Have You Checked Out the New Online Income Tax Loans?

Income tax loans used to be an advance you could only get from a tax preparation company – but times are changing, and they’re changing for the better. If you need extra cash now, a tax refund advance can be like a gift from the heavens – since you’re essentially borrowing your own money, even after you repay the lender you can relax in the knowledge that when the refund arrives you’ll be getting the money back yet again, and not having to pay it back that time!

How Do Income Tax Loans Work?

The new loans work very differently than the old ones. For example, with the original preparer-provided loans, you first had to have your tax return prepared by their office. That’s the first difference with the new online-style of tax advances – there’s no return necessary. Not only don’t you need to have it professionally prepared (for a fee!) to get the income tax loan, but nobody will ask to see your return as proof of how much you’re entitled to. You as the borrower decide how much funding you wish to request, based on previous years or new circumstances.

The new online income tax loans are requested via a simple, quick online application instead of through a tax prep office. You’ll fill out the form and a lender will respond within two minutes, right in your browser! You’ll review the terms agreement form, and if you like the offer accept via electronic signature. It’s super-fast and super easy! Furthermore, when your tax return arrives from the government, it’s yours to keep! The way the old loans worked, the borrower would sign their tax refund’s direct deposit over to an account owned by the tax preparation company. They’d then get a check for the balance – the refund expected minus tax preparation fees and the loan interest. With online income tax loans, you get every cent you request, and the fees and interest are built into the repayment.

Can I Get Income Tax Loans If I Have Bad Credit?

There are millions of Americans living with bad credit these days, and in many ways it can be very challenging. Most types of loans are very difficult or even impossible to get – and it’s only made more difficult and disheartening when companies run credit checks before being willing to hire you for a job or even let you sign a lease for an apartment. So here’s one easy, safe place you can go to when you’re short on cash and need money for an emergency or just to make ends meet. Income tax loans can be acquired with no standard mainstream credit check and a bare minimum of time and trouble. The lenders specifically choose to make funding available to those who might otherwise have difficulty being approved – instead of the standard credit check being the be-all and end-all, they choose to use other criteria such as employment history, income, and other current circumstances to determine approval. Need cash? Apply today!

Have You Checked Out the New Online Income Tax Loans? By Heather Wilson - 8/16/16

How to Create a Budget that Includes Quick Cash

Budgeting is hard. If it were easy, we would all be in a better financial situation. The truth is that no matter how good your intentions, creating and sticking with a budget is tough and often goes off the rails. Here are some tips to help you optimize your chances of successfully budgeting your spending, and it includes quick cash.

Use Quick Cash and Pay with Cash

Money experts agree that we always spend less when we pay with cold, hard cash. When you can actually see the money as you hand it over, when you are forced to take it out of your wallet and count it, you think about what you’re spending and if it’s worthwhile. Put your credit and debit cards away and use cash. You can start by getting some extra cash whenever you need it. With a quick cash loan you can supplement your budget, but be sure to use it in cash form only.

Put Aside Your Extra Quick Cash

You may need to borrow some quick cash to get by every once in a while, but to ensure that you don’t have to do it too often, increase your budget by saving. When you spend with actual cash, you get change. Make a habit of saving the chance from every purchase. Loose change doesn’t seem like much, but it adds up and will give you a bigger budget to work with in the future.

Prepare for Your Quick Cash

Borrowing money is something you may need to do. You may need to get quick cash to pay necessary bills, but you can also plan how you use it to make sure none is wasted and your budget isn’t completely busted. Get your quick cash, and make a specific plan for how you will spend it. Don’t allow for any surprise or impulsive buys. Use it for what you need it, repay it, and then move on.

Pay Attention to How You Spend Quick Cash

Paying with cash only will automatically help you pay attention to how you spend, but you can go one step further. Keep a record of what you spend and when. By being more aware of your expenditures means that you can take better control of your budget and look for places where you could cut back. Quick cash is an important part of budgeting, but so is being aware.

How to Create a Budget that Includes Quick Cash By Eric Knapp - 8/9/16

Can a Loan Online Really Be Safe?

There are so many benefits to getting your loan online: you get your cash sooner, you get to apply at your convenience, and you never have to go to the bank or a cash advance store and waste your time waiting. Some may think that you sacrifice security to get these benefits, but that just isn’t true. We offer loans that are fast, convenient, and most importantly safe.

A Loan Online Comes from Professional Lenders

A number one question that we get from potential borrowers is about our lenders. Who are they? Are they real lenders? We work with a network of professional and reputable lenders to provide you with the best possible loan products. You can rest assured that when we get your information in your loan application, it goes on to a lender who follows the letter of the law when it comes to lending and who takes your privacy seriously. With a loan online, you may not be able to see your lender, but you can trust that we connect you with only the best in the business.

