Tuesday, November 29, 2016

10 Benefits of Getting a Refund Anticipation Loan

10 Benefits of Getting a Refund Anticipation Loan


Why should you get a refund anticipation loan this tax season? We have ten great reasons for you, but there are many more. The benefits of this type of loan are nearly endless, but let us give you just these ten.

1. A refund anticipation loan is your refund, sooner


When you’re expecting a refund after filing your taxes, you probably feel like you have free cash to spend. But, you have to wait and wait for it. Get it sooner by applying for a refund anticipation loan.

2. Get cash with less stress


A refund anticipation loan is similar to a typical payday loan that you can get online. That means a quick, hassle-free, stress-free loan.

3. Use refund anticipation loan cash to tide you over until payday


You can use this loan for anything, but what most people do is use the extra cash to make ends meet until payday. Instead of stressing over an empty bank account or begging your boss for an advance, use a refund anticipation loan.

4. Get cash for unexpected bills


These tax refund anticipation loans provide you with cash that can help out in an emergency situation, when you have those bills you didn’t realize were heading your way.

5. A refund anticipation loan gives you that extra spending cash


When money is tight, sometimes you just want a little extra cash for the fun stuff. Buy that coffee you have been doing without or take your kids out to the movies at the weekend.

6. You get peace of mind


A tax refund anticipation loan provides peace of mind because having cash on hand means being prepared. It’s stressful to not have money, but with this loan you can eliminate that stress.

7. With a refund anticipation loan, you don’t have to worry about credit score


Our lenders rarely check credit score to get applicants approved. Let your job history talk for you, not an arbitrary number that may be riddled with mistakes.

8. You can apply at your convenience


A great benefit of a refund anticipation loan from our lenders is that you can apply with a mobile app, so do it any time and from anywhere you have your phone and a signal.

9. Get refund anticipation loan cash as early as tomorrow


Need that cash tomorrow? You probably can get it, thanks to a refund anticipation loan. Most of our borrowers get the cash within 24 hours.

10. Enjoy your week now that you have a refund anticipation loan


The best benefit of all is that a refund anticipation loan is quick and easy, so you can sit back and enjoy the rest of your week.

Tuesday, November 22, 2016

Tax Refund Loans Make Holiday Time Easier!

Tax refund loans make holiday time easier!


Don’t wait for tax season to enjoy your refund – a tax refund loan can put it in your hands as soon as tomorrow, so you can spend it now when you need it the most.

What’s a tax refund loan, you ask?


A tax refund loan is a way to access your income tax refund before you’ve even filed your return. It’s a loan, obviously, but you can base the amount you ask for on what you expect to receive in your refund, so you know you can afford it!

Here’s how it works – fast, simple, and convenient!


The application and entire approval process are online, so you don’t need to take time off from work or rearrange your schedule. Apply at any time that’s convenient for you – and from almost anywhere! If you have internet access – including on your smartphone – you have everything you need.

Just fill out the quick three-step application and click Submit. Your info will go directly to the lenders to be matched up with the one who offers the best tax refund loan product for you.

You do not need to provide a copy of your tax return – current or past. No financial statements. No credit references. No collateral. One of the keys of a tax refund loan application is simplicity!

Bad credit? That’s totally ok!


Most lenders working with tax refund loans do not run a standard credit check from one of the “big three” credit bureaus. Instead, they will use their own proprietary set of criteria to determine that you are reasonably able to repay the amount you are asking for.

Approval in just 90 seconds!


That’s correct – less than two minutes from the time you submit your application form, you will receive approval notification right in your browser. All the information you need will be provided, including a loan agreement that can be signed online – nothing to print, mail, or fax.

Cash in hand within 24 hours!


Our lenders work fast! Depending on the time and day of the week you apply, you can have your loan funds available in your own bank account less than 24 hours from when you submit your application.

Get started right away!


You don’t have to struggle with a holiday-season budget that’s pushing your income to its limits – borrow against your upcoming income tax refund and make the season brighter today!

Tuesday, November 15, 2016

One Income Tax Advance Loan Can Solve A Dozen Financial Problems at Once!

One Income Tax Advance Loan Can Solve A Dozen Financial Problems at Once!


Have you looked at your budget lately? There seem to be a few different types of people – some skip the written budget plan entirely and just pay bills as they come in, others write out a plan but keep it flexible and “wing it,” while the last group keeps a close eye and a tight rein on their finances and the plan they’ve worked out to manage them. No matter which style you use, you’re probably well aware of which of your bills are paid up current and any which are not, and whether there are other issues surrounding your budget that need attention. For example, perhaps you have to be sure to pay all your bills with one of your monthly paychecks regardless of the due date, because your rent or mortgage drains the entirety of the other one. Whatever your particular budget woes, an income tax advance can provide the extra cash you need right now to repair the damage. You can catch up on bills, get them current and stop paying late fees. You can “pad” your bank account to make sure you don’t overdraw the account, costing yourself $30 or more for each transaction – a small mathematical error can cost hundreds and throw your budget into disarray for months! It can even, simply and quickly, provide funds you need for any important expenses right now instead of sometime next spring – funds you can spend on the holidays, winter clothes or home repairs, or just making ends meet a little more easily.

