riddled with mistakes.

8. You can apply at your convenience


A great benefit of a refund anticipation loan from our lenders is that you can apply with a mobile app, so do it any time and from anywhere you have your phone and a signal.

9. Get refund anticipation loan cash as early as tomorrow


Need that cash tomorrow? You probably can get it, thanks to a refund anticipation loan. Most of our borrowers get the cash within 24 hours.

10. Enjoy your week now that you have a refund anticipation loan


The best benefit of all is that a refund anticipation loan is quick and easy, so you can sit back and enjoy the rest of your week.

Tuesday, November 22, 2016

Tax Refund Loans Make Holiday Time Easier!

Tax refund loans make holiday time easier!


Don’t wait for tax season to enjoy your refund – a tax refund loan can put it in your hands as soon as tomorrow, so you can spend it now when you need it the most.

What’s a tax refund loan, you ask?


A tax refund loan is a way to access your income tax refund before you’ve even filed your return. It’s a loan, obviously, but you can base the amount you ask for on what you expect to receive in your refund, so you know you can afford it!

Here’s how it works – fast, simple, and convenient!


The application and entire approval process are online, so you don’t need to take time off from work or rearrange your schedule. Apply at any time that’s convenient for you – and from almost anywhere! If you have internet access – including on your smartphone – you have everything you need.

Just fill out the quick three-step application and click Submit. Your info will go directly to the lenders to be matched up with the one who offers the best tax refund loan product for you.

You do not need to provide a copy of your tax return – current or past. No financial statements. No credit references. No collateral. One of the keys of a tax refund loan application is simplicity!

Bad credit? That’s totally ok!


Most lenders working with tax refund loans do not run a standard credit check from one of the “big three” credit bureaus. Instead, they will use their own proprietary set of criteria to determine that you are reasonably able to repay the amount you are asking for.

Approval in just 90 seconds!


That’s correct – less than two minutes from the time you submit your application form, you will receive approval notification right in your browser. All the information you need will be provided, including a loan agreement that can be signed online – nothing to print, mail, or fax.

Cash in hand within 24 hours!


Our lenders work fast! Depending on the time and day of the week you apply, you can have your loan funds available in your own bank account less than 24 hours from when you submit your application.

Get started right away!


You don’t have to struggle with a holiday-season budget that’s pushing your income to its limits – borrow against your upcoming income tax refund and make the season brighter today!

Tuesday, November 15, 2016

One Income Tax Advance Loan Can Solve A Dozen Financial Problems at Once!

One Income Tax Advance Loan Can Solve A Dozen Financial Problems at Once!


Have you looked at your budget lately? There seem to be a few different types of people – some skip the written budget plan entirely and just pay bills as they come in, others write out a plan but keep it flexible and “wing it,” while the last group keeps a close eye and a tight rein on their finances and the plan they’ve worked out to manage them. No matter which style you use, you’re probably well aware of which of your bills are paid up current and any which are not, and whether there are other issues surrounding your budget that need attention. For example, perhaps you have to be sure to pay all your bills with one of your monthly paychecks regardless of the due date, because your rent or mortgage drains the entirety of the other one. Whatever your particular budget woes, an income tax advance can provide the extra cash you need right now to repair the damage. You can catch up on bills, get them current and stop paying late fees. You can “pad” your bank account to make sure you don’t overdraw the account, costing yourself $30 or more for each transaction – a small mathematical error can cost hundreds and throw your budget into disarray for months! It can even, simply and quickly, provide funds you need for any important expenses right now instead of sometime next spring – funds you can spend on the holidays, winter clothes or home repairs, or just making ends meet a little more easily.

Don’t Make These Errors On Your Income Tax Advance Loan Application!


First of all, realize that all income tax refund advance loans aren’t created equal! There are tax preparation chains who manage their loan products much differently from eTaxLoan.com, so accept no substitutes! There are specific features you want to make sure you’re going to get, such as an income tax advance that is repaid by you – not by having the government agency send your refund directly to the lender. Whether you make repayment from the refund check that you’ve received or from your regular income, you make it – never sign over your refund to a third party.