With a Loan Online, You Get the Best in Cyber Security

We do online loans and nothing else, so we have taken the time to perfect the process. We don’t sacrifice security for our borrowers just to bring them the convenience of a loan online. Your information when you submit it through the website or mobile app is protected by the best encryption software. Once we get it, we send it only to your lender. We will not sell it to a third party. You should also know that your information will be deleted once you and the lender make the deal official with an e-signed loan document.

How to Get Started on a Loan Online Today

Now that you know you can be safe and secure when borrowing online, it’s time to get started. There are so many ways you can use the extra cash, so if you start now, you may get it as early as tomorrow morning. Just use your smartphone to access a mobile app, or go online to use our application. Fill it out with a little bit of basic information about you and submit it. From there we hand you off to a great lender who will do all the rest of the work to get you your cash. You’ll only need to e-sign your loan document and wait for the cash to appear in your bank account.

Can a Loan Online Really Be Safe? By Eric Knapp - 8/2/16

Do You Have Questions About Your Tax Refund Loan? We’ve Got Answers!

Trying out something new always feels a little risky or unnerving, so getting the answers to any questions you have about the situation can be the best way to make sure everything goes smoothly and with the least amount of emotional drama.

What if I’m not ready to file my return yet? Can I still get a tax refund loan?

Yes you can! When tax refund loans were the sole domain of income tax preparation companies, the only way to get a loan against your tax refund was to file your return and sign the refund over to the company. These days, with all the expansion and changes in the ways short-term loans are designed and managed, you can get a tax refund loan at any time of the year, whether you’re ready to file your return or not!

How much can I borrow? When do I have to pay it back?

Get up to $1500, based on your creditworthiness as measured by the lender’s criteria, and factors such as income and employment history. You might be able to make your repayment from your tax refund, depending on whether it’s due to be sent to you soon - but if not you simply repay from your upcoming paychecks, and then when your government refund arrives it’s all yours to keep!

Do I need good credit to qualify for a tax refund loan?

No, you do not. Many individuals with damaged credit have taken advantage of this type of short-term opportunity, and no doubt many will continue to do so because it’s so fast, so easy, and specifically because it does permit people who have been labeled a poor credit risk to be approved.

Do I qualify? What are the requirements?

Each lender’s approval criteria are slightly different, but the basic minimum requirements are the same. You should be at least 18 years of age and a US citizen with a phone number and a bank account. The bank account must be capable of electronic credits and debit. To be approved, the applicant has to have a job or other steady income of at least $1000 per month.

This sounds great – how do I start?

Start by clicking the link and letting the Income Tax Advances website guide you through the very quick and easy application form. As soon as you click “submit” the lenders available 24/7 will evaluate the form and respond within just ninety seconds. You’ll receive the tax refund loans terms and agreement right in your browser, and have the opportunity to read it thoroughly and be sure you understand the arrangement before using the e-signature provided to accept the funds. It’s that fast and simple!

Do You Have Questions About Your Tax Refund Loan? We’ve Got Answers! By Mindy Lobo - 7/26/16

Tax Return Loans Have Changed – Maybe Your Approach To Borrowing Should Too!

Picture this, if you can (for many of us it wouldn’t be difficult!) You check your bank balance and discover that you completely forgot about an automatic payment that was scheduled to come out of your account – it was this week, not next week! And if you’d remembered that you wouldn’t have paid the car insurance, but you did, and now there’s not enough cash in your account to cover your basic expenses between now and payday. So what do you do? Try not to spend any money at all, not put gas in the car, live on the food that’s in the fridge, and just hope that you can get by without overdrawing your account? What if you really need to put gas in the car, or your spouse forgets and stops at McDonald’s for lunch? Tax return loans are a fast and easy solution – and unlike standard payday loans they’re like borrowing money from yourself, because you get it back in the end!

Here’s How Tax Return Loans Work Today, and How They Can Work for You

Unlike the old-style way of borrowing against your tax return, where you had to get your return completed and sign away your refund to the company, the new online tax return loans let you borrow what you need and still get your refund! You can even borrow against a return you haven’t filed yet. The online application works like many other payday-style loans, so you’ll repay the funds out of your next paycheck or two. You can spread out the payments over more paydays – fees for this will vary, but it’s always an option – or if your refund is on its way the repayment can come directly from that. Just complete the online application form and click submit – lenders are available 24 hours a day to process and approve applications so that you can get the cash you need as quickly as possible Approvals take less than two minutes, and all the terms and information you need about the offer will be provided right in your browser. Accept the offer using the electronic signature provided, and the funds will be on their way to you within the day!

Is It Really Safe To Apply for Tax Return Loans Online?