Don’t Make These Errors On Your Income Tax Advance Loan Application!


First of all, realize that all income tax refund advance loans aren’t created equal! There are tax preparation chains who manage their loan products much differently from eTaxLoan.com, so accept no substitutes! There are specific features you want to make sure you’re going to get, such as an income tax advance that is repaid by you – not by having the government agency send your refund directly to the lender. Whether you make repayment from the refund check that you’ve received or from your regular income, you make it – never sign over your refund to a third party.

Other errors can be connected to the application itself and can cause a qualified applicant to be turned down unnecessarily. The mobile-friendly application form is designed to be easy to read and fill out even on a small device such as your phone or tablet, but don’t be lulled into a false sense of security. Double check your entries carefully! Even a small typographical error such as transposing two numbers in your employer’s address, or mistaking the date of your next paycheck, can have the effect of making the information impossible to accurately verify. Don’t have your application rejected due to a simple mistake – always check your data before clicking the submit button! Another common error is not to provide the complete picture of your income –one of the few requirements that all applicants must meet is the minimum monthly income. If the application does not reflect at least this number, the lender will have no choice other than to turn your request away. An income tax advance loan is quick, simple, and convenient, but make sure you meet the basic qualifications and that all the info on your application is clear and correct!

Tuesday, November 8, 2016

The Top Reasons Income Tax Advances Go Beyond Tax Season

The Top Reasons Income Tax Advances Go Beyond Tax Season


If you have ever thought of getting income tax advances, now is the perfect time to go for it. It does not have to be tax season to take advantage of these fantastic loans. Any time of year, for any reason, income tax loans are great for getting cash.

Income Tax Advances Are for Everyone


Unlike some kinds of loans, income tax advances are very inclusive. You don’t have to be expecting a huge tax refund from the government or have a perfect credit store and collateral to offer. All you need to have is a good job history and a minimum income that is easy to achieve for most people.

You Can Use Income Tax Advances at Any Time


Since an income tax refund is not required to get you approved for these loans, you can take advantage of income tax advances at any time of year. Need money in June? Not a problem. Need cash for Christmas? You got it. Use these loans whenever you need cash and don’t worry about your potential refund.

Grab Cash for Whatever You Need with Income Tax Advances


Probably the best reason to get income tax advances whenever, is that you get easy cash to solve your money problems. A lot of people use this money to make ends meet when payday is still a week away or to pay bills that came out of nowhere and weren’t expected. Whatever your specific need is, you can use these loans to take care of them.

Easy, Fast Cash is a Promise with Income Tax Advances


The easiest way to get cash is through our loans. It’s the fastest way to get cash too. It takes a few minutes to apply, less than 90 seconds to get approved, about an hour to make it official, and for most borrowers, less than 24 hours to see the cash show up in the bank. Never wait more than a day to get the cash you need when you can use income tax advances.

Income Tax Advances are Mobile


Not only can you take advantage of income tax advances at any time of year, you can easily access them at any time of day, and any day of the week. With a mobile app you can apply and get approved for the loans you need in the middle of the day, in the evening, over the weekend, or even when you wake up in bed sweating over money problems. Take advantage of these great loans today.

Tuesday, November 1, 2016

4 Times When Using an Income Tax Loan is the Smart Choice

4 Times When Using an Income Tax Loan is the Smart Choice


There are literally endless situations in which an income tax loan could get you out of a money bind. That doesn’t mean that there aren’t a few times when this is really the smartest choice you can make. Some of the reasons that an income tax loan is often the smart choice include a short application, easy approval, and quick cash.

1. You’re about to be overdrawn at the bank, but payday is still a few days away


An income tax loan can get you the cash you need, in about 24 hours or less, so that you can pay the bills until your next paycheck comes in. What’s the other option? To overdraw your bank account, which is something you want to avoid if possible. Bank fees are high and when you overdraw the bank is not very forgiving. You’ll pay for it, so a quick personal loan just makes more sense.

2. You have a big bill to pay tomorrow, and an income tax loan can get you cash in time


Paying bills on time is so important. Being late with a payment costs you money in late fees, but also costs you points on your credit score. That loss of points can hurt you even more in the long run. With an income tax loan, though, you can get the cash you need to pay a bill, even if it’s due really soon. The application takes a couple of minutes to complete, approval takes 90 seconds, and the cash gets deposited to your bank account by the next business day. Get that bill taken care of, on time.