Other errors can be connected to the application itself and can cause a qualified applicant to be turned down unnecessarily. The mobile-friendly application form is designed to be easy to read and fill out even on a small device such as your phone or tablet, but don’t be lulled into a false sense of security. Double check your entries carefully! Even a small typographical error such as transposing two numbers in your employer’s address, or mistaking the date of your next paycheck, can have the effect of making the information impossible to accurately verify. Don’t have your application rejected due to a simple mistake – always check your data before clicking the submit button! Another common error is not to provide the complete picture of your income –one of the few requirements that all applicants must meet is the minimum monthly income. If the application does not reflect at least this number, the lender will have no choice other than to turn your request away. An income tax advance loan is quick, simple, and convenient, but make sure you meet the basic qualifications and that all the info on your application is clear and correct!

Tuesday, November 8, 2016

The Top Reasons Income Tax Advances Go Beyond Tax Season

The Top Reasons Income Tax Advances Go Beyond Tax Season


If you have ever thought of getting income tax advances, now is the perfect time to go for it. It does not have to be tax season to take advantage of these fantastic loans. Any time of year, for any reason, income tax loans are great for getting cash.

Income Tax Advances Are for Everyone


Unlike some kinds of loans, income tax advances are very inclusive. You don’t have to be expecting a huge tax refund from the government or have a perfect credit store and collateral to offer. All you need to have is a good job history and a minimum income that is easy to achieve for most people.

You Can Use Income Tax Advances at Any Time


Since an income tax refund is not required to get you approved for these loans, you can take advantage of income tax advances at any time of year. Need money in June? Not a problem. Need cash for Christmas? You got it. Use these loans whenever you need cash and don’t worry about your potential refund.

Grab Cash for Whatever You Need with Income Tax Advances


Probably the best reason to get income tax advances whenever, is that you get easy cash to solve your money problems. A lot of people use this money to make ends meet when payday is still a week away or to pay bills that came out of nowhere and weren’t expected. Whatever your specific need is, you can use these loans to take care of them.

Easy, Fast Cash is a Promise with Income Tax Advances


The easiest way to get cash is through our loans. It’s the fastest way to get cash too. It takes a few minutes to apply, less than 90 seconds to get approved, about an hour to make it official, and for most borrowers, less than 24 hours to see the cash show up in the bank. Never wait more than a day to get the cash you need when you can use income tax advances.

Income Tax Advances are Mobile


Not only can you take advantage of income tax advances at any time of year, you can easily access them at any time of day, and any day of the week. With a mobile app you can apply and get approved for the loans you need in the middle of the day, in the evening, over the weekend, or even when you wake up in bed sweating over money problems. Take advantage of these great loans today.

Tuesday, November 1, 2016

4 Times When Using an Income Tax Loan is the Smart Choice

4 Times When Using an Income Tax Loan is the Smart Choice


There are literally endless situations in which an income tax loan could get you out of a money bind. That doesn’t mean that there aren’t a few times when this is really the smartest choice you can make. Some of the reasons that an income tax loan is often the smart choice include a short application, easy approval, and quick cash.

1. You’re about to be overdrawn at the bank, but payday is still a few days away


An income tax loan can get you the cash you need, in about 24 hours or less, so that you can pay the bills until your next paycheck comes in. What’s the other option? To overdraw your bank account, which is something you want to avoid if possible. Bank fees are high and when you overdraw the bank is not very forgiving. You’ll pay for it, so a quick personal loan just makes more sense.

2. You have a big bill to pay tomorrow, and an income tax loan can get you cash in time


Paying bills on time is so important. Being late with a payment costs you money in late fees, but also costs you points on your credit score. That loss of points can hurt you even more in the long run. With an income tax loan, though, you can get the cash you need to pay a bill, even if it’s due really soon. The application takes a couple of minutes to complete, approval takes 90 seconds, and the cash gets deposited to your bank account by the next business day. Get that bill taken care of, on time.

3. You know you have a tax refund coming eventually, but you could really use it now


You don’t have to have a tax refund on the way to get approved for an income tax loan, but if you do, it just makes sense to get that cash sooner if it can help you. Having the money now could mean paying bills on time, not being late with the rent, or it could mean being able to invest in a great opportunity that you would otherwise have to pass on.

4. An income tax loan can pay for that emergency expense


Any carefully planned budget can be totally destroyed by an emergency like a death in the family or a sick child. Use an income tax loan to pay for the unexpected bills and get it off your mind and taken care of so you can focus on what is more important: dealing with the emergency. To get approved for an income tax loan today, all you need to do is complete a simple application, either through our mobile app or online.