It’s perfectly reasonable to be concerned about sharing personal information online – after all, we’re told by experts on a regular basis that we need to be very cautious about sharing personal details over the internet, and that there are always malicious people attempting to steal that information from us through electronic channels. Nevertheless, we have a degree of trust in the systems that have been put in place. Nearly everyone shops online at times – many on a weekly basis, according to statistics – and the majority of us do our banking or pay bills over the internet on a regular basis. Even though those activities involve our money and our most sensitive personal data – bank account numbers, credit card numbers, even our social security number – we’ve gotten comfortable and believe in the security those websites have in place. The great news is that the loan application websites have the same type of systems – encryption security that prevents anyone who intercepts the data from being able to make heads or tails of it. So yes – applying for tax return loans online is as safe as other financial processes you probably complete all the time with hardly a second thought!

Tax Return Loans Have Changed – Maybe Your Approach To Borrowing Should Too! By Mindy Lobo - 7/19/16/time>

This Income Tax Advance Has Gone Mobile

For the utmost in convenience when borrowing money, we can now offer you an income tax advance that you can apply for any time and from any location, as long as you have your smart phone. All it takes is an app and a few minutes of your time, and you can have the extra cash you need to get through your week.

How to Apply for the World’s Most Convenient Income Tax Advance

Here’s what you need to do: Pick up your phone, open the app, tap in some information, and click on the submit button. That is literally all there is to getting this income tax advance. Once you send in your information through the mobile app, we send it to a lender from our network and that lender does all the rest of the work. This is truly the most convenient way to get cash and the one that includes the least amount of work for you.

Where and When You Can Apply for an Income Tax Advance

Because our income tax advance is mobile, you can apply from nearly any location and at any time. Unlike getting a loan from a store or bank, you don’t have to be restricted to banking hours. You don’t even have to make a phone call or turn on a computer. You need your phone or tablet, any mobile device will work, and a signal. With just these two things you can apply from your morning commute, from work, from home in the middle of the night, or from that boring family event on Sunday afternoon.

A Mobile Income Tax Advance: What’s the Catch?

There really is no catch when it comes to our new mobile income tax advance. It isn’t too good to be true; it is simply a loan you can get with a mobile device. The world has changed and nearly everything is going mobile. Borrowing money may be an industry slow to change, but we are leading the way with a mobile app that makes borrowing so convenient and so fast you won’t go anywhere else for money ever again.

Give it a try today and we are certain you won’t be disappointed. As with any of our loans, you can get approved for your income tax advance in less than five minutes. And, in most cases, you can get your cash the very next day.

This Income Tax Advance Has Gone Mobile By Heather Wilson - 7/12/16

Get Cash Fast With A Refund Anticipation Loan

We all need extra money sometimes – one month our bills might be higher than usual, or the car breaks down, or a paycheck is lower than we budgeted for because our hours or tips were shorter than we’re used to. It’s an unfortunately common scenario that happens for all kinds of reasons. And when it does, refund anticipation loans can be the answer. Borrowing against our income tax refund is a fast and easy way to access the cash we need quickly and easily, with a minimum of “red tape.” You don’t even have to have filed your income tax return, because nobody’s going to ask to see it. How much to request to borrow is entirely your decision, based on previous year’s returns, any changes in your income or circumstances, and how much you’re comfortable repaying from your upcoming paychecks if you aren’t expecting your refund within a couple of weeks.

Refund Anticipation Loans – Easy Online Access is Key!

Did you know that loan applications are now online? It makes sense – if we can file our income tax returns online, manage our bank account, and go shopping, why not apply for a refund anticipation loan? Our technological advances in recent years have made it so that even the most skittish of us are comfortable completing financial transactions over the internet, whether it’s shopping for books or clothes, playing games, or even paying our bills. The same type of encryption technology that makes it possible for us to safely access our bank account and transfer funds to almost anywhere we need to also enables you to have a fast, easy loan application experience from the comfort of your own home – or wherever you prefer. What’s your favorite mobile device – your phone? More and more of us are using our phones as a primary internet access – and thanks to some forward-looking web developers the site is completely mobile-friendly. Both the web page content and the application will appear as big and bold and easy to read on your phone as they would on a full-sized computer or laptop.

1-2-3 Refund Anticipation Loans

The application process couldn’t be easier – simple as 1-2-3! Step one – head to the website and fill out the quick and simple application form. It’s got just three sections – personal info, employment and income info, and bank info. There is just a handful of questions for each section and none of them ask anything more complex than an ID or phone number. Step two – click submit and wait for the approval to come through right in your browser just a minute or two later. The approving lender will provide you with a lending agreement to sign and the electronic signature to sign it with. Take your time and read through all the terms – make sure you understand what you’re agreeing to – and then sign to accept the deal. As soon as that’s done the lender will be free to disburse the funds directly to your bank, where they’ll be available to you as quickly as your bank’s clearing policies allow! Payments will be drafted from your bank account on your subsequent paydays, and if your income tax refund hasn’t arrived yet you’ll get to keep it when it does – unlike other tax loans that take your refund as payment and only provide you with the base amount minus fees and interest. A refund anticipation loan is like borrowing from yourself, and who’s going to give you a better deal than that?

Get Cash Fast With A Refund Anticipation Loan By Scott Lobo - 7/5/16