3. You know you have a tax refund coming eventually, but you could really use it now


You don’t have to have a tax refund on the way to get approved for an income tax loan, but if you do, it just makes sense to get that cash sooner if it can help you. Having the money now could mean paying bills on time, not being late with the rent, or it could mean being able to invest in a great opportunity that you would otherwise have to pass on.

4. An income tax loan can pay for that emergency expense


Any carefully planned budget can be totally destroyed by an emergency like a death in the family or a sick child. Use an income tax loan to pay for the unexpected bills and get it off your mind and taken care of so you can focus on what is more important: dealing with the emergency. To get approved for an income tax loan today, all you need to do is complete a simple application, either through our mobile app or online.

Tuesday, October 25, 2016

Why Apply for an Income Tax Loan?

Why Apply for an Income Tax Loan?


This time of year, everyone seems to need more cash than they have on hand. Between summer vacations and activities, and the start of school with its need for new clothes, club dues, sports gear and uniforms, and the never-ending fundraising requests from our friends and family, it’s almost unimaginable that we’re about to go into the holiday season and somehow tackle all of those expenses! If you’re like many of us, you think, “If only it were time for my tax refund, instead of having to wait until the holidays are over to file it!” Good news – that’s what an income tax loan is for! You know that refund is on its way, so why not take out an advance against it now, when you need the cash the most?

How is an Income Tax Loan Different Than Traditional Personal Loans?


Both of them get you cash now, right? And both need to be repaid with interest. But that’s about where the similarities end. For one thing, your income tax refund is your money – not the bank’s. So even though an income tax loan is repaid from your next paycheck or two, you can still look forward to your refund! It’s still your money, owed to you for income taxes that were withheld in excess, and unlike the commercial tax preparation companies that will “advance” you the funds quickly when you file your return with them, the lender doesn’t require that you sign over the refund to be deposited into their bank instead of yours.

Do I Need Good Credit To Be Approved for an Income Tax Loan?


The lenders who work with this refund advance program understand that life is complicated and sometimes very hard, and that many of us have gone through difficult financial times in our lives. Certain factions in the financial services industry have made it very difficult to obtain personal credit for up to ten years after situations like those have been resolved, resulting in significant portions of people’s lives being made more challenging at a time when they most needed support. Most of the lenders providing income tax loan services do not perform a traditional credit check when evaluating consumers’ applications for funding. Instead, they use a non-standard set of criteria based on your current circumstances, rather than years of history that might be completely irrelevant to your income, employment, or living situation of today.

This Income Tax Loan Sounds Great – Where Do I Start?


It’s very easy! All you need is an internet connection, your device of choice, and a few minutes of your time. You can even apply for an income tax loan using your smartphone if that’s what’s most convenient for you. Just click the link to the website and follow the instructions. You’ll be guided to a brief application form, and that’s all you need to do. There are no financial statements or tax returns to fax or upload, and no long wait either. Our lenders provide a decision in less than two minutes, and everything you need will be right there in your browser – the terms and conditions, repayment arrangements, and agreement form that you can sign using an electronic signature so you never even have to leave your home or office to move the process forward. Funds will usually be available in your bank account by the next business day, so what are you waiting for?

Tuesday, October 18, 2016

When You Have a Distant Payday, Online Loans Can Help

When You Have a Distant Payday, Online Loans Can Help


Payday can never come soon enough. Unfortunately, it usually doesn’t. It always seems as if that paycheck is so far away, like you can smell it coming, but you can’t get your hands on it yet. With bills to pay and late fees threatening you, you could use some extra cash. For that next far away payday, online loans can be the answer. They can get you quick cash that will tide you over until that paycheck finally arrives.

For a Delayed Payday, Online Loans Give You a Cash Flow Solution


A cash flow solution is just what you need. It’s not that you are careless with money. You can be as careful as you want, but when unexpected expenses come up like that rent increase or a rise in gas prices or your kid’s field trip that he forgot to tell you about, they can drain the bank account pretty quickly. Living paycheck to paycheck isn’t for the faint of heart. You are bound to have these times when, because of a far-off payday, online loans just makes sense. The cash you can get from these loans provides the much-needed relief you need to make it to payday without any catastrophes.

When it Comes to That Far Away Payday, Online Loans Are Easy


The next time it feels like payday will never come, that you will be doomed to choosing between paying a bill on time and shopping for groceries for the week, an online loan is the easy answer. The cash you get from an online loan is the easiest cash you’ll ever get. It starts with a mobile app; just turn on your phone and use the app. In minutes you will have applied for a payday loan. Don’t have a smartphone? Hop online and visit the application on our website. Either way, you can apply and get approved in just about five minutes.

Once you have applied for one of these loans, and gotten approved, you don’t have to do anything else. A lender that we hand select for you will get the cash transferred to your bank account as soon as possible so you can carry on with your life. Pay your bills and get the groceries this week. There is no need to choose. The next time you have a distant payday, online loans will be here waiting for you to take advantage of them.